Business card benefits and features

Learn how the benefits of a business card from Capital One help you get business done.

Manage your spending

Flexible spending tools that allow you to pay in a way that works for your business

Accounts payable

Easily pay vendor bills

Easily manage your accounts payable process by sending and tracking payments directly from your Capital One Business account. Pay by card or ACH bank transfer from any bank. Your vendors will receive the payment however you select. 

Simplify budgeting and tax time

Get an itemized report of your spending with year-end summaries.

Save time with recurring transactions

View and manage merchants that charge your business every month, such as subscriptions and bills.

Never miss an upcoming payment

Set up AutoPay so you don’t have to worry about signing into your account every month.

Control when you make your payments

Pick your own monthly due date, giving your business the control to pay when you want.


Earn best-in-class business rewards

With our business cards, you can earn unlimited rewards with no limits or expiration on all your purchases. Learn more about individual card terms and rewards for our cash back and travel reward cards.

Earn up to 2% in cash back on every purchase

Plus, earn additional rewards when you book travel with Capital One Travel. 

Earn up to 2x miles on every purchase

Plus, earn additional rewards when you book travel with Capital One Travel.

Elevate your travel

Travel smarter with Capital One business rewards cards

Book through Capital One Travel

Get our best prices on thousands of trip options—even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

Save money on foreign transactions

You won’t pay a transaction fee when making a purchase outside the United States. Learn about foreign transaction fees.

Transfer your miles to participating partners

Use your Capital One Business travel card and transfer miles to one of our 15+ travel loyalty partners. 1

Enroll in TSA PreCheck® or Global Entry
Eligible Cards Venture X Business and Spark 2x Miles

Receive up to $100 credit for TSA PreCheck® or Global Entry. 2

Escape to the Capital One Lounge
Unlimited access for Venture X Business and 2 complimentary visits for Spark 2x Miles cardholders. All other travelers are welcome at the standard rate of $65.

Relax and recharge away from the airport crowds with luxurious amenities and fresh, local food and beverage options. Explore the Capital One Lounge

Enjoy hotels from the Premier Collection
Eligible Cards Venture X Business and Spark 2x Miles

Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit and other premium benefits on every booking. 3


Earn unlimited miles on every purchase, plus get elevated rewards on bookings through Capital One Travel. 4


Use your miles to book flights, hotels and more. You can view your point balance at any time when you sign in to the travel portal.


To transfer your Capital One miles, sign into your account, navigate to the rewards page and follow the prompts to convert rewards.

Control your account

Manage your account, software integrations and your employee cards from anywhere

Software integrations

Capital One Business offers integrations with several software providers

Easily sync your accounts and simplify your financial management process with Sage Intacct 5 or Concur Expense. 

Employee cards

Earn rewards on employee spending

Set up free employee cards and track employee spending while earning rewards on every purchase.

Manage employee cards from anywhere

Manage users from your laptop, tablet or mobile device. Take care of your account while working or even when you’re on the go.

Stay on top of employee spending

Monitor employee spend using the personalized spend tracker to see how much has been spent, pending transactions and more.

Explore individual card terms and rewards to find the right card for your business

Keep your business card protected

Our cards are designed to protect you and your business

security benefits & features

Virtual cards

Get business grade protection

You’re never liable for fraudulent charges

With $0 fraud liability, you won’t be responsible for unauthorized charges if your card or an employee’s card is stolen.

Be alerted of any suspicious activity

Set up security alerts to be notified via text, email and phone if Capital One notices potential suspicious transactions on your account. Add your information.

Access support whenever you need it

Eno, your Capital One Assistant, keeps an eye on your accounts 24/7 and sends alerts when something’s up. Learn about Eno. 6

Protect purchases with extended warranty

Get free additional warranty and protection on eligible items that you purchase with your card. Learn about our warranty

Support and resources when you need them

Check out our additional resources

Small Business Card FAQs

Find answers to questions and read additional helpful information about our small business cards.

Business Hub

See how we can support your growing business with articles, podcasts and more from business leaders.

Capital One Shopping

Save money and earn rewards with our free tool that finds the best deals online. No Capital One card required.