CreditWise from Capital One

KNOW YOUR SCORE & MORE

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Understand your credit score

Access your score and report anytime. It’s a great way to get to know the factors that may move the number up or down.

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Keep up with changes

Have a new inquiry, delinquent account or other activity? Get alerted when your TransUnion or Experian report changes. 

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Monitor your personal information

Find out right away so you can take action if your Social Security number or email address is detected on the dark web. 

TOOLS TO HELP IMPROVE

Discover the Simulator

Explore the potential impact of your financial decisions before you make them.


Use the CreditWise Simulator to see how moves, like paying down your balance or increasing your credit limit, affect your score.

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SECURITY YOU CAN COUNT ON

Stay safe with encryption

Count on CreditWise to keep your information secure, encrypted and protected with 256-bit Transport Layer Security (TLS) protocol.

What customers are saying

“I couldn't live without CreditWise, it has helped me a lot with recent identity theft that I've unfortunately experienced.”

Jessica B.

“CreditWise is great as it allows you to check your credit score without harming it.”

Michael S

HOW TO MONITOR YOUR CREDIT

Keeps tabs on your financial health by checking your credit score regularly.

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GET CREDITWISE TODAY

Get your free credit report from CreditWise now!

At CreditWise, we believe in empowering people with the tools to effectively monitor their credit. We do more than show you your free credit report: we back it up with targeted advice, tools and alerts to help you monitor your credit.

CreditWise is free, fast, secure, and available to every adult residing in the US with a Social Security number with a report on file at TransUnion. Sign up for CreditWise today and let us help you make a change.

FREQUENTLY ASKED QUESTIONS

Anybody can get CreditWise, even if you're not a Capital One customer. You need to be over the age of 18 with a valid social security number that can be matched to a credit profile from the TransUnion credit bureau.

To sign up, we'll ask you for some basic personal information. Next, we'll have you confirm some information to protect your identity. Then you'll set up your account to make sure you can access CreditWise, even if you forget your password. If you're a current Capital One customer, you can use your existing online credentials to access CreditWise.

It won’t. You can use all of CreditWise's features without hurting your credit score.

What’s on your credit report?