Account Management

8 Benefits

Eno, your Capital One assistant 1

Eno keeps an eye on your accounts 24/7 and sends alerts when something’s up. You can ask questions about your account and receive instant answers. Learn More.

Automatic Credit Line Reviews

Be automatically considered for a higher credit line in as little as 6 months. Available with these cards that can help you build credit with responsible use.

Proactive Account Alerts

Receive an alert if Capital One detects a potential mistake or unexpected charge. You can also set up personalized emails or text reminders to help you stay on top of your account. Set up my alerts.

Personalized Payment

Pick your own monthly due date and payment method—check, online or at a local branch—all with no fee.


Set up AutoPay for your account and your payments will be made automatically every month.

Authorized Users

Add an authorized user to your account—they’ll share your line of credit and benefits but have their own card and card number so you can see who spent what, on one statement. Learn more.

Balance Transfer

Transfer your higher-rate balances onto a Capital One card. Learn more about balance transfers.

24/7 Customer Service

Helpful customer service representatives are available to assist you 24 hours a day.


4 Benefits

$0 Fraud Liability

If your card is lost or stolen, you will not be responsible for unauthorized charges.

Virtual Card Numbers

Keep your real card number to yourself and shop online more securely with virtual card numbers. Learn more about how to generate alias numbers right from a checkout page.

Card Lock 2

Effortlessly lock your card with a few taps if it has been misplaced, lost or stolen.

Security Alerts

Get notified via text, email and phone if Capital One notices potential suspicious activity on your account. Add your mobile number.

Mobile Apps and Digital Services

4 Benefits

Capital One Mobile App

Manage your account anywhere, anytime. Pay your bill, view your balance and transactions. Learn more about our mobile app.

Eno, your Capital One assistant

Eno keeps an eye on your accounts 24/7, sends alerts when something’s up and is always ready to answer questions—so you can keep moving. Learn more about Eno.

CreditWise from Capital One

Monitor your credit with CreditWise. It’s free for everyone—whether or not you have a Capital One credit card—and it won’t hurt your score. Learn more about the CreditWise app.

Sureswipe / Touch ID

Sign in to Capital One Mobile quickly and securely with your fingerprint or customized pattern.

Credit Card Rewards

9 Benefits

Unlimited Rewards, No Expirations

There's no limit to how much cash back or travel miles you can earn with Capital One rewards credit cards. Plus, your rewards won't expire for the life of the account.

Travel Rewards

Earn travel miles on every purchase. Book through any site or service and redeem for any flight, car rentals, hotels, ride-sharing apps, cruises and more. Compare travel rewards cards

Cash Rewards

Earn cash back on every purchase, every day. Redeem for any amount, and rewards won't expire for the life of the account. Compare cash back cards

Statement Credit 3

Redeem your rewards to lower your account balance.

Get Gift Cards 4

Redeem rewards for gift cards with your favorite merchants.

Transfer Your Miles 5

With our travel rewards cards, you may be able to transfer miles to one of our 10+ travel partners.

Easy to Redeem

Sign into your account or use Capital One’s mobile banking app to easily view redemption options.

Shop with Rewards at

Pay for your purchases at using your Capital One rewards. Learn more about how to use your rewards at Amazon.

Redeem Rewards with PayPal

Use your Capital One rewards on eligible purchases at millions of online stores. Learn more about using rewards with PayPal.

See which rewards cards work best for you.

Travel and Retail Benefits

7 Benefits

Emergency Card Replacement

If your credit card is lost or stolen, you can get an emergency replacement card.

No Foreign Transaction Fees

You won’t pay a transaction fee when making a purchase outside of the United States. Learn more about foreign transaction fees.

Capital One Offers 

Cardholders have exclusive access to earn statement credits by shopping online at thousands of retailers, like Adidas, Macy’s and more

Capital One Shopping

Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.

Capital One Travel

Earn extra rewards when you book through Capital One Travel using eligible miles cards. Plus, get our best prices on thousands of flights, hotels and rental cars. Explore Capital One Travel.

Capital One Lounge

Relax and recharge away from the airport crowds with luxurious amenities and fresh, local food and beverage options. Explore the Capital One Lounge.

Partner Lounge Network

Eligible travel rewards cardholders can elevate their travel experience with complimentary visits to one of the global lounge locations in our Partner Lounge Network. Explore the Partner Lounge Network.


3 Benefits

Capital One Dining

Make your next meal even more memorable with access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events. Explore dining benefits.

Capital One Entertainment

Enjoy access to can't miss events across music, sports and dining with exclusive pre-sales, tickets, suite experiences and more. Explore entertainment 


2 Benefits

Capital One Venture Rewards credit card art
Venture Cardholders

Receive Up to $100 Credit on Global Entry or TSA PreCheck® 6

We'll reimburse you for the application fee when you use your Venture card.

Guides to Visa and Mastercard Benefits

Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card or Mastercard card to secure transactions.

Credit Card Tools and Tips

Find answers and helpful information, whether you’re looking for a new card or getting the most of the card you have.

Looking for a new card?

Compare Capital One credit cards to find rewards or other features that are right for you.

The benefits described pertain to Capital One branded consumer credit cards and may not be available with small business, co-brand and retail partner cards. Some benefits are only available to the primary accountholder and not authorized users. If available, balance transfer requests are subject to approval.


Certain bank accounts are not eligible to text with Eno.


Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.


Statement credits lower your account balance, but cannot be used to meet any minimum payment obligations.


Redemption rates for these options may vary and are subject to change.


Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.


To receive a statement credit up to $100, you must use your Venture card to either complete the Global Entry application and pay the application fee, or complete the TSA PreCheck® application and pay the application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to a VentureOne card are not eligible. Refer to the Application or Account Terms for additional details.