Journey® Student Credit
Card from Capital One®

Journey® Student
Credit Card from
Capital One®

$0 Annual Fee

Credit Level: AVERAGE

Average Customer Rating Read all 7753 reviews

View important rates and disclosures

Cash Back Rewards


Annual Fee


Purchase Rate


Access a Higher Credit Line

Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time.


Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One®. It’s free and available to anyone, whether or not you have a Capital One product.

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.

No Foreign Transaction Fees

You won't pay a transaction fee when making purchases outside of the United States.

Use the slider to see how much you could earnfootnote1

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Cash back amount includes the boost you earn each month you pay your bill on time.

Check out our mobile app.

Easily manage your accounts and your credit, as well as track your spending.

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Rate and fee information

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  1. The actual amount of cash back you earn will depend on your credit limit and purchase activity.

  2. Some cardholder benefits are only available to the primary cardholder and not authorized users.