Capital One rewards credit card benefits

Rewards are a major benefit of many credit cards. For example, Capital One offers a range of rewards cards including cash back cards, travel cards and dining and entertainment cards. 

But the benefits of having a rewards card can go beyond rewards. Learn about the range of perks that can come with rewards cards and how to maximize your rewards. 

Key takeaways

• Capital One cards like Quicksilver and Venture allow you to earn rewards for making purchases.
• To help maximize your rewards, get to know your options for redemption. They can include everything from statement credits and gift cards to flights and hotel stays.
• Lifestyle benefits of Capital One rewards cards include access to Capital One Travel, Capital One Entertainment, Capital One Dining and more.
• Account management and security features of Capital One rewards cards include the Capital One Mobile app, virtual cards and Eno, your Capital One assistant.

When you know more about credit card rewards, it can be easier to make the most of them. Take a look at some key ways to earn cash back and miles.

If you enjoy traveling, one of these Capital One Venture cards could be right for you.

• Capital One Venture X rewards credit card: With Venture X, you’ll earn 10X miles on hotels and rental cars, and 5X miles on flights and vacation rentals booked through Capital One Travel. Plus, earn 2X miles on all other purchases, every day. You’ll also get a $300 annual travel credit for bookings through Capital One Travel.
• Capital One Venture rewards credit card: With Venture, you’ll earn unlimited 2X miles per dollar on every purchase, every day. Plus, earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
• Capital One VentureOne rewards credit card: With VentureOne, you’ll earn unlimited 1.25X miles per dollar on every purchase. Plus, earn 5X miles per dollar on hotels and rental cars booked through Capital One Travel. Another perk: VentureOne cardholders don’t pay an annual fee. View important rates and disclosures.

When you use any of these three cards to make purchases while traveling abroad, you won’t pay a foreign transaction fee. View important rates and disclosures. Plus with Venture and Venture X, you’ll receive up to a $100 credit for Global Entry or TSA PreCheck® fees.¹

If you like the flexibility of earning rewards for making everyday purchases, check out Capital One Quicksilver cards.

• Capital One Quicksilver rewards credit card: With Quicksilver, you’ll earn unlimited 1.5% cash back on every purchase, every day. Plus, you’ll earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.² View important rates and disclosures. Quicksilver also gives you up to six months of complimentary Uber One membership through 11/14/2024.³
• Capital One QuicksilverOne rewards credit card: With QuicksilverOne, you’ll also earn unlimited 1.5% cash back on every purchase, every day. Plus, you’ll get access to valuable benefits. 

With the Capital One SavorOne rewards credit card, you’ll earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores. Plus, you’ll earn 1% cash back on all other purchases.⁴ SavorOne cardholders also earn 8% cash back on Capital One Entertainment purchases and 10% cash back on eligible purchases with Uber and Uber Eats.^5,6

You can also use your SavorOne rewards to earn 5% cash back on hotels and rental cars booked through Capital One Travel. 

Plus with SavorOne, you won’t pay an annual fee. View important rates and disclosures.

Your Capital One card may come with additional benefits and services to help at home and on the road.  Benefits range from helpful digital tools and account alerts to travel upgrades and exclusive event access.

Here’s a closer look at some key benefits.

Keep track of your accounts from anywhere, anytime with the Capital One Mobile app. You can pay your bill and view your balance and transactions. You can even take a peek at your rewards status and history.^7,8

Thanks to virtual cards, you can shop online faster and without needing your physical card. And virtual cards help keep your account more secure when shopping online.⁹

Eno is available to chat, check your balance and answer questions about your account when you need assistance.¹⁰

With Capital One Dining, eligible Capital One cardholders get access to exclusive reservations at some of the most sought-after restaurants in more than 15 cities across the country. They also get access to tickets to unforgettable culinary experiences curated by experts like the Michelin Guide, the James Beard Foundation and Chef José Andrés.¹¹

Eligible cardholders get access to Capital One Entertainment and can earn 5X miles or 5% cash back on purchases. (SavorOne cardholders earn 8% cash back.) Cardholders also get access to a digital-first ticketing platform offering more than 500,000 unforgettable experiences across sports, music, dining and more. That includes March Madness tickets, VIP packages for the Capital One Orange Bowl and College Football Playoff National Championship Game, iHeartRadio concerts and James Beard Foundation culinary events. 

Capital One Travel is an online booking experience that can give you access to rewarding benefits and helpful tools for traveling with more flexibility. Depending on your rewards card, you may earn as many as 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Travel. Plus, Venture X and Venture X Business cardholders can enjoy exclusive access to Capital One Lounges as well as our network of participating partner airport lounges worldwide.

With your U.S.-issued Capital One rewards credit card, you won’t pay foreign transaction fees when making purchases outside the U.S.¹ View important rates and disclosures.

Some Capital One cards offer even more benefits, including some you may not be familiar with. They can include: 

Rent an eligible vehicle with your card and you could be covered for damage due to collision or theft.¹²

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.¹²

When you’ve booked a trip with your eligible Capital One card, you may qualify to receive some reimbursement if your luggage goes missing. Additionally, the locator services benefit might help guide you through the claims procedures of different airlines or arrange shipment of replacement items.¹²

You could get extended warranty protection at no charge on eligible items that are purchased with your card.¹²

If your card is lost or stolen, you could get an emergency replacement card and a cash advance to help with expenses.

Check out these commonly asked questions about Capital One rewards credit cards.

Many rewards credit cards come with a wide range of perks. If you’re already a Capital One rewards cardholder, check your benefits guide to make sure you’re taking advantage of your benefits and maximizing your rewards.

If you don’t already have a Capital One rewards card, you could compare Capital One cards. If you decide one is a good fit, you can check before you apply to see if you’re pre-approved. Pre-approval is quick and it won’t impact  your credit.