All about Quicksilver card benefits and features
February 21, 2023 7 min read
With Quicksilver, you’ll earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to how much you can earn and no minimum for how much you can redeem. Plus, there are lots of other benefits and features that help make this a good card for everyday use.
Top benefits and features of Quicksilver
1. No annual fee
Enjoy all the rewards and perks Quicksilver offers, with a $0 annual fee. View important rates and disclosures.
2. Unlimited 1.5% cash back
Make the most out of your everyday spending. Earn 1.5% cash back when you use your card on purchases like groceries, clothes and home improvement costs. There’s no limit on how much you can earn, and your rewards won’t expire for the life of your account.
3. Rewards redemption
Ready to cash in your rewards? You have plenty of options. You can redeem rewards as a statement credit or a check in the mail or use them to cover the cost of a recent purchase—or even use them to shop at Amazon.com. You can also use your rewards to get gift cards from retailers, restaurants, hotel chains and more.1
You can redeem rewards for any amount you want, and there’s no limit on how much you can earn.
4. Fraud alerts
When you add your mobile phone number to your account, you’ll get alerts if Capital One notices potentially suspicious activity.
5. Save money while shopping
Why spend precious time searching for the lowest price for something? Capital One Shopping is a free browser extension that instantly searches for available coupon codes and automatically applies the best one it can find. It’s free and easy, and you don’t even have to be a Capital One cardholder to use it.
6. Travel perks
With Capital One Travel, get the best prices on thousands of trip options. Quicksilver cardholders even earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
7. Card lock
Card lock is a handy feature if your card is ever lost or stolen. With just a few taps, you can easily lock your card from use.2 This can also be helpful if you misplace your card. And if you find your card or want to use it again, you can unlock it just as easily.
8. No foreign transaction fees
9. CreditWise from Capital One
CreditWise is a free tool that allows you to monitor your VantageScore® 3.0 credit score. You can access it from your desktop or from your phone, so you have it at your fingertips. Using CreditWise to keep an eye on your credit won’t hurt your score. And it’s available to everyone, not just Capital One customers.
10. Eno, your Capital One assistant
Eno looks out for you and your money around the clock, reaches out if it spots something unusual and then helps you fix it. That includes monitoring your transactions and alerting you about unusual account activity like duplicate charges.
11. Add an additional account user
Adding an authorized user to your account can help you earn more rewards and keep track of spending all in one place. There’s no additional cost to add a user to your account, and you’ll just need a few of the user’s personal details to get them set up. Once they’re added, they’ll receive a card to start using right away. Eligible authorized users can also get online access that allows them to easily view details related to their card and spending. Just keep in mind that you’ll ultimately be responsible for the payments.
12. Tap to pay
Pay at checkout up to 10 times faster without having to hand your card over to the cashier. The Quicksilver card is contactless, so you can simply hold or tap it on a contactless-enabled reader. Once you get a confirmation, you’re all set. Wondering how to tell if your card or the merchant terminal is contactless? Look for the symbol of four curved lines.
What credit score is needed for a Quicksilver card?
Quicksilver is generally for people who have excellent credit.
What’s the difference between Quicksilver and QuicksilverOne?
While you’ll typically need excellent credit to get approved for a Quicksilver card, QuicksilverOne is available for people with fair credit. You’ll still earn unlimited 1.5% cash back on every purchase, but there’s an annual fee and a higher APR. View important rates and disclosures.
Start earning rewards
Ready to start earning unlimited 1.5% cash back on every purchase? Learn even more about Quicksilver from Capital One. It’s a solid way to maximize rewards on all your everyday purchases.