Venture X Business

2X miles on every purchase

150K bonus miles


No preset spending limit

Venture X Business card
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Venture X Business card

2X miles 
on every purchase

Earn unlimited 2X miles on every purchase, everywhere, no limits or category restrictions.

150,000 
bonus miles

Earn 150,000 bonus miles when you spend $30,000 in the first 3 months, which is equal to $1,500 in travel. 1

$300 
annual travel credit

Receive an annual $300 credit for bookings through Capital One Business Travel. You’ll also get 10,000 bonus miles every year, starting on your first anniversary. 2

ELEVATED TRAVEL BENEFITS

Enjoy expedited security lines with TSA PreCheck® and Global entry, plus explore a network of 1,300+ lounges worldwide. 3 4

BUSINESS-GRADE CAPABILITIES

Empower your team to make purchases while earning rewards on their transactions, with free employee and virtual cards.

Card Terms

Payment terms

Your card is designed to be paid in full. However, you have the option to carry over a portion of your balance with interest if needed. 5

Flexible spend capacity

This card comes with no preset spend limit that adapts to your needs based on spending behavior, payment history and credit profile. 6

$395 annual fee

Get unlimited rewards, travel bonuses and powerful business tools—with a $395 annual fee.

TRAVEL IN COMFORT WITH AIRPORT BENEFITS

$0 fraud liability
If your card is lost or stolen, you can get an emergency replacement and a cash advance.
Security alerts
Get notified via text, email and phone if Capital One notices potential suspicious transactions on your account. 
Purchase records
Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.
Virtual cards
Make safer payments online without exposing your actual card number with merchants.
Accounts Payable
Manage your accounts payable process by sending and tracking payments all in one place.
Expense Management
You and your employees can quickly add expense details—including receipts and notes—for faster reporting.
Choose your due date
Pick your own monthly due date. Your business has the control to pay when you want.
Transaction details
Stay on top of your purchases. You can find merchant information like an address, logo, phone number and map, when available.
Recurring transactions
View a list of merchants that charge your business card monthly like subscriptions and bills. 
Automatic payments
Set up AutoPay so you don’t have to worry about signing into your account every month. 
Year-end summaries
Get an itemized report of your spending to simplify budgeting and tax time.
Free employee cards
Track employee spending while earning all the rewards from their purchases.
Spend limits
Set customized spending limits for employee cards and see transactions as soon as they post.
Account managers
Assign an account manager to make purchases and payments, review transactions and resolve any problems.
Account access
Manage your account online or use the mobile app to get account activity alerts, see payment options, download past account statements and more.
Security alerts
Get notified via text, email and phone if Capital One notices potential suspicious transactions on your account. 
Card lock
Lock your card or an employee’s if it has been misplaced, lost or stolen. 
Fraud & security alerts
Receive an email or text message alert if we detect a potential mistake or suspicious charge on your account.
Customer support
Our Capital One business specialists are specially trained to work with business owners and are available to answer any questions you may have.
Extended warranty
Get free additional warranty and protection on eligible items you purchase with your card. 
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2026 Business Card of the Year by The Points Guy

Voted 2026 Business Card of the Year for its unmatched mix of simple rewards and premium perks.

Frequently asked questions

1.   What information is required to apply for a Venture X Business card?

To apply for the Venture X Business card, you must be an authorized representative for your business. You’ll need to provide personal and business details to verify your identity and establish creditworthiness. Your application may be declined if you have a freeze with credit bureaus.

Personal information includes:

  • Full legal name

  • Personal contact information

  • Social Security number

  • Monthly rent or mortgage payment

Business information includes:

  • Tax ID or Employer ID Number (EIN), or an SSN for sole proprietorships

  • Annual revenue 

  • Monthly business spend

  • Names and information of other beneficial owners or controllers

2.    How much is the Venture X Business annual fee?

The Venture X Business card has a $395 annual fee and offers travel benefits, access to Capital One Business Travel, expense management and accounts payable solutions.

You’ll also receive:

  • An annual $300 credit when you book through Capital One Business Travel

  • 10,000 bonus miles ($100 value) on your anniversary

  • Up to a $120 Global Entry or TSA PreCheck credit when you use your Venture X Business card to apply

  • Access to Priority Pass and Capital One Lounge and Landing access 

  • A early spend bonus when you spend a certain amount within the first few months of opening your card

3.   How does a card with no preset spending limit work?

No preset spending limit cards, like Venture X Business, don’t have a fixed line like a traditional credit card. Instead, your purchasing power adjusts dynamically based on your spending and payment behaviors. This means that your limit is flexible, not unlimited. These cards are designed to be paid in full, which is one factor that determines how much you’re able to spend on the card at a time.

4.    Does my Venture X Business card come with lounge access or Priority Pass?

As a primary Venture X Business cardholder, you’ll enjoy complimentary access to Capital One’s growing network of premium Lounges and Landings. Your membership also includes Priority Pass enrollment, granting you entry to more than 1,300 lounges around the world.

5.   What is Capital One Business Travel?

Venture X Business cardholders have access to Capital One Business Travel—our all-in-one travel platform that helps you seamlessly manage your business travel in one place.

You can:

  • Customize travel policies by setting maximum prices and fare classes and you create travel policies that work for your business. 

  • Select designated administrators who can manage the bookings within your business travel account. 

  • Track travel costs with our intuitive dashboard that helps you track expenses in real time. 

  • Upload travel receipts automatically when you’re enrolled in our expense management platform.

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