How to redeem Capital One rewards for gift cards

From travel miles to cash back, you can redeem your Capital One credit card rewards in lots of ways. This includes cashing in your rewards for gift cards from some of your favorite merchants, restaurants and more.

Learn how to redeem your rewards for gift cards in this guide.

Key takeaways

  • The cash back and miles you can earn with a Capital One rewards credit card don't expire for the life of the account. And there are no fees and no limits to the amount that can be earned.
  • Capital One credit card rewards can be redeemed for gift cards from a variety of retailers, restaurants, hotels and more. 
  • Gift cards can be useful for gift giving, regular purchases or big-ticket items.
  • Once you redeem your Capital One rewards for a gift card, it should be delivered in two to three weeks.

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What are credit card rewards?

Capital One credit card rewards let you earn rewards on every purchase and put them toward the things you love. Every time you use your card—whether you’re swiping, tapping, dipping or paying online—you’re rewarded. And with rewards options like cash back and travel miles, you can find ways to make the most of your rewards.

Do Capital One rewards expire?

Capital One rewards don’t expire for the life of the account. And there’s no limit to the amount of rewards you can earn.

How to redeem Capital One rewards for gift cards

You can redeem Capital One rewards for gift cards by signing in online or through the Capital One Mobile app. Once you redeem rewards for a gift card, the card will typically be in your mailbox within two to three weeks.

How to redeem gift cards on your desktop

Capital One cardholders can sign in online to view the gift card catalog and select a card.

How to redeem gift cards on your mobile device

After signing in to the Capital One Mobile app, select your rewards card and tap on your rewards cash or miles. From there, select the gift card option to redeem.

What types of gift cards are available with Capital One rewards?

You can redeem your Capital One credit card rewards for gift cards from a wide variety of merchants, including:

  • Retail stores
  • Restaurants
  • Food delivery services
  • Hotels
  • Airlines
  • Spas
  • Wellness brands
  • Gas stations
  • Grocery stores 

Sign in to your account to see what’s currently available.

How to use Capital One gift card rewards

Here are a few ideas for using rewards gift cards:

  • Gift them to friends or family members on birthdays and holidays.
  • Put them toward a big-ticket item you’ve had your eye on.
  • Put travel-related gift cards toward a vacation.
  • Fill up your car with gas.
  • Save on groceries.
  • Fund your morning coffee run.
  • Treat yourself—and maybe someone else—to a nice dinner.
A graphic shows how credit card rewards work.

Other ways to use Capital One rewards

You can use your Capital One rewards to redeem more than just gift cards. Here’s a closer look at some options:

Redeem for cash

Get cash back credited to your account, which can decrease how much you owe on your next statement, or mailed to you in the form of a check. 

Redeem for experiences

Through Capital One Entertainment, you can access exclusive events in dining, music, sports, theater and more. Use your rewards to pay for all or part of your ticket purchase.

Book a trip

Capital One Travel lets you apply your rewards when booking flights, hotels, rental cars and more. Cardholders get Capital One’s best prices on thousands of trip options and enjoy smart features like price alerts and a price match guarantee.

Redeem with PayPal

By linking your Capital One rewards card to PayPal, you can use rewards for purchases at millions of online stores. Simply choose Checkout with PayPal when shopping online, select your Capital One card as the payment method and apply your rewards.

Shop with Amazon

When checking out at, you can apply your rewards when paying with your Capital One card. You’ll have to add your card as a payment method and enroll your card in Shop with Points first. After that, your available rewards will show up in your Amazon wallet.

Cover purchases

Get reimbursed for recent purchases—just select which transaction you’d like to cover.

Move rewards

Have multiple Capital One credit cards? It’s possible to transfer rewards from one eligible Capital One account to another.

Capital One rewards gift cards in a nutshell

Redeeming credit card rewards for gift cards can be a way to pay for essentials, give gifts to others or treat yourself to something nice. You can also redeem rewards in a number of other ways, like booking a trip, getting tickets to an experience and shopping online.

And if you’re looking for a rewards credit card, Capital One’s credit card comparison tool makes it easy to compare cards based on your credit level and rewards preference. You might find the card that fits your lifestyle—and get rewarded for how you spend.

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