Spark® Miles from
Capital One®

Earn 50,000 miles when you spend $4,500 in the first 3 months from account opening

See new cardmember offer details below.

{{product.altTag}}

Spark® Miles from Capital One®

Earn 50,000 miles when you spend $4,500 in the first 3 months from account opening

See new cardmember offer details below.

Credit Level: EXCELLENT

Average Customer Rating Read all 523 reviews

View important rates and disclosures

Unlimited 2X Rewards

Get unlimited 2X miles on every purchase with your business credit card with no blackouts or seat restrictions and no minimum to redeem.

New Cardmember Offer

{{EARLY_SPEND_BONUS_SNIPPET}}footnote1

Annual Fee

$0 intro for the first year, $95 after that

NEW 5X on Hotels and Rental Cars

Earn 5X miles on hotel and rental car bookings through Capital One Travel℠.footnote2

Redeem Your Way

Use your miles on flights, hotels, vacation packages and more—you can even transfer miles to any of our 10+ travel partners.footnote3

Global Entry or TSA Pre® Credit

Receive up to $100 credit for Global Entry or TSA Pre® when you use your Spark Miles card.footnote4

Purchase Rate

{{PURCHASE_APR_SNIPPET}}

Earn 5X miles on hotel and rental car bookings through Capital One Travel℠

Slide to see how much you could earn with unlimited 2X miles on every purchasefootnote5

$0
$500,000
$ = {{annualRewards() | addCommas}}

Card features and benefitsfootnote6


Our miles rewards cards come with these features

Payment Flexibility

Pick your own monthly due date. Your business has the control to pay when you want.

Transaction Details

Stay on top of your purchases. You can find merchant information like an address, logo, phone number and map, when available.

Purchase Records

Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.

Card Lock

Lock your card or an employee’s if it has been misplaced, lost or stolen.

$0 Fraud Liability

If your card or an employee’s card is lost or stolen, you won’t be responsible for unauthorized charges.

No Foreign Transaction Fees

Pay zero foreign transaction fees on purchases made outside of the United States.

Some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See your respective Guide to Benefits for details, as terms and exclusions apply.


Want to see our travel rewards cards for business?

Compare by credit level, terms and rewards.


Rate and fee information

{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

  1. This one-time bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous Spark cardholders.

  2. You will earn 5 miles per dollar for purchases (hotel and car rental only) made through Capital One Travel using this Rewards card account. Earnings will apply to net purchases (purchases minus any credits or returns) only. Purchases made outside of Capital One Travel, such as hotel incidentals, upgrades or other expenses, will not earn 5 miles per dollar, but will receive the standard purchase earn rate.

  3. Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.

  4. To receive a statement credit, you must use your Spark Miles card to either complete the Global Entry application and pay the $100 application fee, or complete the TSA Pre® application and pay the $85 application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to a Spark Miles Select card are not eligible. Refer to the Application or Account Terms for additional details.

  5. The actual amount of miles you earn will depend on your credit limit and purchase activity.

  6. Some cardholder benefits are only available to the primary cardholder and not authorized users.