Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments—such as hotel restaurants or grocery store food counters—and some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets, or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

Supermarkets, meat lockers, freezers, dairy product stores and specialty markets count. Superstores like Walmart® and Target® are excluded.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries count as dining.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys count. Golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services are excluded.