Send and receive money in minutes between enrolled family and friends.
You only use your U.S. mobile number or email address—never your account info.
Zelle® is a fee-free way to send money from your Capital One Mobile app.
Send money fast—no cash or checks required
Check out 360 Checking
No minimums, no fees, no worries
Enroll with Zelle®
It’s easy with the Capital One Mobile app.
Send money
With Zelle®, you can send money in minutes to enrolled users—whether it’s for a birthday, an unpaid IOU or a friend in need.
Add your contacts
Millions of people are already using Zelle®—make sure you add your contacts using the Address Book feature.
Receive money
With Zelle®, you don’t need to wait days. Get money in minutes, directly to your bank account, with no fees from us.
See the details
Use the Transaction Details page to view send dates, add memos or even cancel a payment if a recipient doesn’t enroll with Zelle®.
Send money
With Zelle®, you can send money in minutes to enrolled users—whether it’s for a birthday, an unpaid IOU or a friend in need.
Add your contacts
Millions of people are already using Zelle®—make sure you add your contacts using the Address Book feature.
Receive money
With Zelle®, you don’t need to wait days. Get money in minutes, directly to your bank account, with no fees from us.
See the details
Use the Transaction Details page to view send dates, add memos or even cancel a payment if a recipient doesn’t enroll with Zelle®.
Nope! Zelle® is free to use in the Capital One Mobile app.
Yes! They can enroll at zellepay.com—then they’ll be set to receive payments when you send money with Zelle®.
You can send up to $2,500 per day with Zelle®. There are no limits on how much you can request with Zelle®, but keep in mind that people sending you money may have limits set by their own financial institutions.
It depends. If your recipient is already enrolled with Zelle®, the money should typically arrive in minutes. If they’re not yet enrolled with Zelle®, they’ll receive instructions on how to easily enroll to receive their money. Once they complete enrollment, the money will be available typically in minutes.