Savor® Rewards from
Capital One®

Unlimited 4% Cash Back on
Dining & Entertainment, plus a
${{ESB_CASH_ONLY}} Cash Bonus

See new cardmember offer details below.

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Credit Level: EXCELLENT

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Savor® Rewards from Capital One®

Unlimited 4% Cash Back on
Dining & Entertainment, plus a
${{ESB_CASH_ONLY}} Cash Bonus

See new cardmember offer details below.

View important rates and disclosures

Unlimited Rewards

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New Cardmember Offer

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Annual Fee

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Want dining and entertainment rewards without the annual fee?

With SavorOne®, you can earn {{vm.savorone.EARN_RATE_NUMBER1}}% cash back on dining and entertainment with a {{vm.savorone.MEMBERSHIP_FEE_SNIPPET}} annual fee.

Explore SavorOne®

Purchase Rate

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Transfer Info

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No Foreign Transaction Fees

You won't pay a transaction fee when making purchases outside of the United States.

Redeem Your Way

Rewards don’t expire for the life of the account, and you can redeem cash back for any amount.

Turn dream moments into real moments.

Capital One cardholders get access to premium experiences in dining, entertainment and more.

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Love dining and entertainment rewards, 
but don't want an annual fee?

The frequently asked, answered

How does Capital One determine which purchases qualify for cash back?

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

What counts as dining?

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

What counts as entertainment?

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

What counts as a grocery store?

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

What is the partnership with Vivid Seats?

Vivid Seats is an online ticket marketplace where fans can buy and sell tickets to sports, concerts, and theater events. The partnership with Capital One allows Savor cardholders to earn 8% cash back on all Vivid Seats ticket purchases through May 31, 2020. Learn more about Vivid Seats.

Rate and fee information

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{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

  • To earn 8% cash back on Vivid Seats ticket purchases, you must pay for an eligible purchase with a Capital One Savor card. Purchases made with a Capital One SavorOne card are excluded. Eligible purchases include applicable taxes and fees but exclude third-party items added to your ticket purchase, such as insurance. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned through this offer will be reclaimed if you cancel or return an eligible purchase. This offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Offer valid from 12:00 a.m. ET, March 19, 2019, through 11:59 p.m. ET, May 31, 2020. Purchases made before the offer period and purchases that post to your account after the offer period are not eligible purchases and will not earn 8% cash back.

  • Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.

  • With Savor and SavorOne, the 2% earn rate excludes superstores like Walmart® and Target®

  1. This one-time bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous account holders.

  2. Some cardholder benefits are only available to the primary cardholder and not authorized users.