Send money to friends and family
With Zelle®, you can send & request money free and in minutes with 360 Checking.
WHAT IS ZELLE®?
Speedy
Send and receive money in minutes between enrolled family and friends.
Secure
You only use your U.S. mobile number or email address—never your account info.
Free
Zelle® is a fee-free way to send money from your Capital One Mobile app.
HOW DOES ZELLE® WORK?
Send money fast—no cash or checks required
NEW TO CAPITAL ONE BANKING?
Check out 360 Checking
No minimums, no fees, no worries
ALREADY A 360 CHECKING CUSTOMER?
Enroll with Zelle®
It’s easy with the Capital One Mobile app.
ZELLE® FEATURES
Send money
With Zelle®, you can send money in minutes to enrolled users—whether it’s for a birthday, an unpaid IOU or a friend in need.
Add your contacts
Millions of people are already using Zelle®—make sure you add your contacts using the Address Book feature.
Receive money
With Zelle®, you don’t need to wait days. Get money in minutes, directly to your bank account, with no fees from us.
See the details
Use the Transaction Details page to view send dates, add memos or even cancel a payment if a recipient doesn’t enroll with Zelle®.
Send money
With Zelle®, you can send money in minutes to enrolled users—whether it’s for a birthday, an unpaid IOU or a friend in need.
Add your contacts
Millions of people are already using Zelle®—make sure you add your contacts using the Address Book feature.
Receive money
With Zelle®, you don’t need to wait days. Get money in minutes, directly to your bank account, with no fees from us.
See the details
Use the Transaction Details page to view send dates, add memos or even cancel a payment if a recipient doesn’t enroll with Zelle®.
FREQUENTLY ASKED QUESTIONS
Are there any fees to send money with Zelle®?
Nope! Zelle® is free to use in the Capital One Mobile app.
Can I send money with Zelle® to someone whose bank doesn’t offer Zelle®?
Yes! They can enroll at zellepay.com—then they’ll be set to receive payments when you send money with Zelle®.
Does Zelle® limit how much I can send or request?
You can send up to $2,500 per day with Zelle®. There are no limits on how much you can request with Zelle®, but keep in mind that people sending you money may have limits set by their own financial institutions.
How long does it take to send money with Zelle®?
It depends. If your recipient is already enrolled with Zelle®, the money should typically arrive in minutes. If they’re not yet enrolled with Zelle®, they’ll receive instructions on how to easily enroll to receive their money. Once they complete enrollment, the money will be available typically in minutes.