Spark® Cash from
Capital One®
Unlimited Rewards
Get unlimited 2% cash back and you could be putting thousands of dollars back into your business. Redeem at any time with no minimums.
New Cardmember Offer
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Annual Fee
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Fraud Coverage and Alerts
We've got you covered with zero fraud liability if your card is lost or stolen. Plus, get automatic fraud alerts via text, email, or phone call.
Purchase Rate
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Free Employee Cards
Add employee cards for free and earn all the rewards from their purchases.
Rewards Your Way
Get cash back rewards for any amount at any time with no expiration date for the life of the account.
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Card features and benefits
Our cash back business credit cards come with these features
Year-end summaries
Get a custom, itemized spending report to simplify planning, budgeting, and taxes.
No foreign transaction fees
Make purchases outside of the US with zero transaction fees.
Easy accounting
Download your purchase records quickly and securely to multiple formats including Quicken®, Quickbooks™, and Excel®.
Spark® Cash also comes with these Visa® Business Benefitsfootnote3
Emergency card replacement
Get a replacement Visa Signature Business card sent to you or receive emergency cash at a convenient location via this worldwide 24/7 service.
Auto rental damage waiver
Visa has you covered for any damage caused by collision or theft when you rent an eligible car.
Purchase security and extended protection
Visa will replace, repair, or reimburse eligible items within 90 days of purchase. Plus, it doubles the length of the manufacturer's warranty.
Rate and fee information
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This one-time bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous Spark cardholders.
The actual amount of cash back you earn will depend on your credit limit and purchase activity.
Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.