Expect more with 360 Performance Savings™

Earning has never been easier.

Introducing 360 Performance Savings.

A high-yield, fee-free savings account you can open in about 5 minutes.
This is Banking Reimagined®

Get the performance you deserve.

And the right features to keep your money moving.

Open a savings account online, in a branch or at a Capital One® Café.
Looking for a checking account that offers unlimited access to your money and earns interest? Check out 360 Checking®.

A high-yield rate that saves as hard as you do.

It’s time to put your savings to work.

Savings Account Balance Annual Percentage Yield (APY)
All balances

APYs are variable and effective .

Read Disclosures

Track your savings on the go.

360 Performance Savings 101

Unlock everything you need to know to open a 360 Performance Savings account online today. For answers, just click the arrow next to each question below.

What’s a high-yield savings account?

A high-yield savings account is a type of savings account that earns higher than average interest on the balance amount. With 360 Performance Savings, a high-yield savings account, you’ll earn one of the nation's top savings rates on all balances, so you earn more with every dollar you save. This online savings account is FDIC-insured up to the allowable limits. Find out more about high-yield savings accounts.

How does an online high-yield savings account work?

How and where can I open a high-yield savings account?

Can I open a 360 Performance Savings account at a Capital One® location?

Are online high-yield savings accounts free?

Are high-yield accounts FDIC-insured?

Can you withdraw money from a high-yield savings account?

How do I make a deposit or withdrawal?

Can you lose money in a high-yield online savings account?

What’s the difference between a 360 Performance Savings account and a 360 CD account?

Can I add beneficiaries to a 360 Performance Saving account?

How do I transfer money?

As we begin to reopen Capital One branches and Cafés, you’ll notice some new additions in our spaces to continue to keep our customers safe from health risks. You can still access ATMs inside branches that haven’t yet reopened, and in external vestibules at both branches and Cafés. You can also access our ATMs at select Target® locations. Please use this search to check the status of locations near you.

360 Performance Savings accounts do not have debit cards, ATM cards, or check-writing capabilities.

The rate of our 360 Performance Savings account is based on lnforma Research services national percentile data for savings accounts on balances of $1.

Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges. Routine or unscheduled maintenance may impact accessibility. Mobile deposits are available only in the U.S. and U.S. territories.

The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 07/12/2021.

The Capital One Mobile app has a 4.7/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 07/11/2021.

Questions? Get real answers from real people.

Phone, social media, Morse code (okay, maybe not Morse code). Talk to a Capital One associate today–no SOS required.

Learn more about banking with us.