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- 2XUnlimited Rewards
Earn unlimited 2X miles on every purchase for your business, plus 5X on hotels and rental cars booked through Capital One Travel.
- 50,000Miles Bonus
Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months of account opening. 1
- 26.24%Purchase Rate
26.24% variable APR with your Spark 2X Miles card.
$100 Travel Credit
This card is great for businesses that want up to $100 credit for Global Entry or TSA Pre✓®. 2Redeem Your Way
Use your miles on flights, hotels, vacation packages and more—you can even transfer miles to any of 15+ travel partners. 3$0 Intro Annual Fee
Enjoy a $0 intro annual fee for the first year, then $95 after.
BENEFITS OF SPARK 2X MILES 5 6
Automatic Payments
Set up AutoPay so you don’t have to worry about signing into your account every month.
$0 Fraud Liability
If your card is lost or stolen, you can get an emergency replacement and a cash advance.
Year-End Summaries
Get an itemized report of your spending to simplify budgeting and tax time.
Account Managers
Assign an account manager to make purchases and payments, review transactions and resolve any problems.
Purchase Records
Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.
Virtual Card Numbers
Make safer payments online without exposing your actual card number with merchants.
Application Requirements
What you should know before you apply
10 MINUTE APPLICATION
It takes about 10 minutes to apply and you'll get a decision in seconds.
BUSINESS OWNER INFORMATION
You'll need to know legal names, addresses and SSNs for all business owners.
BUSINESS INFORMATION
Gather your legal business name, address and business tax ID number (TIN).
More Business Cards
Venture X Business
Unlimited 2X miles on every purchase.
Spark 2% Cash Plus
Unlimited 2% cash back with spend capacity that adapts to your business.
1
This one-time bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous Spark cardholders.
2
To receive a statement credit, you must use your Spark Miles card to either complete the Global Entry application and pay the $100 application fee, or complete the TSA Pre✓® application and pay the $85 application fee. Credit will appear within two billing cycles and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to a Spark Miles Select card, any Capital One card that is not a Spark Miles card or paid for with PayPal® are not eligible for a statement credit. Refer to Account Terms for additional details.
3
Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.
4
The actual amount of miles you earn will depend on your credit limit and purchase activity.
5
Some cardholder benefits are only available to the primary cardholder and not authorized users.
6
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa® card or Mastercard® to secure transactions. Please refer to your Guide to Benefits for further details.