How to redeem Capital One rewards

With Capital One rewards credit cards, you can earn rewards on everyday purchases. And Capital One offers flexible redemption options that let you use your rewards your way.

From cash in your pocket to booking a dream vacation, learn how to redeem your Capital One rewards.

What you’ll learn:

  • Capital One offers cash back and travel rewards credit cards. 

  • There are many ways to redeem rewards, including receiving cash, applying them as a statement credit, exchanging them for gift cards and booking trips through Capital One Travel.

  • To redeem rewards, sign in to your account online or through the Capital One Mobile app.

Animated card art

Explore rewards credit cards

See if you’ll be approved for cash back and miles cards with 100% certainty.

Capital One rewards credit cards

Capital One rewards credit cards include cash back, travel, dining and entertainment options. Here’s a quick overview of a Capital One card from each of these categories.

Capital One credit card

Card type Rewards Bonus offer Annual fee

Quicksilver

Cash back

1.5% cash back on every purchase, every day 

Elevated rewards through Capital One Travel and Capital One Entertainment

$200 if you spend $500 within three months of opening an account

$0

View important terms and disclosures

Venture

Travel

2X miles on every purchase, every day

Elevated rewards through Capital One Travel and Capital One Entertainment

75,000 bonus miles if you spend $4,000 within three months of opening an account

Plus, $300 for hotel and vacation rental booking in your first cardholder year

$95

View important terms and disclosures

Savor

Dining and entertainment

3% cash back at grocery stores and on dining, entertainment and popular streaming services; unlimited 1% cash back on other purchases

Elevated rewards through Capital One Travel and Capital One Entertainment

$200 if you spend $500 within three months of opening an account

$0

View important terms and disclosures

 

Ways to redeem Capital One cash back and miles

With Capital One, you can redeem rewards for gift cards, travel and more. Eligible cardholders have the flexibility to use their rewards their way.

Redeem Capital One rewards for cash, statement credits and more

Capital One cardholders have many options to put money back in their pocket:

  • Enjoy cash back. Redeem your rewards for cash, and Capital One will mail you a check.
  • Receive a statement credit. Apply your rewards directly to your account balance as a statement credit.
  • Cover purchases. Choose a recent purchase to apply your rewards toward. You can cover the cost of all or part of the purchase.
  • Get gift cards. Redeem rewards for gift cards to use at popular retailers, restaurants and more.

Redeem through Capital One Travel and Capital One Entertainment

Use your rewards to book travel, tickets and experiences: 

  • Use rewards to book travel. Book flights, hotels, vacation rentals, rental cars and activities through Capital One Travel. You can pay using your rewards, your credit card or a combination of both.

  • Use rewards to buy tickets. You can also use your rewards, your card or a combination of the two to purchase tickets to thousands of sporting events, concerts and more with Capital One Entertainment.

How to use Capital One rewards online or through the Capital One Mobile app

The Capital One rewards redemption process is easy. You can redeem all your Capital One rewards at once, or you can redeem a portion of them. Just sign in to your account online or use the Capital One Mobile app. Select the rewards tab, then follow the prompts to redeem.

Save on even more everyday purchases with Capital One

In addition to earning and redeeming credit card rewards, you can use Capital One coupon codes and special offers to help you get the most out of purchases you’re already making.

Use Capital One Shopping

Capital One Shopping is a free browser extension that automatically applies coupon codes at checkout to help save you money. Plus, it lets you know when prices drop on products you’ve viewed or purchased. You can also earn rewards through Capital One Shopping and redeem them for gift cards at top retailers.

Get Capital One Offers

Capital One Offers is exclusively available to eligible Capital One customers, helping them earn miles, cash back or statement credits. You can access the offers by signing in to your Capital One account online or through the Capital One Mobile app.

Key takeaways: Redeeming Capital One rewards

Capital One offers cardholders lots of ways to redeem and maximize their rewards. And if you’re not a cardholder yet, Capital One has a variety of rewards cards that may fit your lifestyle. 

Related Content

Two adults and two children walk along a city overpass holding hands.
Article | October 27, 2026 |6 min read
A smiling person with a camera standing with coastal scenery in the background.
Article | July 21, 2026 |6 min read
A person stands at an overlook and takes a photo of the view.
Article | March 24, 2026 |5 min read