All about the Capital One Venture card

April 23, 2024 |1 min video

Your travel plans just got more rewarding. The Capital One Venture card lets you earn unlimited double miles per dollar on every purchase and five miles per dollar on hotels and rental cars booked through Capital One Travel. And with flexible redemption options, you choose how to use your rewards miles.

But that’s just the start. Discover all the ways Venture can upgrade your travel experience.

Key takeaways

Venture cardholders earn unlimited double miles on every purchase and five miles per dollar on hotels and rental cars booked through Capital One Travel.
New cardholders can earn a sign-up bonus of 75,000 miles by spending $4,000 on purchases within the first 3 months from account opening.¹
Flexible redemption options allow cardholders to use rewards to cover travel purchases, transfer miles to loyalty programs, book trips through Capital One Travel, including Lifestyle Collection hotel stays, and more.²
Enjoy benefits, such as credits for Global Entry or TSA PreCheck®,³ 24-hour travel assistance⁴ and more.

How does the Capital One Venture Rewards card work?

Venture Rewards makes earning and redeeming miles simple. Earn unlimited double miles on every purchase before, during and after your vacation. Plus, earn five miles per dollar on hotels and rental cars when you book through Capital One Travel.

There’s no limit on the miles you can earn. And miles don’t expire for the life of the account. Plus, you can earn 75,000 bonus miles by spending $4,000 on purchases within the first three months from account opening.¹

Capital One Venture card annual fee

There’s a $95 annual fee for the Capital One Venture card. View important rates and disclosures.

Want a travel rewards credit card without an annual fee? Check out VentureOne. View important rates and disclosures.

How to redeem Capital One Venture miles

Venture makes earning and using your Capital One miles seamless. So when you’re ready for the vacation of a lifetime—or a family reunion or wedding pops up—you’re all set.

Here are a few ways to redeem your rewards miles:

Cover travel purchases. Cover the cost of travel purchases made with your Venture card within 90 days of the purchase. This may include vacation rentals, car rentals, airlines, hotels and more.
Book through Capital One Travel. Feel confident you’re getting great prices on flights, hotels and rental cars when you use your miles to book through Capital One Travel. Capital One Travel predicts flight prices and alerts you when it’s the best time to book so you don’t overpay. Plus, Capital One Travel proactively adjusts hotel prices to guarantee they match or beat other travel sites, helping you save an average of 15% on flights.⁵
Get gift cards. Redeem your miles for gift cards from more than 90 brands, including popular restaurants, retailers and more.⁶
Redeem for cash. Redeem your miles in the form of a statement credit or check.
Shop with your miles. You can use rewards to pay for purchases at Amazon.com⁷ or at online stores through PayPal.⁸
Redeem for exclusive tickets, event access and perks. Eligible cardholders can redeem miles for more than 500,000 events with Capital One Entertainment.⁹
Transfer your miles. Transfer your miles to more than 15 travel loyalty programs.²

Capital One Venture card travel benefits

The Capital One Venture card is designed to take your travel experience to the next level. Here are some of the ways Venture can help you upgrade your next trip.

Lifestyle Collection

The Lifestyle Collection lets eligible cardholders find and book stays at a curated selection of vibrant hotels and vacation rentals around the world. Plus, cardholders can enjoy enriching benefits and industry-leading rewards on every stay.¹⁰

You don’t have to be a part of a hotel loyalty program to access VIP-level benefits. Just book through Capital One Travel to unlock:

5X miles per dollar on hotel and vacation rental bookings
A $50 experience credit to use during hotel stays toward things like rooftop drinks, signature restaurants, room service or other amenities unique to each stay¹⁰
A $50 experience credit to use during vacation rental stays toward things like in-home chef meals, fridge stocking, a mid-stay clean and more¹⁰
Room upgrades, when available (hotels only)
Early check-in, when available
Late checkout, when available
Complimentary Wi-Fi

No foreign transaction fees

Cardholders won’t pay transaction fees when making purchases outside the United States. View important rates and disclosures. So go ahead and plan that trip to Cancun.

Global Entry or TSA PreCheck credit

Keep your shoes on and avoid long lines. Receive up to $100 credit for either Global Entry or TSA PreCheck when you pay for the application fee with your Venture card.³

Travel insurance

Capital One works with credit card networks to offer travel insurance benefits. Here are a few travel protections that might help if something goes wrong when you’re traveling:⁴

Auto rental collision damage waiver: Rent an eligible vehicle with your Venture card and you could be covered for damage due to collision or theft.
Travel accident insurance: Get automatic insurance for a covered loss at no extra charge when you use your Venture card to purchase your travel fare.
24-hour travel assistance services: If your Venture card is lost or stolen, you’ll get an emergency replacement card and a cash advance.

Check your card’s benefits to find out more.

More Capital One Venture card benefits

Eligible Capital One rewards cardholders get access to unforgettable experiences with Capital One Dining and Capital One Entertainment.

Capital One Dining

With Capital One Dining, it’s easy to find the perfect restaurant and book hard-to-get reservations. Capital One partnered with culinary leaders, including Chef José Andrés, the MICHELIN Guide and the James Beard Foundation, to curate a unique collection of restaurants with exclusive reservations set aside just for cardholders.

And hard-to-get reservations are just the beginning. Cardholders also get access to special chef collaborations and dining events.¹¹

Capital One Entertainment

With Capital One Entertainment, cardholders get access to a digital-first ticketing platform offering more than 500,000 unforgettable experiences across sports, music, dining and more. Plus, Venture cardholders can earn 5X miles on Capital One Entertainment purchases or redeem their miles for tickets.⁹

Event highlights include:

March Madness tickets
VIP packages for the Capital One Orange Bowl and College Football Playoff
iHeartRadio concerts
Exclusive theater events and tickets for Broadway shows
Taste America® events by the James Beard Foundation

Account management and security features from Capital One

Capital One has tools and benefits that can make managing your account and keeping an eye on your money easy—whether you’re at home or on the go.

Account management

Capital One Mobile app: With the Capital One Mobile app, you can manage your account anywhere, anytime. The app makes it easier for eligible cardholders to keep tabs on where their money is going.
Eno, your Capital One assistant: Eno can send you useful insights and notifications about your credit card accounts, including Venture. Eno monitors your account around the clock. Eno can reach out if something unusual is spotted and can help you fix it. Eno can also provide answers to your account questions online, on the app or over text.
Account alerts: Stay on top of your spending and payments by setting up your own push, email and text alerts. Plus, track your spending and help protect your account with instant purchase notifications.
Balance transfer: Transfer your higher-rate balances from other credit card issuers onto a Capital One Venture card.
AutoPay: Set up AutoPay for your account to help avoid missing a payment.
Personalized payment: Pick your monthly due date and payment method—check, online or at a local branch—all with no fee.
Extended warranty: Get additional warranty protection at no charge on eligible items purchased with your Venture card.⁴

Security features

$0 liability for unauthorized charges: If your card is lost or stolen, you will not be responsible for charges you did not authorize.¹²
Card lock: Effortlessly lock your card with a few taps if it has been misplaced, lost or stolen.¹³
Security alerts: Get notified via text, email and phone if Capital One notices potentially suspicious activity on your account. Sign in to your account to add your mobile number.
Virtual cards: Virtual cards act like stand-ins for your physical card when you shop online. And they will continue to work even if your physical card is lost or stolen. Virtual cards can let you easily pay online without reaching for your wallet—all while protecting your physical card number from being exposed.¹⁴

What credit score do you need for the Capital One Venture card?

The Capital One Venture card is geared toward applicants with excellent credit.

One way to check your credit score is with CreditWise from Capital One. With CreditWise, you can access your TransUnion® credit report and VantageScore® 3.0 credit score without hurting your score. And it’s free for everyone, not just Capital One cardholders.

CreditWise also scans the dark web for your personal information, like Social Security numbers or compromised email addresses, and sends you an alert if anything is detected.¹⁵

Capital One Venture cards in a nutshell

Ready for your next adventure? See if you’re pre-approved, or apply for a Venture card today and start earning unlimited double miles per dollar on every purchase. And remember, new cardholders can earn 75,000 bonus miles by spending $4,000 on purchases within the first 3 months from account opening.¹

Want to check out more travel rewards cards from Capital One? Compare travel credit cards to find one that’s right for you.

Other ways to maximize your travel benefits

Who wouldn’t want to get the most out of their credit card? Here are some things to know about Capital One travel rewards credit cards:

Get a one-time 75,000-mile bonus with the Capital One Venture X card and receive an additional 10,000 bonus miles every year, starting on your first anniversary. (View important rates and disclosures.)
Earn unlimited 2X miles per dollar on every purchase, every day and get 75,000 bonus miles upon signup with the Capital One Venture card. (View important rates and disclosures.)
Earn unlimited 1.25X miles with no annual fee with the Venture One card from Capital One. (View important rates and disclosures.)
Explore travel rewards card options by comparing Capital One Venture cards.
Learn how Venture X cardholders can get access to a worldwide network of airport lounges thanks to a complimentary Priority Pass membership.

Learn more about FDIC insurance coverage.

¹Card offers with a cash or miles rewards bonus are available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

²Once you have transferred Capital One miles, they become subject to the receiving loyalty program and cannot be transferred back to your Capital One rewards account. All redemptions are final.

Terms and conditions for the receiving loyalty program and Capital One Rewards program apply.

³To receive a statement credit up to $100, you must use your Venture or Venture X card to either complete the Global Entry application and pay the current application fee, or complete the TSA PreCheck® application and pay the current application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to a VentureOne card are not eligible. Refer to the Application or Account Terms for additional details.

⁴These benefits are provided by Visa® or Mastercard® and may vary by product.

⁵15% savings represents the average savings based on price prediction and booking recommendation for flights. Savings may vary. Services such as price freeze, change a flight after you book, price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings. Additional fees may apply. See travel.capitalone.com/terms-of-service/ for details.

⁶Redemption rates vary and are subject to change.

⁷Amazon.com and the smile logo are trademarks of Amazon.com Inc., or its affiliates.

⁸PayPal.com and the PayPal logo are trademarks of PayPal Holdings, Inc., or its affiliates. PayPal terms and conditions apply.

⁹To use the Capital One Entertainment ticketing platform, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Online account required; additional terms apply. For more information, please see Capital One Entertainment’s Terms of Use.

Through 12/31/25, eligible Venture X, Venture X Business, Venture and Spark 2X miles rewards cardholders will earn 5 miles per dollar spent on Capital One Entertainment purchases. Eligible Savor and SavorOne cardholders earn 8% cash back on Capital One Entertainment purchases subject to the terms previously disclosed.

Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible card. Tickets purchased through the Capital One cardholder exclusive pre-sales page (www.capitalone.com/pre-sales); tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and dining reservations or purchases through Capital One Dining are excluded. Your account must be open and in good standing to earn rewards and rewards earned will post to your account within 1-2 billing cycles. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

¹⁰Lifestyle Collection experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay; contact the hotel directly to confirm qualifying experiences. Advance reservations recommended for certain experiences.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection bookings include complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Lifestyle Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change without notice. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

¹¹To use Capital One Dining, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing, at least 18 years old, either a primary account holder, account manager or authorized user for an eligible consumer credit card, or a primary account holder, account manager or authorized user for an eligible small business credit card. Online account required; additional terms apply. For more information, please see Capital One Dining’s Terms of Use.

¹²Claims of unauthorized use and liability for unauthorized charges are subject to investigation and verification.

¹³With Card Lock, some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions. Review your statements to ensure that all transactions are authorized.

¹⁴Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Eligible customers can also use virtual cards through Google Pay or via the Eno browser extension. Virtual cards through Google Pay are currently available in Chrome for desktop computers (Mac, Windows and Linux), Chrome for Android, and via merchant apps running in the Android OS. Additional availability may be added in the future, including Chrome for iOS. The Eno extension is available only for certain web browsers and enrollment is required.

¹⁵Some CreditWise monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your file with Experian, or if you do not have a file with Experian.

Web access is needed to use the mobile app. Check with your service provider for details on specific fees and charges.

Eno is learning all the time and may not catch everything. Eno service outages may occur. Capital One customers are responsible for regularly checking their account statements. Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Texting with Eno means you agree to chat about your account over SMS and receive recurring messages. Message and data rates may apply. Mobile phone carrier fees for text messages may apply.

Some or all Eno features may not be available to all Capital One customers, depending on the types of accounts held. For example, certain bank accounts are not eligible to text with Eno, and Eno email notifications, app notifications and virtual card numbers from Eno may not be available for certain credit cards.

The Eno browser extension for virtual card numbers is only available in certain web browsers, and enrollment is required. Virtual card numbers are not available for debit cards and some credit cards.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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Capital One does not provide, endorse or guarantee any third-party product, service, information, or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.

Your CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many credit scoring models. Your CreditWise score can be a good measure of your overall credit health, but it is not likely to be the same score used by creditors. The availability of the CreditWise tool depends on our ability to obtain your credit history from TransUnion. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies.

CreditWise Alerts are based on changes to your TransUnion and Experian® credit reports and information we find on the dark web.

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