Earn big rewards on big purchases 1
With no preset spending limit, enjoy increased purchasing power that can grow over time to unlock more rewards potential.
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Big purchases. Big cash rewards. | 2026 TPG AWARD WINNER: BUSINESS CARD OF THE YEAR |
Dedicated guidance for eligible businesses
Your business may be eligible to work with a dedicated Relationship Manager who can guide you to the best card for your business and help you maximize your spend so you can earn more rewards.
BENEFITS FOR CAPITAL ONE BUSINESS CARD HOLDERS
Automatic payments
Set up AutoPay so you don’t have to worry about signing into your account every month.
$0 fraud liability
If your card is lost or stolen, you can get an emergency replacement and a cash advance.
Year-end summaries
Get an itemized report of your spending to simplify budgeting and tax time.
Account managers
Assign an account manager to make purchases and payments, review transactions and resolve any problems.
Purchase records
Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.
Virtual card numbers
Make safer payments online without exposing your actual card number with merchants.
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Customers can unlock more purchasing power with no preset spending limit than with fixed line products. Purchasing power is not unlimited and changes over time based on spending behavior, payment history, credit profile and other factors.
- 2The bonuses are available by starting the application process from this page, and may not be available if you navigate away from or close this page. The bonuses may not be available for existing or previous Capital One Business card holders.
Spark Cash Plus Welcome Bonus: Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months.
Spark Cash Plus Additional Bonuses: Earn a $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times during your first year as cardholder.
Venture X Business Welcome Bonus: Earn 150,000 miles when you spend $30,000 in the first 3 months
Spark Cash Plus Limited-Time Offer: Earn a one-time $500 Capital One Business Travel credit (“Credit”) to use toward purchases made through Capital One Business Travel when you spend $30,000 in the first 3 months of account opening. The Credit will be applied to your Capital One Business Travel balance within two billing cycles and expires 15 months after account opening. The Credit will be available within Capital One Business Travel and can be applied to purchases at checkout. The Credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the Credit. If the purchase using the Credit is canceled, the Credit will be restored if it is not expired. An expired Credit will not be restored upon cancellation of the purchase by the customer. Your Spark Cash Plus account must be open and in good standing to receive and use the Credit.
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Annually, eligible Venture X Business primary account holders will receive a $300 Capital One Business Travel credit (“Credit”) to use toward purchases made through Capital One Business Travel. Each annual Credit will expire on the next account open date anniversary. The Credit will be available within Capital One Business Travel and can be applied to purchases at checkout. The Credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the Credit. If the purchase using the Credit is canceled, the Credit will be restored if it is not expired. An expired Credit will not be restored upon cancellation. A Venture X Business card account must be open and in good standing to receive or use the Credit.
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No preset spending limit does not mean unlimited spending. The amount you can spend can change over time based on your spending behavior, payment history, credit profile and other factors.
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Enrollment required for the Partner Lounge Network. Certain terms apply. Lounge access is not guaranteed and is subject to space availability. Prices and benefits are subject to change. Learn more about lounges at: https://capitalonetravel.com/lounges.
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To receive a statement credit up to $120, you must use your Venture X Business or Venture Business card to pay the application fee for either Global Entry or TSA PreCheck®. One statement credit will be processed per account every 4 years, and the credit will apply to the application fee that is charged to your account first. The statement credit will be posted to your account within 2 billing cycles of the fee being charged. Your eligible card must be open and in good standing at the time of statement credit fulfillment. Refer to the Application or Account Terms for additional details.
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Pay at least the minimum payment amount by your payment due date, otherwise you’ll be charged a 2.99% late fee.