Capital One® Rewards Credit Cards and Benefits
How to make the most of your rewards credit cards
Whether you’re a current cardholder or shopping around for a new card, credit card rewards and benefits have probably factored into your decision to apply for a particular card. Spotting bonuses such as cash back or travel miles may be obvious. But many rewards credit cards offer much more.
Anyone who’s examined a rewards credit card offer knows how much information there is to digest. As you compare rates, spending limits and annual fees, it can be easy to overlook other advantages.
Here are a few Capital One card perks you may not know about—and a few of the cards that unlock the potential of a rewards credit card.
The Obvious Benefit: Rewards
Rewards are one major benefit of many cards. Some rewards credit cards let you earn cash back. Some travel rewards can be redeemed for recent travel purchases.
Capital One has rewards credit cards to fit your lifestyle—so you can get the kind of rewards that matter most to you.
A rewards credit card for travel
If you love to use credit card rewards for travel-related purchases, the Venture® card could be the right card for you. You’ll earn unlimited double miles on every purchase, every day. Tack on an introductory bonus—50,000 bonus miles if you spend $3,000 within the first three months of opening an account—and you'll be taking off on your next trip before you know it. The Venture card also offers up to a $100 credit for either Global Entry or TSA PreCheck if you use the card to pay the application fee.
A cash back rewards credit card for dining and entertainment
If you want to earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores1 and 1% on all other purchases, try the Savor® card. Savor cardholders can also earn 8% cash back on tickets at Vivid Seats through May 2020.2
A cash back rewards credit card for everyday purchases
If you want to earn unlimited 1.5% cash back on every purchase, every day, check out the Quicksilver® card. The rewards offers don’t stop there. If you spend $500 on purchases within the first three months of opening an account, you get a one-time cash bonus of $150.
Additional Capital One Perks
From account alerts to travel upgrades, mobile apps to exclusive event access, Capital One rewards credit card benefits and services help you in everyday life and out on the road. Here’s a closer look at some potential rewards credit card benefits:
Capital One Mobile App3
Keep track of your account from anywhere, anytime with the Capital One mobile app. You can pay your bill, view your balance and transactions—even take a peek at your rewards status and history.
Insider Access and Experiences3
You could be part of some of the biggest events in music, sports and dining. Some rewards card benefits include exclusive offers and insider access to help you turn moments into memories. See what special events are ahead or explore past cardholder experiences.
No Foreign Transaction Fees3
With your U.S.-issued Capital One rewards credit card, you won’t pay foreign transaction fees when making purchases outside of the United States.
Even More Benefits
Auto Rental Collision Damage Waiver4
Rent an eligible vehicle with your credit card and you could be covered for damage due to collision or theft.
Travel Accident Insurance4
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
Lost Luggage Reimbursement4
You may be eligible to receive some reimbursement if your luggage goes missing, when you’ve booked the trip with your eligible rewards credit card. Locator services might help guide you through the claims procedures of different airlines or arrange shipment of replacement items.
You could get additional warranty protection at no charge on eligible items that are purchased with your rewards credit card.
24-Hour Travel Assistance Services4
If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.
Rewards credit cards come with a wide range of benefits. If you’re already a cardholder, check your Capital One Card benefits guide and make sure you’re taking advantage of everything your credit card offers.
1Excludes superstores like Walmart® and Target®
2To earn 8% cash back on Vivid Seats ticket purchases, you must pay for an eligible purchase with a Capital One Savor card. Purchases made with a Capital One SavorOne card are excluded. Eligible purchases include applicable taxes and fees but exclude third-party items added to your ticket purchase, such as insurance. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned through this offer will be reclaimed if you cancel or return an eligible purchase. This offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Offer valid from 12:00 a.m. ET, March 19, 2019, through 11:59 p.m. ET, May 31, 2020. Purchases made before the offer period and purchases that post to your account after the offer period are not eligible purchases and will not earn 8% cash back.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.
3Certain terms, conditions, and exclusions apply. You should review your Guide to Benefits for more information.
4Some benefits are provided by Visa® or Mastercard® and may vary by product.
We hope that you found this helpful. Our content is not intended to provide legal, investment, or financial advice or to indicate the Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.