WHAT IS ZELLE®?

Speedy

Send and receive money in minutes between enrolled family and friends.

Secure

You only use your U.S. mobile number or email address—never your account info.

Free

Zelle® is a fee-free way to send money from your Capital One Mobile app.

HOW DOES ZELLE® WORK?

Send money fast—no cash or checks required

NEW TO CAPITAL ONE BANKING?

Check out 360 Checking

No minimums, no fees, no worries

ALREADY A 360 CHECKING CUSTOMER?

Enroll with Zelle®

It’s easy with the Capital One Mobile app.

ZELLE® FEATURES

FREQUENTLY ASKED QUESTIONS

Nope! Zelle® is free to use in the Capital One Mobile app.

Yes! They can enroll at zellepay.com—then they’ll be set to receive payments when you send money with Zelle®.

You can send up to $2,500 per day with Zelle®. There are no limits on how much you can request with Zelle®, but keep in mind that people sending you money may have limits set by their own financial institutions.

It depends. If your recipient is already enrolled with Zelle®, the money should typically arrive in minutes. If they’re not yet enrolled with Zelle®, they’ll receive instructions on how to easily enroll to receive their money. Once they complete enrollment, the money will be available typically in minutes.