How to redeem Capital One rewards for everyday expenses

Capital One rewards credit cards let you earn rewards on everyday purchases. But that’s just half the equation. Capital One also offers flexible redemption options that let you use your rewards your way.

From cash in your pocket to booking a dream vacation, learn how to redeem Capital One rewards.

What you’ll learn:

• Capital One offers cash back and travel rewards credit cards. 

• There are many ways to redeem rewards, including receiving cash, applying as a statement credit, buying gift cards, booking trips through Capital One Travel and more.

• To redeem rewards, sign in to your account online or through the Capital One Mobile app.

Capital One offers cash back cards, travel cards, and dining and entertainment cards. Here are a few to consider:

• Quicksilver card: Offers unlimited 1.5% cash back on every purchase, every day. Plus, there’s no annual fee. View important terms and disclosures. New cardholders can get a one-time $200 bonus by spending $500 within three months of opening an account.

• Venture card: Offers unlimited 2X miles per dollar on every purchase and 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel. Plus, Venture offers 75,000 bonus miles for new cardholders once they spend $4,000 within the first three months of opening an account. Existing or previous cardmembers aren’t eligible for this product if they’ve received a new cardmember bonus for this product in the past 48 months.

• Savor card: Offers unlimited 3% cash back at grocery stores and on dining, as well as entertainment and popular streaming services. Plus, there’s no annual fee. View important terms and disclosures. New cardholders can earn a one-time $200 bonus by spending $500 within three months of opening the account.

For a limited time, new Quicksilver and Savor cardholders can also enjoy a $100 credit to use toward flights, stays and rental cars booked through Capital One Travel.

With Capital One, you can redeem rewards for gift cards, travel and more. Cardholders have the flexibility to use their rewards their way. Here are a few ways to redeem your rewards:

Capital One offers a variety of options to put money back in your pocket:

• Enjoy cash back. If you like the idea of having extra spending money on hand, you can choose to redeem your rewards for cash, and Capital One will mail you a check.

• Receive a statement credit. Apply your rewards directly to your account balance as a statement credit.

• Cover recent purchases. Choose a recent purchase to apply your rewards toward. You can use rewards to cover the cost of all or part of the purchase.

• Get gift cards. Redeem rewards for gift cards to use at popular retailers, restaurants and more.

Redeeming Capital One rewards through Amazon.com and PayPal® purchases is simple. Here’s how to get started:

• Pay for Amazon.com purchases. Connect an eligible rewards card to your Amazon.com account. Then select Capital One rewards when you checkout. You can apply rewards to cover some or all of your purchase.

• Pay for PayPal purchases. Once you’ve linked your eligible card to your PayPal account, you can apply cash back or miles when you check out at millions of places online. When you’re ready to pay, make sure you choose PayPal checkout. Then select the Capital One rewards card you’ve linked as your payment method.

Use your rewards to book travel, tickets and experiences: 

• Use rewards to book travel. Book flights, hotels, vacation rentals and rental cars through Capital One Travel. You can pay using your rewards, your credit card or a combination of both.

• Use rewards to buy tickets. You can also use your rewards, your card or a combination of the two to purchase tickets to thousands of sporting events, concerts and more with Capital One Entertainment.

The Capital One rewards redemption process is easy. Here’s how it works:

1. Sign in to your account online or use the Capital One Mobile app.

2. Select a specific rewards card and then click view rewards.

3. Choose a redemption option and follow the prompts to redeem your rewards.

You can redeem all your Capital One rewards at once. Or you can redeem a portion of them.

In addition to earning and redeeming credit card rewards, here are two more ways Capital One helps you get the most out of purchases you’re already making.

Capital One Shopping is a free browser extension that automatically applies coupon codes at checkout to help save you money. Plus, it lets you know when prices drop on products you’ve viewed or purchased. Even if discounts or better prices aren’t available, you can still earn rewards through Capital One Shopping. Then you can redeem those rewards for gift cards at top retailers. 

Capital One Offers is exclusively available to Capital One customers, helping them earn miles, cash back or statement credits.

To access, sign in to your Capital One account. Then find and select the Shopping Offers tile. From there, you can choose an offer, follow the link to the merchant’s page and complete your purchase.

Capital One offers cardholders lots of ways to redeem—and maximize—their rewards.

If you’re not a cardholder yet, Capital One also has a variety of rewards cards that may fit your lifestyle—whether your idea of a good time is getting out on the town, traveling the world or staying in. 

• See if you’re pre-approved for rewards cards, with no harm to your credit scores. 

• Explore travel and miles rewards credit cards with unlimited miles you can actually use. 

• Earn unlimited 1.5% cash back on every purchase, every day, with a cash rewards credit card.

• Earn unlimited cash back whether you’re going out or staying in, with a dining and entertainment credit card.