How to redeem Capital One rewards for everyday expenses

Capital One rewards credit cards let you earn rewards on everyday purchases. But that’s just half the story. Capital One also offers flexible redemption options that let you use your rewards your way.

From cash in your pocket to booking a dream vacation, learn how to redeem Capital One rewards.

What you’ll learn:

• Capital One offers cash back and travel rewards credit cards. 

• There are many ways to redeem rewards, including receiving cash, applying them as a statement credit, exchanging them for gift cards and booking trips through Capital One Travel.

• To redeem rewards, sign in to your account online or through the Capital One Mobile app.

Capital One rewards credit cards include cash back, travel and dining and entertainment-focused options. Here’s a quick overview of one Capital One card from each of those categories.

With Capital One, you can redeem rewards for gift cards, travel and more. Cardholders have the flexibility to use their rewards their way, including:

Capital One offers a variety of options to put money back in your pocket:

• Enjoy cash back. Redeem your rewards for cash, and Capital One will mail you a check.

• Receive a statement credit. Apply your rewards directly to your account balance as a statement credit.

• Cover purchases. Choose a recent purchase to apply your rewards toward. You can cover the cost of all or part of the purchase.

• Get gift cards. Redeem rewards for gift cards to use at popular retailers, restaurants and more.

Redeeming Capital One rewards through Amazon.com and PayPal purchases is simple. Here’s how to get started:

• Pay for Amazon.com purchases. Connect an eligible rewards card to your Amazon.com account to participate in the Shop with Points program. 

• Pay for PayPal purchases. Once you’ve linked your eligible card to your PayPal account, you can apply cash back or miles when you check out at millions of places online.

Use your rewards to book travel, tickets and experiences: 

• Use rewards to book travel. Book flights, hotels, vacation rentals, rental cars and activities through Capital One Travel. You can pay using your rewards, your credit card or a combination of both.

• Use rewards to buy tickets. You can also use your rewards, your card or a combination of the two to purchase tickets to thousands of sporting events, concerts and more with Capital One Entertainment.

The Capital One rewards redemption process is easy. You can redeem all your Capital One rewards at once or you can redeem a portion of them. Just sign in to your account online or use the Capital One Mobile app. Select the rewards tab, then follow the prompts to redeem.

In addition to earning and redeeming credit card rewards, here are two more ways Capital One helps you get the most out of purchases you’re already making.

Capital One Shopping is a free browser extension that automatically applies coupon codes at checkout to help save you money. Plus, it lets you know when prices drop on products you’ve viewed or purchased. You can also earn rewards through Capital One Shopping and redeem them for gift cards at top retailers.

Capital One Offers is exclusively available to eligible Capital One customers, helping them earn miles, cash back or statement credits. You can access the offers by signing in online or through the mobile app.

Capital One offers cardholders lots of ways to redeem and maximize their rewards. And if you’re not a cardholder yet, Capital One has a variety of rewards cards that may fit your lifestyle. 

• See whether you’re pre-approved for rewards cards, with no harm to your credit scores. 

• Explore travel and miles rewards credit cards with unlimited miles you can actually use. 

• Earn cash back on every purchase, every day, with a cash rewards credit card.

• Earn cash back whether you’re going out or staying in, with a dining and entertainment credit card.