VentureOne Business
1.5X miles on every purchase
50,000 bonus miles
No annual fee
5X miles on travel
Earn unlimited 5X miles on hotels, vacation rentals and rentals cars booked through Capital One Business Travel.
1.5X unlimited rewards
Earn unlimited 1.5X miles on every purchase for your business.
50,000 bonus miles
Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening. 1
$0 ANNUAL FEE
Enjoy a $0 annual fee in addition to the rewards and bonus miles you can earn.
PURCHASE RATE
16.74% - 22.74% variable APR based on your creditworthiness.
Travel benefits
Manage business travel & expenses in one place
Save time and money with complimentary access to an all-in-one business travel management solution. Explore Capital One Business Travel.
Flexible miles redemption
Redeem your miles through our travel site, or get reimbursed for travel expenses made with your card—plus you may be able to transfer miles to one of our 15+ partners. 4 3
Hertz Five Star® Status
Skip the counter at select locations, enjoy a wider selection of rental cars and more, just for being a VentureOne Business cardholder. 5
$0 fraud liability
If your card is lost or stolen, you can get an emergency replacement and a cash advance.
Security alerts
Get notified via text, email and phone if Capital One notices potential suspicious transactions on your account.
Purchase records
Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.
Virtual cards
Make safer payments online without exposing your actual card number with merchants.
Accounts Payable
Manage your accounts payable process by sending and tracking payments all in one place.
Year-end summaries
Get an itemized report of your spending to simplify budgeting and tax time.
Choose your due date
Pick your own monthly due date. Your business has the control to pay when you want.
Transaction details
Stay on top of your purchases. You can find merchant information like an address, logo, phone number and map, when available.
Recurring transactions
View a list of merchants that charge your business card monthly like subscriptions and bills.
Automatic payments
Set up AutoPay so you don’t have to worry about signing into your account every month.
Free employee cards
Track employee spending while earning all the rewards from their purchases.
Spend limits
Set customized spending limits for employee cards and see transactions as soon as they post.
Account managers
Assign an account manager to make purchases and payments, review transactions and resolve any problems.
Account access
Manage your account online or use the mobile app to get account activity alerts, see payment options, download past account statements and more.
Card lock
Lock your card or an employee’s if it has been misplaced, lost or stolen.
Fraud & security alerts
Receive an email or text message alert if we detect a potential mistake or suspicious charge on your account.
Customer support
Our Capital One business specialists are specially trained to work with business owners and are available to answer any questions you may have.
Extended warranty
Get free additional warranty and protection on eligible items you purchase with your card.
Application Requirements
What you should know before you apply
10 minute application
It takes about 10 minutes to apply and you'll get a decision in seconds.
Business owner information
You'll need to know legal names, addresses and SSNs for all business owners.
Business information
Gather your legal business name, address and business tax ID number (TIN).
Frequently asked questions
1. What information is required to apply for a VentureOne Business card?
To apply for the VentureOne Business card, you must be an authorized representative for your business. You’ll need to provide personal and business details to verify your identity and establish creditworthiness. Your application may be declined if you have a freeze with credit bureaus.
Personal information includes:
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Full legal name
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Personal contact information
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Social Security number
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Monthly rent or mortgage payment
Business information includes:
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Tax ID or Employer ID Number (EIN), or an SSN for sole proprietorships
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Annual revenue
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Monthly business spend
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Names and information of other beneficial owners or controllers
2. What is Capital One Business Travel?
VentureOne Business cardholders have access to Capital One Business Travel—our all-in-one travel platform that helps you seamlessly manage your business travel in one place.
You can:
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Customize travel policies by setting maximum prices and fare classes and you can create travel policies that work for your business.
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Select designated administrators who can manage the bookings within your business travel account.
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Track travel costs with our intuitive dashboard that helps you track expenses in real time.
3. Is the VentureOne Business card good for a new business?
When used responsibly, the VentureOne Business credit card can be a solid option for new businesses who are looking for:
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$0 annual fee
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1.5X miles earned on every purchase, with no limits and no restrictions
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5X miles when you book travel through Capital One Business Travel
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Free access to our integrated accounts payable solution
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Free access to Capital One Business Travel to manage your travel & expenses
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Employee cards with authorized user and authorized manager status
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Virtual cards to keep your money safe
4. How do I redeem the miles I’ve earned using my VentureOne Business card?
Redeeming the miles you’ve earned using your VentureOne Business card is easy. There are a few ways that you can redeem miles:
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Use your miles when you book a flight, hotel, vacation rental or rental car through Capital One Business Travel. You’ll have the option to use your miles as you complete your reservation.
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Transfer your miles to one of our airline partners by signing in to your Capital One Business account and navigating to the Rewards section. Once you transfer miles, the expiration date and value of transferred rewards are subject to the terms and conditions of the receiving airline loyalty program.
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Redeem your miles for cash, gift cards or your Amazon account by signing in to your Capital One Business account and navigating to the Rewards section.
5. Are my credit card miles taxed?
The credit card miles you earn through spending are not taxable. This includes your early spend bonus. However, we recommend you consult your tax expert if you have additional questions.
More Business Cards
Venture X Business
Unlimited 2X miles on every purchase with spend capacity that adapts to your business.
Venture Business
Unlimited 2X miles on every purchase and annual credits towards travel and business purchases.
- 1
This bonus may not be available for existing or previous Capital One Business card holders.
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The actual amount of miles you earn will depend on your credit limit and purchase activity.
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Reimbursement request must be made within 90 days of purchase.
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Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.
- 5
Eligible cardholders must enroll in the Hertz® Gold+™ status upgrade through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card’s Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, Venture X and Venture X Business cardholders will be able to enroll directly in or request an upgrade to Hertz President’s Circle® status and Venture, VentureOne, Savor, Savor Student, Quicksilver, Quicksilver Student, Spark Miles, Spark Miles Select, Venture Business and VentureOne Business cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star® status. Age restrictions apply. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold+ enrollment process (e.g., enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz Gold Terms and Rental Qualifications and Requirements apply.
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Some cardholder benefits are only available to the primary cardholder and not authorized users. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa® card or Mastercard® to secure transactions. Please refer to your Guide to Benefits for further details.