Business credit cards

    Spark 1% Classic product image
    Credit Building

    Spark 1% Classic

    Earn unlimited cash rewards while building your credit.

    • Everyday Rewards
      Unlimited 1% cash back on every purchase with no minimums or expiration date
    • Capital One Travel Rewards
      Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
    • Annual Fee
      $0
    • Purchase Rate
      29.99% variable APR

    Spark 1.5% Cash Select product image
    Carry a balance with intro APR

    Spark 1.5% Cash Select

    $0 annual fee and 0% introductory APR for the first 12 months.

    • Everyday Rewards
      Unlimited 1.5% cash back on every purchase with no minimums or expiration date
    • Capital One Travel Rewards
      Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
    • Annual Fee
      $0
    • Purchase Rate
      0% intro APR for 12 months; 21.24% - 29.24% variable APR after that

    Spark 1.5% Cash Select product image
    Excellent credit with no annual fee

    Spark 1.5% Cash Select

    Earn a $750 cash bonus when you spend $6,000 in the first 3 months. 1

    • Everyday Rewards
      Unlimited 1.5% cash back on every purchase with no minimums or expiration date
    • Capital One Travel Rewards
      Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
    • Annual Fee
      $0
    • Purchase Rate
      18.49% - 24.49% variable APR

    Spark 2% Cash Plus product image
    Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months. 1

    • Everyday Rewards
      Unlimited 2% cash back on every purchase with no minimums or expiration date
    • Capital One Travel Rewards
      Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
    • Annual Fee
      $150 – Spend $150,000 annually and we’ll refund this fee every year.
    • Pay-In-Full Card
      You must pay your full balance every month.

    Venture X Business product image
    Earn 150,000 bonus miles in the first 3 months plus a $300 annual Capital One Travel Credit. 1 4

    • Everyday Rewards
      Unlimited 2X miles on every purchase, with no restrictions or blackout dates
    • Capital One Travel Rewards
      Unlimited 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Travel
    • Annual Fee
      $395
    • Pay-In-Full Card
      You must pay your full balance every month.

    Spark 2X Miles product image
    Travel Rewards with low annual fee

    Spark 2X Miles

    Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners. 1 2

    • Everyday Rewards
      Unlimited 2X miles on every purchase, with no restrictions or blackout dates
    • Capital One Travel Rewards
      Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
    • Annual Fee
      $0 intro for the first year, $95 after that
    • Purchase Rate
      26.24% variable APR

    Spark 1.5X Miles Select product image
    travel rewards with no annual fee

    Spark 1.5X Miles Select

    Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners. 1 2

    • Everyday Rewards
      Unlimited 1.5X miles on every purchase, with no restrictions or blackout dates
    • Capital One Travel Rewards
      Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
    • Annual Fee
      $0
    • Purchase Rate
      18.49% - 24.49% variable APR

ENJOY BUSINESS-GRADE BENEFITS WITH EVERY CREDIT CARD

Automatic Payments

Set up AutoPay so you don’t have to worry about signing into your account every month.

$0 Fraud Liability

If your card is lost or stolen, you can get an emergency replacement card and a cash advance.

Year-End Summaries

Get an itemized report of your spending to simplify budgeting and tax time.

Free Employee Cards

Track employee spending in real time on our mobile app while earning all the rewards from their free employee cards.

Purchase Records

Securely download your records into formats including Quicken®, QuickBooks® and Excel®.

Virtual Card Numbers

Make safer payments online without exposing your actual card number with merchants.

Get the most out of your credit card with Capital One 

Your business may be eligible to work with a dedicated Relationship Manager who can guide you to the best card for your business and help you maximize your spend.