All about Capital One Quicksilver card benefits and features

If you’re looking for a credit card with no annual fee that offers cash back on everyday purchases, the Capital One Quicksilver card could be a good choice. View important rates and disclosures.

With Quicksilver, you can earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to how much you can earn and no minimum for how much you can redeem. Plus, there are many other benefits that make Quicksilver an ideal card for everyday use.

What you’ll learn:

• Quicksilver is generally for people with excellent credit.

• Benefits include unlimited 1.5% cash back on every purchase, 5% cash back on hotels and rental cars booked through Capital One Travel and 5% cash back on purchases on Capital One Entertainment.

• You can use your rewards to get a statement credit or check in the mail, cover the cost of a recent purchase, shop at Amazon.com and more.¹

• The Quicksilver card also comes with security features like fraud alerts and card lock. Plus, Eno, your Capital One assistant, can alert you about unusual account activity like duplicate charges.²

Here’s a quick overview of Quicksilver from Capital One.

Here’s a look at the benefits, services and features that come with a Quicksilver credit card.

With Quicksilver, you earn cash back on every purchase, every day. There’s no limit on how much you can earn, and your rewards won’t expire for the life of your account.

• 1.5% cash back: Unlimited 1.5% cash back on every purchase, every day. That’s for everything from groceries and clothes to electronics and home improvement costs. 

• 5% cash back: Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel and purchases on Capital One Entertainment.³

Planning a trip? Here’s how Quicksilver can help on your journey.

• No foreign transaction fees: You won’t pay foreign transaction fees when you make purchases outside the U.S. View important rates and disclosures.

• Capital One Travel: With Capital One Travel, save an average of 15% on flights using price prediction, and enjoy other smarter booking features.⁴

• Travel accident insurance: If you use your Quicksilver card to purchase your fare, you may be eligible for automatic insurance for a covered loss at no extra charge.

• 24-hour travel assistance: Receive an emergency replacement card and a cash advance if your card is lost or stolen. 

With Quicksilver, you have exclusive access to:

• Capital One Entertainment: Use Capital One Entertainment to get exclusive tickets to events across sports, music, dining, theater VIP packages and more.⁵ 

• Capital One Dining: Capital One Dining gives you access to exclusive reservations at award-winning restaurants and access to unforgettable culinary experiences.

A Quicksilver card can also help you keep your money safe, with features including:

• Card lock: Easily lock your card from being used if it’s ever lost, misplaced or stolen. You can unlock it just as easily once you’re ready.⁶

• Security alerts: When you add your mobile phone number to your account, you can get notified if Capital One notices potentially suspicious activity.

• $0 fraud liability: If your card is lost or stolen, you won’t be responsible for unauthorized charges.⁹

• Extended warranty protection: Get additional product warranty protection at no charge on eligible items you purchase with a qualifying card.

These apps and tools can help you manage your account and make the most of your money.

• CreditWise from Capital One: CreditWise is a free tool that helps you monitor your credit report and credit score.

• Capital One Shopping: Rather than searching for the lowest price when you’re shopping online, use Capital One Shopping instead. It’s a free browser extension that instantly searches for available coupon codes and promos.

• Eno, your Capital One assistant: Eno looks out for you and your money around the clock and reaches out if it spots something unusual and can help you fix it. That includes monitoring your transactions and notifying you when Eno finds unusual account activity, like duplicate charges.²

• Capital One Mobile app: Manage your account while you’re on the go with the Capital One Mobile app. You can check your balance, view your transactions, get alerts, pay your bill and more.¹⁰

• Capital One AutoPay: Set up AutoPay for your account to help avoid missing a payment. You can choose to pay the minimum amount, your last statement balance or a fixed monthly amount of your choice.

You have several ways to redeem the rewards you earn with your Quicksilver card, and you can choose the amount you want to redeem. Just sign in to your account online or use the Capital One Mobile app to choose how you want to redeem your rewards.

• Redeem rewards for cash. You can redeem your rewards for a check or cash back in the form of a statement credit to apply directly to your account balance.

• Cover recent purchases. Get reimbursed for a recent purchase. Cover the whole purchase or just part of it.

• Get gift cards. Redeem your cash back rewards as a gift card. You can choose from a wide variety of merchants, including retail stores, food delivery services, gas stations and restaurants.¹

• Pay for eligible Amazon.com orders. Use your Capital One rewards at Amazon.com by applying your rewards at checkout.⁷

• Pay for PayPal purchases. Use your rewards to shop online with PayPal by adding your rewards card to your PayPal wallet.⁸

• Redeem rewards for tickets. Earn unlimited 5% cash back on Capital One Entertainment purchases. You can use your rewards, your card or a combination of both to purchase concert tickets and other unforgettable experiences on Capital One Entertainment.⁵ 

• Use rewards to book travel. Use your cash back to book flights, hotels, vacation rentals and rental cars through Capital One Travel. You can book using your rewards, your credit card or a combination of the two.

Ready to start earning unlimited cash back on every purchase? With Quicksilver, you can earn 1.5% cash back on every purchase, every day. Plus, you can earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel and purchases through Capital One Entertainment.³ 

Whether you’re an avid foodie, a globe-trotting adventurer or someone who wants to earn cash back on everyday purchases, Capital One has a rewards card to fit your lifestyle.

• See if you’re pre-approved for credit cards without harming your credit scores. 

• Explore travel rewards cards with unlimited miles you can actually use. 

• Earn unlimited 1.5% cash back on every purchase, every day, with a cash back rewards card. 

• Earn unlimited cash back on food and fun with a dining and entertainment rewards card.