Your money's at the front.
You're at the center.

Experience banking that puts you first.

Personal banking that feels personal

Welcome to Banking Reimagined®

Manage your money, differently.

Get answers to your big financial questions

See what's brewing at a location near you.

Explore free events and workshops

Ready. Set. Grow.

Turn dreaming into earning with 360 Money Market® and one of the nation’s best rates.

Annual Percentage Yield

for balances of or more.

Fee-free and no minimums

to open or keep your account

All deposits are FDIC-insured

up to the allowable limits

APYs are variable and effective .

Read Disclosures

Why bank with us?

From the simplicity of our accounts to the ease of opening them, across digital experiences and physical Cafés, we're bringing you a whole new way of banking.

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No fees, no minimums

Checking and savings accounts with no fees or minimums to open–nothing to get between you and your money.

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Built-for-you accounts

Get top savings rates and easy-to-use tools from our award-winning savings and checking accounts.

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Peace of mind

Kick back, relax and bank easy with fraud coverage and FDIC-insurance up to allowable limits.

Goodbye stress. Hello simple.

Our checking and savings products have no fees, no minimums to open, no bait and switch. We offer one of the best savings rates in America. And you can open an account in about 5 minutes-from almost anywhere.

Manage your money on the go.

Bank almost anywhere, anytime with our top-rated mobile app and easy-to-use digital tools. monitor your credit with Creditwise® and send and receive money with Zelle®. It's all right at your fingertips—so you can spend less time banking and more time living.

Inviting spaces. Friendly people.

Across the country, our Capital One Cafés are comfortable, inviting spaces where you can get help from Ambassadors, sign up for workshops or free Money Coaching sessions, or kick back with a cup of Peet's Coffee—Wi-Fi is on the house.

Not near a Café? We have other Capital One locations, too—with people who are happy to help you.

Open a bank account online in about 5 minutes.

  1. Step 1 Icon

    Find the account that fits your life

  2. Step 2 Icon

    Get started with easy online opening

  3. Step 3 Icon

    Stay in control each step of the way

Bank confidently anytime, anywhere.

  1. Pay Bills Icon

    Pay bills online and transfer money—for free

  2. Mobile Deposit Icon

    Deposit checks securely on the go

  3. Mobile App Icon

    Download our top-rated mobile app

Keep your financial journey on track.

  1. No Fees Icon

    Pay no fees to open or keep your account

  2. Automatic Savings Plan Icon

    Set up an Automatic Savings Plan

  3. Debit Card Icon

    Keep tabs on your credit with Creditwise®

See what Capital One customers are saying.

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“I love being able to open accounts when I want. I can open accounts for my children, holiday savings, or saving for a specific purchase I’m planning.”

Casey P., Baton Rouge, LA
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“My 16-year-old went into a ditch and needed a tow. I used my phone to transfer funds to his account so he could pay the tow truck. P.S. Yes, he paid me back!”

Todd H., Kasson, MN
“ ”

“I’ve rethought…how I use a bank. I’m not debt-free yet, but I’m taking a much more active role, saving more and planning for my financial future.”

Stephen O., Warrenville, IL
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5 Star Safe & Sound® rating from Bankrate.com – Q1, 2016

Capital One Safety & Security Features

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Best Savings Account Awarded for 360 Money Market® and 360 Savings®

See All Savings Accounts

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Best Checking Account Awarded for 360 Checking®

Why 360 Checking?

When you need us, we'll be there. Make deposits and withdraw cash at a Capital One ATM near you or experience banking reimagined at a Capital One Café.

Already in the neighborhood?

These products are available online, on your phone, and in Capital One Cafés. If you live near a Capital One location, find the Capital One near you or talktalk to a Capital One associate to learn more about our branch products.


MONEY MANAGEMENT TIPS

Article | 5 min read

What is a Money Market Account?

If you’ve heard of a money market account but don’t really know what it is, you’re not alone. Here are the money market FAQs you need to know to keep your savings moving forward.

Learn More

Article | 5 min read

Checking vs. Savings Accounts, Money Markets and CDs

How do you choose the right bank account for your financial goals? Follow the same dollar bill as it moves through checking, savings, and CD accounts to see what your money can do.

Learn More

Article | 5 min read

What's a CD ladder? Is it Worth it?

What is a CD ladder strategy? How do you build one that works? Is a CD ladder worth it? Get the answers to these and all of your CD laddering questions.

Learn More

Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Routine or unscheduled maintenance may impact accessibility. Mobile Deposits are available only in the U.S. and U.S. Territories.

The Capital One Mobile app has a 4.7/5-star customer rating on the App Store and a 4.6/5-star customer rating on Google Play as of 08/28/2018.


Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Routine or unscheduled maintenance may impact accessibility. Mobile Deposits are available only in the U.S. and U.S. Territories.

The Capital One Mobile app has a 4.7/5-star customer rating on the App Store and a 4.6/5-star customer rating on Google Play as of 08/28/2018.

Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC. Available to U.S. bank account holders only. Terms and conditions apply.

Creditwise availability will vary depending on ability to obtain your credit history from TransUnion®.

Questions? Get real answers, from real people.

Phone, social media, Morse code (okay maybe not Morse code). Talk to a Capital One associate today–no SOS required.

Learn more about banking with us.