Use your Capital One or Discover rewards at Amazon.com

With an eligible Capital One or Discover® credit card, you can earn rewards and use them to pay for your purchases at Amazon.com through Shop with Points. Keep reading to learn more about the program and how to use your rewards.

What you’ll learn:

  • Eligible cardholders can redeem their credit card rewards to cover all or some of their purchases at Amazon.com.

  • You can add eligible credit cards to your Amazon.com account and then enroll in the Shop with Points program.

  • You can choose how many of your available rewards to apply to your Amazon.com purchases. 

  • If you don’t have enough rewards to cover a purchase, the remainder of your purchase will be charged to the same credit card.

How to use Capital One and Discover rewards at Amazon.com

Using Capital One rewards on Amazon.com requires linking your eligible Capital One or Discover credit card to your Amazon.com account. After that, you can apply your rewards at checkout to pay for something or everything in your cart.

Enrolling in Shop with Points at Amazon.com

Before you can apply rewards at checkout, you’ll need to connect your rewards account through Amazon.com’s Shop with Points program. Once you’re enrolled, your eligible Capital One or Discover rewards will be available as a payment option on Amazon.com.

  • Capital One cardholders: If you’re a Capital One cardholder, go to the Capital One Shop with Points page, select the option to link your rewards account and follow the prompts to enroll. 

  • Discover cardholders: If you’re a Discover cardholder, go to the Discover Shop with Points page. Then select the option to link your rewards account and follow the prompts to enroll.

How to redeem Capital One and Discover rewards at Amazon.com

Redeeming your rewards starts with shopping at Amazon.com as usual. Then just follow these steps:

  1. Add eligible items to your cart and proceed to checkout.

  2. Under payment method, select rewards. Then enter the rewards you want to apply.

  3. Review and place your order. The value of your rewards will be displayed in the order summary.

You can apply as many of your rewards as you want. Don’t have enough rewards to cover your Amazon.com purchase? No worries. You can use the same credit card to cover the rest.

Amazon.com rewards redemption FAQ

Still have some questions about using your rewards with Shop with Points at Amazon.com? Here are answers to a few frequently asked questions.

Visit Amazon.com to view the list of items not eligible for Shop with Points.

There are no fees to use your rewards with Shop with Points at Amazon.com.

Aside from checkout at Amazon.com, here are some other potential ways you can redeem your rewards:

  • Get reimbursed for a recent purchase.
  • Get cash back via statement credit or check.
  • Book flights, hotels, vacation rentals, rental cars and activities through Capital One Travel.
  • Cover recent travel purchases.
  • Redeem for gift cards from a wide selection of restaurants, retailers and more.
  • Purchase tickets through Capital One Entertainment.
  • Shop online with PayPal®.

Key takeaways: Using Capital One or Discover rewards at Amazon.com

Capital One and Discover offer flexible options to redeem your rewards. And Shop with Points at Amazon.com is one of them.

If you’re not yet a cardholder, you can compare Capital One credit cards to find the right fit for you. You can even see what you’re pre-approved for before applying, with no impact on your credit scores. Find the card that can help you earn the kind of rewards you’ll actually use.

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