All about Capital One Quicksilver card benefits and features

If you’re looking for a credit card with no hidden fees that offers cash back on everyday purchases, the Capital One Quicksilver card could be a good choice.

Quicksilver cardholders earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to rewards and no minimum to redeem. Plus, the card’s many other benefits make it an ideal choice for everyday use.

What you’ll learn:

• Capital One Quicksilver cards are generally for people with excellent credit.

• Quicksilver benefits include unlimited 1.5% cash back on every purchase; 5% cash back on hotels, rental cars, vacation rentals and activities booked through Capital One Travel; and 5% cash back on Capital One Entertainment purchases.

• Quicksilver cardholders can use cash back rewards to get statement credits, cover the cost of a recent purchase, shop at Amazon.com and more.

• Quicksilver cards come with elevated travel benefits and entertainment benefits, plus security features like fraud alerts and card lock.

Here’s a quick overview of the Quicksilver cash back rewards card.

Here’s a look at the benefits, services and features that come with a Quicksilver credit card.

With a Quicksilver card, you could earn cash back rewards. There’s no limit on how much you can earn, and your rewards won’t expire for the life of your account. That includes:

• Unlimited 1.5% cash back on every purchase, every day. That’s for everything from groceries and clothes to electronics and home improvement costs. 

• Unlimited 5% cash back on hotels, rental cars, vacation rentals and activities booked through Capital One Travel.

• Unlimited 5% cash back on Capital One Entertainment purchases.

You can redeem your Quicksilver rewards for cash, a statement credit, covering a recent purchase or buying gift cards. You can also pay for Amazon.com or PayPal® purchases using your cash back rewards.

Planning a trip? Here’s how Quicksilver benefits can help new cardholders on their journeys:

• Capital One Travel: Plan and book your entire trip—from vacation rentals and popular activities to flights and hotel packages—all through Capital One Travel. Plus, earn unlimited rewards on every booking. 

• Capital One Entertainment: Use Capital One Entertainment to browse thousands of tickets across sports, music, dining, theater and more.

• Complimentary concierge service: You’ll enjoy comprehensive, personalized assistance for dining, entertainment and travel needs—24 hours a day, 365 days a year. Terms, conditions and exclusions apply.

• No foreign transaction fees: You won’t pay foreign transaction fees when you make purchases outside the U.S. View important rates and disclosures.

• Hertz Five Star® Status: Skip the rental counter at select locations and enjoy access to a wider selection of available vehicles with a complimentary upgrade to Hertz Five Star status. 

• Travel accident insurance: If you use your Quicksilver card to purchase your fare, you may be eligible for automatic insurance at no extra charge. After opening an account, you’ll receive a Guide to Benefits explaining this and your other cardholder benefits. Terms, conditions and exclusions apply.

• 24-hour travel assistance: Receive an emergency replacement card and a cash advance if your card is lost or stolen, subject to credit availability. Terms, conditions and exclusions apply.

A Quicksilver card can help new cardholders keep their money safe, with features like:

• Card lock: Easily lock your card from being used if it’s ever lost, misplaced or stolen. You can unlock it just as easily once you’re ready.

• Security alerts: When you add your mobile phone number to your account, you’ll be alerted if Capital One notices potentially suspicious activity. 

• $0 fraud liability: If your card is lost or stolen, you won’t be responsible for unauthorized charges.

• Extended warranty protection: Extend the manufacturer’s warranty at no charge on eligible items you purchase with a qualifying card. You can check the cardholder’s Guide to Benefits you receive after opening your account for more information. Terms, conditions and exclusions apply.

• Purchase protection: If you buy something with your Quicksilver card and it’s damaged or stolen within 90 days of the purchase date, you may be covered up to $1,000 per loss and up to $25,000 per year. Terms, conditions and exclusions apply.

• Price protection: If you buy an eligible item and see it advertised at a lower price within 120 days of purchase, you may be reimbursed for the difference in price. Terms, conditions and exclusions apply.

These apps and tools can help you manage your account and make the most of your money. Some are available even if you’re not a Quicksilver cardholder. 

• CreditWise from Capital One: Monitor your credit report and credit score for free—without hurting your scores. 

• Capital One Shopping: Rather than searching for lower prices when you’re shopping online, use Capital One Shopping instead. It’s a free browser extension that instantly searches for available coupon codes.

• Capital One Mobile app: Manage your account while you’re on the go with the Capital One Mobile app. You can check your balance, view your transactions, get alerts, pay your bill and more.

• Automatic payments: Set up AutoPay for your account to help you avoid missing a payment. You can choose to pay the minimum amount, your last statement balance or a fixed monthly amount of your choice.

Ready to start earning unlimited cash back on every purchase? With a Quicksilver card, you can earn 1.5% cash back on every purchase, every day. Plus, you can earn unlimited 5% cash back on hotels, rental cars, vacation rentals and activities booked through Capital One Travel, as well as unlimited 5% cash back on purchases made on Capital One Entertainment.

Whether you’re an avid foodie, a globe-trotting adventurer or someone who wants to earn cash back on everyday purchases, Capital One has a rewards card to fit your lifestyle.

• See whether you’re pre-approved for credit cards without harming your credit scores. 

• Explore travel rewards cards with unlimited miles you can actually use. 

• Earn cash back on food and fun with a dining and entertainment rewards card.