Capital One Rewards Credit Cards and Benefits
How to make the most of your rewards credit cards
Whether you’re a current cardholder or shopping around for a new card, credit card rewards and benefits have probably factored into your decision to apply for a particular card. Spotting bonuses such as cash back or travel miles may be obvious. But many rewards credit cards offer much more.
Anyone who’s examined a rewards credit card offer knows how much information there is to digest. As you compare rates, spending limits and annual fees, it can be easy to overlook other advantages.
Here are a few Capital One card perks you may not know about—and a few of the cards that unlock the potential of a rewards credit card.
The Obvious Benefit: Rewards
Rewards are one major benefit of many cards. Some rewards credit cards let you earn cash back. Some travel rewards can be redeemed for recent travel purchases.
Capital One has rewards credit cards to fit your lifestyle—so you can get the kind of rewards that matter most to you.
A rewards credit card for travel
If you love to use credit card rewards for travel-related purchases, the Venture card could be the right card for you. You’ll earn unlimited double miles on every purchase, every day. And you can redeem for travel—from vacation rentals to rental cars and much more. Venture also offers up to a $100 credit for either Global Entry or TSA PreCheck if you use the card to pay the application fee.
A cash back rewards credit card for dining and entertainment
If you want to earn unlimited 4% cash back on dining, entertainment and popular streaming services, 3% at grocery stores and 1% on all other purchases, try the Savor card.1 Savor cardholders can also earn 8% cash back on tickets at Vivid Seats.2
A cash back rewards credit card for everyday purchases
If you want to earn unlimited 1.5% cash back on every purchase, every day, check out the Quicksilver card. Redeem your cash back for any amount at any time. Plus, there’s no expiration date for the life of your account.
Additional Capital One Perks
Capital One benefits and services can help you in everyday life and out on the road. From mobile apps and exclusive event access to account alerts and travel upgrades, here’s a closer look at some potential rewards credit card benefits:
Capital One Mobile App
Keep track of your account from anywhere, anytime with the Capital One mobile app. You can pay your bill, view your balance and transactions—even take a peek at your rewards status and history.3
Insider Access and Experiences
You could be part of some of the biggest events in music, sports and dining. Some rewards card benefits include exclusive offers and insider access to help you turn moments into memories. See what special events are ahead or explore past cardholder experiences.3
No Foreign Transaction Fees
With your U.S.-issued Capital One rewards credit card, you won’t pay foreign transaction fees when making purchases outside of the United States.3
Even More Benefits
Auto Rental Collision Damage Waiver
Rent an eligible vehicle with your credit card and you could be covered for damage due to collision or theft.4
Travel Accident Insurance
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.4
Lost Luggage Reimbursement
You may be eligible to receive some reimbursement if your luggage goes missing, when you’ve booked the trip with your eligible rewards credit card. Locator services might help guide you through the claims procedures of different airlines or arrange shipment of replacement items.4
You could get additional warranty protection at no charge on eligible items that are purchased with your rewards credit card.4
24-Hour Travel Assistance Services
Rewards credit cards come with a wide range of benefits. If you’re already a cardholder, check your Capital One Card benefits guide and make sure you’re taking advantage of everything your credit card offers.4
2To earn 8% cash back on Vivid Seats ticket purchases, you must pay for an eligible purchase with a Capital One Savor or SavorOne card. Eligible purchases include applicable taxes and fees but exclude third-party items added to your ticket purchase, such as insurance. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned through this offer will be reclaimed if you cancel or return an eligible purchase. This offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Offer valid from 12:00 a.m. ET, April 21, 2020, through 11:59 p.m. ET, January 31, 2023. Purchases made before the offer period (except eligible purchases made under a previous Savor card and Vivid Seats offer) and purchases that post to your account after the offer period are not eligible purchases and will not earn 8% cash back.
3Certain terms, conditions, and exclusions apply. You should review your Guide to Benefits for more information.
4Some benefits are provided by Visa® or Mastercard® and may vary by product.
Capital One does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.
We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.