Capital One® Credit Card Rewards and Benefits

How to make the most of your credit card perks


Credit cards offer advantages you may often overlook. Here are some Capital One credit card perks you might have and didn’t know about.

The Obvious Benefit: Rewards

Rewards are one major benefit of many cards. If you have a card that lets you earn cash back, that’s extra money to spend or put towards your balance. If you earn airline or travel rewards, you can redeem them on vacation expenses and other purchases. Capital One has cards to fit your lifestyle so you can get the kind of rewards that matter most to you.

If you love to use your rewards for travel-related purchases, Venture® could be the right card for you. If you want unlimited cash back rewards, check out the Quicksilver® card. And if you want to earn cash back from eating out or cooking in, try Savor® from Capital One.

There’s More to Your Card Than Rewards

From fraud alerts to travel upgrades, Capital One credit card benefits and services help you in everyday life and out on the road. You can pay your bill from your phone and get alerts if there’s suspicious account activity. When traveling abroad, you’ll have 24-hour assistance services and won’t have to pay foreign transaction fees. Check your benefits guide for everything your card offers.

Complimentary Concierge Service

Concierge services aren’t just for hotel guests—they’re also for some cardholders. It’s like having a personal assistant 24 hours a day, 7 days a week. This free service can help you plan a trip and get access to unique dining and entertainment events.

Auto Rental Collision Damage Waiver

Rent an eligible vehicle with your credit card and you could be covered for damage due to collision or theft.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Lost Luggage Coverage

You may be eligible to receive some reimbursement if your luggage goes missing, if you’ve booked the trip with your eligible card. Locator services might help guide you through claim procedures of different airlines or arrange shipment of replacement items.

Travel Upgrades and Savings

could receive premium travel offers, like trip packages and discounts. And you’ll earn unlimited 2x miles on every purchase with the Capital One Venture card.

Extended Warranty

You could get additional warranty protection at no charge on eligible items that are purchased with your credit card.

24-Hour Travel Assistance Services

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Travel Planning

Experienced travel advisors may be available to help you plan your trip and recommend unique experiences.

No Foreign Transaction Fees

With your Capital One Venture card, you won’t pay a transaction fee when making a purchase outside of the United States.

Your card comes with a wide range of benefits—maybe more than you realized. So, check your benefits guide and make sure you’re taking advantage of everything your card has to offer.


We hope that you found this helpful. Our content is not intended to provide legal, investment, or financial advice or to indicate the Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional. See your respective Guide to Benefits for details and for which benefits are available to you. Terms, conditions and exclusions apply and benefits may vary for Small Business cardholders. Certain benefits offered by Visa® or Mastercard®. Some benefits are only available to the primary account holder and not authorized users.