Financial Institutions Group

The Capital One ® Financial Institutions Group combines a long-standing culture of innovation with industry expertise, advanced analytics and proactive and customized solutions to empower our clients with the information and insights they need to make the right moves at just the right time.

Industry expertise –Leveraging the resources of a top 10 U.S. bank, we use our deep understanding of industry trends, both on a micro and macro level, to help clients get, and stay, ahead.

Advanced analytics –Our expansive and growing network provides us – and our clients – with access to powerful data that can be analyzed and reanalyzed to help make smarter decisions.

Proactive and customized solutions –Our commitment to innovation and technology helps us create customized solutions and anticipate the needs to our clients.

Across our commercial and consumer segments, we combine a leading bank’s balance sheet with the disruptive spirit of an innovator to make sure that you’re always a step ahead of the competition.

Who We Serve

  • Commercial and Consumer Finance Asset Managers
  • Commercial and Consumer Finance Companies
  • Captive Finance Affiliates

Asset Class Expertise

Commercial Assets

  • Asset-Based Lending & Factoring
  • Secured Business Credit
  • Leveraged Lending
  • Security Finance 
  • Small Business Finance
  • Subscription & Fund Finance
  • Working Capital Finance

Consumer Assets

  • Auto Lending & Leasing
  • Home Improvement Finance
  • Residential Mortgage Finance
  • Tax Liens
  • Timeshare Finance 
  • Unsecured Consumer Point of Sale Finance

Additional Banking Solutions


Our Leadership

Dave Kucera
Head of Financial Institutions Group
312.739.6224
david.kucera@capitalone.com

Dave has more than 25 years of investment and commercial banking experience advising owners and managers of financial assets, assisting in financing, raising capital and delivering customized solutions to clients in many countries. Before joining Capital One, he led the U.S. Securitization business for BMO Capital Markets, which he co-founded and helped build into a leading North American provider – providing more than $75 billion in funding for the lender finance markets.

Kevin P. Gibbons
Managing Director
312.739.6225
kevin.gibbons@capitalone.com

Kevin is responsible for the origination and structuring of asset-backed financings for specialty finance companies and asset managers as well as the management of the consumer asset financing businesses within Capital One's Financial Institutions Group. During his career, he provided more than $10 billion of financing to owners of financial assets through asset-backed lending and capital markets solutions across a wide array of assets. Kevin is a CFA Charterholder.

Mahesh Rajagopalan
Managing Director
312.739.4905
mahesh.rajagopalan@capitalone.com

Mahesh leads the structuring and analytics efforts for the various industries and asset classes originated within the Financial Institutions Group. With more than 18 years of experience, he previously led the structuring team in the Securitized Products Group at Barclays, providing structuring and analytics expertise in consumer and commercial receivables, non-traditional/esoteric assets and residential mortgage-backed securities.

Meet the Team

Matt Tallo
Managing Director
646.836.5053
matt.tallo@capitalone.com

Matt has more than 20 years of experience in structured finance. He has worked on a variety of consumer and commercial asset classes for clients in North America, Asia, Europe and Australia. Before coming to Capital One ®, he was with WestLB AG for more than 21 years.

John Walsh
Managing Director
301.280.2586
john.walsh@capitalone.com 

John joined Capital One in 2011. With 13 years of experience, prior to Capital One, he was chief financial officer for MainStreet Lender where he successfully grew the business from a de novo entity to one of the 20 largest SBA 7A lenders in the country. Before that, he worked for Well Fargo's Corporate and Investment Banking Group.

Dan Tsacoumangos
Director
312.739.4998
daniel.tsacoumangos@capitalone.com 

Dan joined Capital One in 2016 as a director in the Financial Institutions Group. Prior to joining Capital One, Dan most recently served as director within the Asset-Backed Finance Group at PNC Capital Markets where he was responsible for origination, structuring and analysis of structured transactions for financial services clients.

Meet the Team

Dave Donofrio
Managing Director
312.739.4705
david.donofrio@capitalone.com

Dave joined Capital One ® in 2016 as managing director in the Financial Institutions Group. Prior to joining Capital One, Dave served as a director of the Asset-Backed Finance division of HSBC Securities (USA) Inc. Dave holds an undergraduate Bachelor of Science degree in finance from the University of Illinois, Champaign-Urbana, and a Master of Business Administration degree from the University of Chicago Booth School of Business.


Recent Transactions

RECENT TRANSACTIONS


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