Opening a business savings account online with Capital One is easy. We’ll just ask a few questions about yourself and your business. You may want to have a few documents on-hand to reference as you complete your application, including:

• Personal Identification (Social Security card, and/or personal tax return)
• Your business’s Articles of Ownership, Articles of Incorporation, business tax returns, proof of ownership, SS-4 Notification Letter, Assumed Name Statement and/or your current lease or Certificate of Occupancy.
• Up-to-date information about your business’s owners (ownership percentage, date of birth, Social Security number, address, etc.)

Other important information you need to know:

• You must be at least 18 years of age and must be a legal U.S. resident.
• All applicants are subject to review of past account handling and verification of the information provided.

Interested in opening an account with the help of a representative? If your business is a good match for a Capital One Business Banker or if you’re located near a branch, we may be able to support you—the first step is to fill out this form.

Here's what you'll need to complete the application:

• Personal information (name, date of birth, Social Security number, etc.)
• Email address and phone number
• U.S. address and owner establishment date (not a P.O. box)
• Legal name of business and type of business
• Business establishment date with signer’s full name
• Tax ID number, ownership structure and number of employees
• Percent of ownership and annual gross revenue

Additional documentation may be required depending on business ownership structure, etc. Ask your business banker or branch associate for details.

Other important information you need to know:

• You must be at least 18 years of age and must be a legal U.S. resident.
• All applicants are subject to review of past account handling and verification of the information provided.

Promotional interest rates are available to new business savings accounts only and will expire 92 days after account opening. When you open a new business savings account, you will lock in and earn the promotional rate that’s guaranteed for the first 3 months. Upon expiration of the promotional rate, the interest rate applied to the account will be variable and subject to change at any time without notice.

There is no minimum balance required to earn interest, but the promotional interest rate varies based on account balances as described in the rate table. Capital One reserves the right to limit the number of promotional Business Advantage Savings accounts per business taxpayer ID number, including for customers that have previously had a promotional rate, in which case additional accounts will earn the standard rate. For more information call, 1-888-755-2172 or visit your Capital One location.

You have 24/7 access to your money through online banking and the Capital One Mobile app. You can make up to six free withdrawals per month, as well as additional withdrawals from a teller at any branch or any ATM.

Yes! Please go to your nearest branch to speak to a Branch Ambassador to open an account.