SavorOne℠ Rewards from
Capital One®

Unlimited 3% Cash Back
on Dining & Entertainment

Credit Level: EXCELLENT

Average Customer Rating Read all reviews

SavorOne℠ Rewards from
Capital One®

Unlimited 3% Cash Back
on Dining & Entertainment

View important rates and disclosures

Unlimited Rewards

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New Cardmember Offer

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Annual Fee

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From quick bites to cool beats.

Earn 3% cash back on dining 
and entertainment.

Purchase Rate

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Transfer Info

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No Foreign Transaction Fees

You won't pay a transaction fee when making purchases outside of the United States.

Redeem Your Way

Rewards don’t expire for the life of the account, and you can redeem cash back for any amount.

Turn dream moments into real moments.

Capital One cardholders get access to premium experiences in dining, entertainment and more.

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Want 4% cash back on 
dining and entertainment?

(We don't blame you.)

The frequently asked, answered

How does Capital One determine which purchases qualify for cash back?

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

What counts as dining?

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

What counts as entertainment?

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

What counts as a grocery store?

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Rate and fee information

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  • The 2% earn rate excludes superstores like Walmart® and Target®

  1. This one-time bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous account holders.

  2. Some cardholder benefits are only available to the primary cardholder and not authorized users.