Business Savings

Earn a 6-month promotional interest rate up to 4.10% and give your money an edge with a Capital One business savings account. 1


Grow Your Money

Get more from the funds you don’t need day-to-day.

Guaranteed Rate

Earn a promotional interest rate up to 4.10%, guaranteed for the first 6 months. 1


Make up to 6 free account withdrawals per monthly statement cycle. 2


Balances in your Business Advantage Savings account are fully insured up to the FDIC’s allowable limits.

Overdraft Coverage

Link your business checking account to reduce fees and protect your earnings.

Reduced Costs

Maintain a minimum balance of just $300 and we’ll waive our $3 monthly service fee.


Bank wherever business takes you

Manage your business savings account at your convenience—it’s as simple as turning on your smartphone. You have 24/7 access to your account info and our online tools in the Capital One Mobile app, so you can deposit checks, manage alerts and more on the go.


Get the tailored support you deserve

We offer specialized banking products and services to meet complex business needs. Let’s connect to talk about your business and the best ways for us to support you.


See if your business is a good match to work with a dedicated business banker

When you partner with us, you get access to specialized products, money management tools, flexible lending options and special rates. Check your eligibility to find the support you want, when you need it.


The first step is to fill out this form. If you need to come into a branch to complete the account opening process, we will let you know. Sometimes in the account opening process you’ll need to visit your local branch to fund the account and sign the signature cards.

Here's what you'll need to complete the application:

  • Personal information (name, date of birth, Social Security number, etc.)
  • Email address and phone number
  • U.S. address and owner establishment date (not a P.O. box)
  • Legal name of business and type of business
  • Business establishment date with signer’s full name
  • Tax ID number, ownership structure and number of employees
  • Percent of ownership and annual gross revenue

Additional documentation may be required depending on business ownership structure, etc. Ask a branch associate for details.

Other important information you need to know:

  • You must be at least 18 years of age and must be a legal U.S. resident.
  • All applicants are subject to review of past account handling and verification of the information provided.

Promotional interest rates are available to new accounts only and will expire 183 days after account opening. When you open a new account, you will lock in and earn the promotional rate that’s guaranteed for the first 6 months. Upon expiration, an interest rate no lower than the standard interest rate in effect as of that date will apply. Standard rate is variable and subject to change at any time without notice.

There is no minimum balance required to earn interest, but the promotional interest rate varies based on account balances as described in the rate table. Capital One reserves the right to limit the number of promotional Business Advantage Savings accounts per business taxpayer ID number, including for customers that have previously had a promotional rate, in which case additional accounts will earn the standard rate. For more information call, 1-888-755-2172 or visit your Capital One location.

You have 24/7 access to your money through online banking and the Capital One Mobile app. You can make up to six free withdrawals per month, as well as additional withdrawals from a teller at any branch or any ATM.

Yes! Please go to your nearest branch to speak to a Branch Ambassador to open an account.



Invest in the future of your business

A loan or line of credit can bridge the gap between what you need to do and the cash flow required to get it done.


Unlimited Rewards

Start earning rewards on every purchase. Choose from our suite of cards designed with business in mind.