LIMITED TIME OFFER!

 Up to a $3,000 cash bonus. Offer ends 3/11/2024.

Spark 2% Cash Plus

Credit Level: Excellent

For a limited time, earn up to a $3,000 cash bonus. Plus, earn unlimited 2% cash back and enjoy purchasing power that adapts to your business with no preset spending limit. Offer ends 3/11/2024.

  • 2%
    Unlimited Rewards

    Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions. Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

  • $3,000
    Cash Bonus

    Offer ends 3/11/2024—earn up to a $3,000 cash bonus: $1,500 once you spend $20,000 in the first 3 months, and an additional $1,500 once you spend $100,000 in the first 6 months. 1

  • Pay-in-Full
    Charge Card

    Your balance must always be paid off in full every month. 2


  • Flexible spend capacity

    Spark 2% Cash Plus comes with no preset spending limit that adapts to your needs based on spending behavior, payment history and credit profile. 3
  • ANNUAL FEE REFUND

    Get your $150 annual fee refunded every year you spend at least $150,000. 4
  • BUSINESS-GRADE CAPABILITIES

    Empower your team to make purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, pay your vendors with ease.

Rewards Calculator

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BENEFITS OF SPARK 2% CASH PLUS 6

Application Requirements

What you should know before you apply

10 MINUTE APPLICATION

It takes about 10 minutes to apply and you'll get a decision in seconds.

BUSINESS OWNER INFORMATION

You'll need to know legal names, addresses and SSNs for all business owners.

BUSINESS INFORMATION

Gather your legal business name, address and business tax ID number (TIN). 

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