- 1.5XUnlimited Rewards
Earn unlimited 1.5X miles on every purchase for your business.
- 50,000Miles Bonus
Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening. 1
- $0Annual Fee
Enjoy a $0 annual fee in addition to the rewards and bonus miles you can earn.
Travel Rewards
Earn unlimited 5X miles on hotels and rental cars booked through our travel booking site. 2
Redeem Your Way
Use your miles on flights, hotels, vacation packages and more-you can even transfer miles to any of our 15+ travel partners. 3
Purchase Rate
17.49% - 23.49% variable APR based on your creditworthiness.
BENEFITS OF SPARK 1.5X MILES 6 7
Automatic payments
Set up AutoPay so you don’t have to worry about signing into your account every month.
$0 fraud liability
If your card is lost or stolen, you can get an emergency replacement and a cash advance.
Year-end summaries
Get an itemized report of your spending to simplify budgeting and tax time.
Account managers
Assign an account manager to make purchases and payments, review transactions and resolve any problems.
Purchase records
Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.
Virtual card numbers
Make safer payments online without exposing your actual card number with merchants.
Application Requirements
What you should know before you apply
10 MINUTE APPLICATION
It takes about 10 minutes to apply and you'll get a decision in seconds.
BUSINESS OWNER INFORMATION
You'll need to know legal names, addresses and SSNs for all business owners.
BUSINESS INFORMATION
Gather your legal business name, address and business tax ID number (TIN).
More Business Cards
Spark 2X Miles
Unlimited 2X miles with Global Entry credit or TSA PreCheck®.
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Spark 1.5% Cash Select
Unlimited 1.5% cash back with no annual fee.
- 1
This one-time bonus is available by clicking the Apply Now button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous Spark cardholders.
- 2
Rewards and benefits may vary between Capital One Travel and Capital One Business Travel. See website for more details.
- 3
Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.
- 4
The actual amount of miles you earn will depend on your credit limit and purchase activity.
- 5
Services such as price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings. See Capital One Travel Terms and Conditions for details.
- 6
Some cardholder benefits are only available to the primary cardholder and not authorized users.
- 7
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa® card or Mastercard® to secure transactions. Please refer to your Guide to Benefits for further details.
- 8
To receive a statement credit up to $120, you must use your Spark Miles card to either complete the Global Entry application and pay the application fee, or complete the TSA PreCheck® application and pay the application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied.