Capital One Rewards Credit Cards and Benefits
How to make the most of your rewards credit cards
Whether you’re a current cardholder or shopping around for a new card, credit card rewards and benefits have probably factored into your decision to apply for a particular card. Spotting bonuses such as cash back or travel miles may be obvious. But many rewards credit cards offer much more.
Anyone who’s examined a rewards credit card offer knows how much information there is to digest. As you compare rates, spending limits and annual fees, it can be easy to overlook other advantages.
Here are a few Capital One card perks you may not know about—and a few of the cards that unlock the potential of a rewards credit card.
The Obvious Benefit: Rewards
Rewards are one major benefit of many cards. Some rewards credit cards let you earn cash back. Some travel rewards can be redeemed for recent travel purchases.
Capital One has rewards credit cards to fit your lifestyle—so you can get the kind of rewards that matter most to you.
A Rewards Credit Card for Travel
If you love to use credit card rewards for travel-related purchases, the Venture card could be the right card for you. You’ll earn unlimited double miles on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. Book a trip with your miles through Capital One Travel—or use your miles to get reimbursed for past travel purchases made elsewhere.
Venture also offers up to a $100 credit for either Global Entry or TSA PreCheck if you use the card to pay the application fee.
A Cash Back Rewards Credit Card for Dining and Entertainment
If you want to earn unlimited 4% cash back on dining, entertainment and popular streaming services, 3% at grocery stores and 1% on all other purchases, try the Savor card.1 Savor cardholders can also earn 8% cash back on tickets at Vivid Seats.2
A Cash Back Rewards Credit Card for Everyday Purchases
If you want to earn unlimited 1.5% cash back on every purchase, every day, check out the Quicksilver card. Redeem your cash back for any amount at any time. Plus, there’s no expiration date for the life of your account.
Additional Capital One Perks
Capital One benefits and services can help you in everyday life and out on the road. From mobile apps and exclusive event access to account alerts and travel upgrades, here’s a closer look at some potential rewards credit card benefits:
Capital One Mobile App
Keep track of your account from anywhere, anytime with the Capital One mobile app. You can pay your bill, view your balance and transactions—even take a peek at your rewards status and history.3
Insider Access and Experiences
Curated with celebrated Chef José Andrés alongside the MICHELIN Guide and James Beard Foundation, Capital One Dining gives cardholders exclusive access to tables at more than 350 restaurants across 11 U.S. cities. And hard-to-get reservations are just the beginning. Cardholders also get access to special chef collaborations, dining events and major food festivals.4
And with Capital One Entertainment, cardholders get access to a digital-first ticketing platform offering more than 500,000 unforgettable experiences across sports, music, dining and more. That includes March Madness tickets, VIP packages for the Capital One Orange Bowl and College Football Playoff National Championship Game, iHeartRadio concerts, the Food Network New York City Wine & Food Festival, Taste America® events by the James Beard Foundation, the MICHELIN Guide and Capital One Destination Dinner Series, and a whole lot more.5
Travel Perks Through Capital One Travel
Get the best prices on thousands of trip options with Capital One Travel. And earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel with your eligible Quicksilver or Savor card.
No Foreign Transaction Fees
With your U.S.-issued Capital One rewards credit card, you won’t pay foreign transaction fees when making purchases outside of the United States.3
Even More Benefits
Auto Rental Collision Damage Waiver
Rent an eligible vehicle with your credit card and you could be covered for damage due to collision or theft.6
Travel Accident Insurance
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.6
Lost Luggage Reimbursement
You may be eligible to receive some reimbursement if your luggage goes missing, when you’ve booked the trip with your eligible rewards credit card. Locator services might help guide you through the claims procedures of different airlines or arrange shipment of replacement items.6
You could get additional warranty protection at no charge on eligible items that are purchased with your rewards credit card.6
24-Hour Travel Assistance Services
Rewards credit cards come with a wide range of benefits. If you’re already a cardholder, check your Capital One Card benefits guide and make sure you’re taking advantage of everything your credit card offers.6
2To earn 8% cash back on Vivid Seats ticket purchases, you must pay for an eligible purchase with a Capital One Savor or SavorOne card. Eligible purchases include applicable taxes and fees but exclude third-party items added to your ticket purchase, such as insurance. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned through this offer will be reclaimed if you cancel or return an eligible purchase. This offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Offer valid from 12:00 a.m. ET, April 21, 2020, through 11:59 p.m. ET, January 31, 2023. Purchases made before the offer period (except eligible purchases made under a previous Savor card and Vivid Seats offer) and purchases that post to your account after the offer period are not eligible purchases and will not earn 8% cash back.
3Certain terms, conditions, and exclusions apply. You should review your Guide to Benefits for more information.
4To use Capital One Dining, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Eligible cards include U.S.-issued, Capital One branded rewards-earning consumer and small business credit cards. Capital One debit cards, private label retail credit cards and co-brand partner cards are excluded. Capital One Dining account setup required; additional terms apply.
The number of cardholder-only reservations varies by venue, capacity and other circumstances. These reservations are limited and offered on a first-come, first-served basis. For more information, please see Capital One Dining’s reservation policies and terms and conditions.
5To use the Capital One Entertainment ticketing platform experience, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Eligible cards include US-issued, Capital One branded rewards-earning consumer and small business credit cards. Capital One debit cards, private label retail credit cards, and co-brand partner cards are not eligible for the Capital One Entertainment ticketing platform. Capital One online account required; additional terms apply.
Capital One also offers eligible cardholders access to exclusive pre-sales at capitalone.com/pre-sales; a list of upcoming pre-sales, which is not part of the Capital One Entertainment ticketing platform. Capital One cardholder ticket and event offers on capitalone.com/pre-sales are open to Capital One cardholders with an eligible Visa or Mastercard credit card, as well as eligible Capital One debit cards and co-brand partner cards. Capital One private label retail credit cards are not eligible. Additional terms apply.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.
Not all events are eligible for all payment methods. The available payment and/or redemption method(s) for your selected tickets or packages will be indicated during check-out. Rewards redemption rates vary and are subject to change without notice. The availability of any particular ticket is not guaranteed and offerings may change.
The number of cardholder-only exclusive tickets or VIP packages varies by venue, capacity and other circumstances. The number of tickets you may purchase for an event may be limited and based on availability, and if offered, pre-sale tickets are available only during the pre-sale period, while supplies last.
Artist appearances and event dates, times and venues are subject to change and are not guaranteed.
Events subject to COVID-19 restrictions and health and safety guidelines.
Events may be subject to age restrictions and you must be at least 21 years of age to consume alcohol. Please drink responsibly.
By participating in certain events, you may be revealing that you are a Capital One customer.
By clicking on the links above, you may be taken to a site hosted by a third party.
NCAA and Final Four are trademarks of the National Collegiate Athletic Association.
6Some benefits are provided by Visa® or Mastercard® and may vary by product.
Capital One does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.
We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.