Spark 1.5% Cash Select

Credit Level: Excellent
Earn unlimited 1.5% cash back on every purchase. Plus, earn a $750 cash bonus when you spend $6,000 in the first 3 months.
  • 1.5%
    Unlimited Rewards

    Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions. Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

  • $750
    Cash Bonus

    Earn a one-time $750 cash bonus once you spend $6,000 on purchases within the first 3 months from account opening. 1

  • $0
    Annual Fee

    Enjoy a $0 annual fee in addition to the big rewards and cash bonus you can earn.

  • Rewards Your Way

    Get cash back rewards for any amount at any time with no expiration date for the life of the account.
  • Purchase Rate

    18.49% - 24.49% variable APR based on your creditworthiness.

Rewards Calculator

Slide to your monthly spend to see how much you could earn 2
See how much your business can earn 2
See how much you could earn based on your monthly spending 2
Monthly Spending
Your business could earn:
cash back annually


Application Requirements

What you should know before you apply


It takes about 10 minutes to apply and you'll get a decision in seconds.


You'll need to know legal names, addresses and SSNs for all business owners.


Gather your legal business name, address and business tax ID number (TIN). 

More Cash Back Cards

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Spark 2% Cash Plus

Unlimited 2% cash back with spend capacity that adapts to your business.
Spark 1.5% Cash Select product image

Spark 1.5% Cash Select

Unlimited 1.5% cash back with intro APR for good credit.

This one-time bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous Spark cardholders.


The actual amount of cash back you earn will depend on your purchase activity.


Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered card to secure transactions. Please refer to your Guide to Benefits for further details.