Business credit cards

Spark 1% Classicproduct image

Build credit & no annual fee

Spark 1% Classic

Earn unlimited cash rewards while building your credit.

  • Everyday Rewards
    Unlimited 1% cash back on every purchase, with no minimums or expiration date
  • Capital One Travel Rewards
    Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Annual Fee
    $0
  • Purchase Rate
    29.99% variable APR

Spark 1.5% Cash Selectproduct image

Cash Rewards & No Annual Fee

Spark 1.5% Cash Select

Earn a $500 cash bonus when you spend $4,500 in the first 3 months. 1

  • Everyday Rewards
    Unlimited 1.5% cash back on every purchase, with no minimums or expiration date
  • Capital One Travel Rewards
    Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Annual Fee
    $0
  • Purchase Rate
    17.99% - 23.99% variable APR

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Cash rewards & LOW annual fee

Spark 2% Cash

Earn a $750 cash bonus when you spend $7,500 in the first 3 months. 1

  • Everyday Rewards
    Unlimited 2% cash back on every purchase, with no minimums or expiration date
  • Capital One Travel Rewards
    Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Annual Fee
    $0 intro for the first year, $95 after that
  • Purchase Rate
    25.74% variable APR

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BIG PURCHASES. BIG Cash REWARDS.

Spark 2% Cash Plus

Earn $4,000+ in bonuses: $2K when you spend $30K in the first 3 months and $2K for every $500K spent in the first year. 1

  • Everyday Rewards
    Unlimited 2% cash back on every purchase, with no minimums or expiration date
  • Capital One Travel Rewards
    Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Annual Fee
    $150—spend $150,000 annually and we’ll refund this fee every year.
  • Pay-In-Full Card
    You must pay your full balance every month.

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BIG PURCHASES. BIG TRAVEL REWARDS.

Venture X Business

Earn 150,000 bonus miles in the first 3 months plus a $300 annual Capital One Travel Credit. 1 3

  • Everyday Rewards
    Unlimited 2X miles on every purchase, with no restrictions or blackout dates
  • Capital One Travel Rewards
    Unlimited 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Travel
  • Annual Fee
    $395
  • Pay-In-Full Card
    You must pay your full balance every month.

Spark 2X Milesproduct image

Travel Rewards & Low Annual Fee

Spark 2X Miles

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners. 1 2

  • Everyday Rewards
    Unlimited 2X miles on every purchase, with no restrictions or blackout dates
  • Capital One Travel Rewards
    Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
  • Annual Fee
    $0 intro for the first year, $95 after that
  • Purchase Rate
    25.74% variable APR

Spark 1.5X Miles Selectproduct image

Travel Rewards & No Annual Fee

Spark 1.5X Miles Select

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners. 1 2

  • Everyday Rewards
    Unlimited 1.5X miles on every purchase, with no restrictions or blackout dates
  • Capital One Travel Rewards
    Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
  • Annual Fee
    $0
  • Purchase Rate
    17.99% - 23.99% variable APR

ENJOY BUSINESS-GRADE BENEFITS WITH EVERY CREDIT CARD

Automatic Payments

Set up AutoPay so you don’t have to worry about signing into your account every month.

$0 Fraud Liability

If your card is lost or stolen, you can get an emergency replacement card and a cash advance.

Year-End Summaries

Get an itemized report of your spending to simplify budgeting and tax time.

Free Employee Cards

Track employee spending in real time on our mobile app while earning all the rewards from their free employee cards.

Purchase Records

Securely download your records into formats including Quicken®, QuickBooks® and Excel®.

Virtual Card Numbers

Make safer payments online without exposing your actual card number with merchants.

Get the most out of your credit card with Capital One 

Your business may be eligible to work with a dedicated Relationship Manager who can guide you to the best card for your business and help you maximize your spend.