Capital One credit card rewards and benefits

Cash back and travel rewards are major benefits of many credit cards. But that’s just the start for some cards. Capital One offers credit cards with generous rewards programs and a host of other benefits to fit your lifestyle.

Learn about the full range of benefits available to Capital One rewards cardholders.

What you’ll learn:

• Capital One offers travel rewards cards, cash back rewards cards, and dining and entertainment rewards cards.

• Cardholders can access booking platforms and cardholder exclusives through Capital One Travel, Capital One Entertainment and Capital One Dining.

• Cardholders have access to account management and security features through the Capital One Mobile app, virtual cards and Eno, your Capital One assistant.

Capital One offers rewards credit cards designed for all credit levels, across three categories: travel rewards, cash back, and dining and entertainment rewards. 

• Travel cards from Capital One offer unlimited miles on purchases to reward you for the way you travel.

• Cash back cards from Capital One reward you for everyday spending.

• Dining and entertainment cards from Capital One enable you to earn cash back at grocery stores and on dining, entertainment and popular streaming services to reward you for food and fun. 

Capital One rewards don’t expire as long as your account remains open. There’s also no limit to the amount of rewards you can earn. 

When you know more about credit card rewards, it can be easier to make the most of them.

If you enjoy traveling, a miles rewards card could be right for you. These all offer unlimited rewards. And with Capital One, you won’t pay foreign transaction fees when making purchases while traveling abroad. View important rates and disclosures.

Venture X:

• Earn 10X miles on hotels and rental cars booked through Capital One Travel.

• Earn 5X miles on flights, vacation rentals and activities booked through Capital One Travel. 

• Earn 2X miles on all other purchases, every day. 

• Enjoy a $300 annual travel credit for bookings through Capital One Travel.¹

• Receive up to a $120 credit for Global Entry or TSA PreCheck® fees.² 

• $395 annual fee. 

View important rates and disclosures.

Venture:

• Earn 5X miles on hotels, vacation rentals, rental cars and activities booked through Capital One Travel.

• Earn 2X miles per dollar on every purchase, every day. 

• Earn 75,000 bonus miles once you spend $4,000 within the first three months of opening an account.

• Receive up to a $120 credit for Global Entry or TSA PreCheck® fees.²

• $95 annual fee.

View important rates and disclosures.

VentureOne:

• Earn 5X miles per dollar on hotels and rental cars booked through Capital One Travel.

• Earn 1.25X miles per dollar on every purchase, every day.

• Earn 20,000 bonus miles once you spend $500 within three months of opening an account.

• No annual fee.

View important rates and disclosures.

If you like the flexibility of earning unlimited rewards for everyday purchases, check out these cash back cards from Capital One.

Quicksilver: 

• Earn 5% cash back at Capital One Entertainment.³ 

• Earn 5% cash back on hotels and rental cars booked through Capital One Travel. 

• Earn 1.5% cash back on every purchase, every day.

• Earn a $200 cash bonus once you spend $500 within three months of opening an account.

• No annual fee.

View important rates and disclosures.

QuicksilverOne: 

• Earn 5% cash back at Capital One Entertainment.³

• Earn 5% cash back on hotels and rental cars booked through Capital One Travel.

• Earn 1.5% cash back on every purchase, every day.

• Be automatically considered for a higher credit line in as little as six months.

• $39 annual fee. 

View important rates and disclosures.

Whether it’s eating out, seeing a concert or streaming your favorite show, the Savor rewards cards give you unlimited cash back for food, fun and all the things you love to do.

Savor: 

• Earn 8% cash back on Capital One Entertainment purchases.³ 

• Earn 5% cash back on hotels and rental cars booked through Capital One Travel. 

• Earn 3% cash back at grocery stores and on dining, entertainment and popular streaming services.⁴ 

• Earn 1% cash back on all other purchases. 

• Earn a $200 cash bonus once you spend $500 within three months of opening an account.

• No annual fee. 

View important rates and disclosures.

Savor for Good Credit:

• Earn 8% cash back on Capital One Entertainment purchases.³ 

• Earn 5% cash back on hotels and rental cars booked through Capital One Travel.

• Earn 3% cash back at grocery stores and on dining, entertainment and popular streaming services.⁴

• Earn 1% cash back on all other purchases.

• No annual fee. 

View important rates and disclosures.

SavorOne:

• Earn 8% cash back on Capital One Entertainment purchases.

• Earn 5% cash back on hotels and rental cars booked through Capital One Travel.

• Earn 3% cash back at grocery stores and on dining, entertainment and popular streaming services.⁴

• Earn 1% cash back on all other purchases.

• Be automatically considered for a higher credit line in as little as six months.

• $39 annual fee. 

View important rates and disclosures.

Capital One rewards cards also come with benefits to help at home and on the road: 

Account management tools and digital services from Capital One help you stay in control of your money.

• Capital One Mobile app: Keep track of your accounts anywhere, anytime, with the Capital One Mobile app. You can pay your bill and view your balance and transactions. You can even review your rewards status and history.⁵

• Virtual cards: Shop online faster and more securely without needing your physical card.⁶

• Eno: Your Capital One virtual assistant is available to chat, check your balance and answer questions about your account when you need assistance.⁷

• Extended warranty protection: You could get extended warranty protection at no charge on eligible items that are purchased with an eligible card.⁸

Eligible cardholders can access Capital One Entertainment and earn elevated rewards.³ The online ticketing platform offers more than 500,000 unforgettable experiences across sports, music, dining and more.

Eligible Capital One cards have benefits that can make travel less stressful, more comfortable and more affordable:⁹ 

• Capital One Travel: Booking online through Capital One Travel gives you access to tools that make trip planning and travel hassle free. And depending on your rewards card, you can earn up to 10X miles on hotels and rental cars and up to 5X miles on flights.⁹

• No foreign transaction fees: With your Capital One rewards credit card, you won’t pay foreign transaction fees when making purchases outside the U.S. View important rates and disclosures.

• Auto rental collision damage waiver: Rent an eligible vehicle with an eligible card and you could be covered for damage due to collision or theft.⁸

• Travel accident insurance: Get automatic insurance for a covered loss at no extra charge when you use an eligible credit card to purchase your common carrier fare.⁸

• Lost luggage reimbursement: When you’ve booked a trip with your eligible Capital One card, you might be reimbursed if your luggage goes missing.⁸ 

• 24-hour travel assistance services: If your card is lost or stolen, you could get an emergency replacement card and a cash advance to help with expenses.

Capital One protects your wallet with fraud protection tools and alerts, like: 

• $0 fraud liability: You won’t be responsible for any unauthorized charges posted to your account if your card is lost or stolen.

• Card lock: Whether you’ve misplaced your card or you suspect it’s lost or stolen, you can lock your card and in just a few taps prevent future use.

• Security alerts: If Capital One detects suspicious activity on your account, you’ll get alerted via text, email and phone to take immediate action.

The first step to maximizing your rewards is applying for a card that fits your lifestyle. For example, a credit card that offers miles rewards may not be an ideal choice if you don’t travel often. As you start to earn rewards, be sure you know what your redemption options are. They can include statement credits, gift cards, flights, hotel stays, car rentals and more.

Many rewards credit cards come with a wide range of perks. If you’re already a Capital One rewards cardholder, make sure you’re taking advantage of your benefits and maximizing your rewards.

If you’re not already a Capital One rewards cardholder, Capital One offers many rewards credit cards with a wide range of perks when you’re traveling the world, out on the town or staying in.