Business Credit Cards

Spark Business

Unlimited rewards.

Unlimited potential.

You could put thousands of dollars back into your business.

Spark Business

Unlimited rewards.

Unlimited potential.

You could put thousands of dollars back into your business.

spark-cash-rewards

Spark® Cash Back Rewards


Unlimited 2% Cash Back

Earn 2% cash back with the Spark Cash card. Or, choose another cash back card with great rates and benefits. Unlimited rewards from Spark cards could mean thousands of dollars a year going back into your business.

New Cardmember Offer

Earn a one-time cash bonus*—$500 with Spark Cash or $200 with Spark Cash Select.footnote1

spark-miles-rewards

Spark® Miles Rewards


Unlimited 2X Miles

Earn unlimited 2X miles rewards with Spark Miles. If Spark Miles Select is right for you, you’ll earn unlimited 1.5X miles on every purchase for your business with no annual fee.


New Cardmember Offer

Earn a one-time bonus*—50,000 with Spark Miles or 20,000 with Spark Miles Select.footnote1

Compare all Spark business cards



Spark® Cash Back Rewards


Unlimited 2% Cash Back

Earn 2% cash back with the Spark Cash card. Or, choose another cash back card with great rates and benefits. Unlimited rewards from Spark cards could mean thousands of dollars a year going back into your business.

New Cardmember Offer

Earn a one-time cash bonus*—$500 with Spark Cash or $200 with Spark Cash Select.footnote1




Spark® Miles Rewards


Unlimited 2X Miles

Earn unlimited 2X miles rewards with Spark Miles. If Spark Miles Select is right for you,you’ll earn unlimited 1.5X miles on every purchase for your business with no annual fee.

New Cardmember Offer

Earn a one-time bonus*—50,000 with Spark Miles or 20,000 with Spark Miles Select.footnote1

Compare all Spark business cards

We see the benefits of the 2% cash back. The amount that we get back from that is real money.

—Scott Jones, Triple Crossing Brewing, cardholder since 2014

I use my rewards to fund employee outings and appreciation. The rest of the time, they go back into my business.

—Dr. Jennifer Lee, REN Dermatology, cardholder since 2013

We use our rewards to grow our business, treat our team well and take risks we otherwise wouldn't. The Spark Business card is a no-brainer.

—Michael Bor, CarLots, cardholder since 2011




Spark Business® credit cards are beyond rewarding

Free employee cards

Add employee cards at no additional cost and earn all the rewards from their purchases.

Year-end summary

Get a custom, itemized report of your spending to help simplify planning, budgeting and tax time.

Easy accounting

Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooksTM and Excel® for easy accounting.

No foreign transaction fees

You won’t pay a transaction fee when making purchases outside of the United States.


See all Capital One Spark Business benefits.

  1. This one-time bonus may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous Spark cardholders.