All about Capital One Quicksilver card benefits and features

Looking for a credit card with no annual fee that offers cash back on everyday purchases? The Quicksilver card from Capital One could be a smart choice. View important rates and disclosures.

With Quicksilver, you’ll earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to how much you can earn and no minimum for how much you can redeem. Plus, there are lots of other benefits that help make Quicksilver an ideal card for everyday use.

Key takeaways

  • Capital One Quicksilver benefits include unlimited 1.5% cash back on every purchase and no annual fee. View important rates and disclosures.
  • Redeem your rewards as a statement credit, get a check in the mail, cover the cost of a recent purchase, shop at Amazon.com and more.1
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Plus, get access to unforgettable dining and entertainment experiences with Capital One Dining and Capital One Entertainment.
  • Get security features like fraud alerts and card lock. Plus, Eno, your Capital One assistant, helps keep an eye on your accounts and can alert you about unusual account activity like duplicate charges.2

Capital One Quicksilver benefits and features

Check out the benefits that come with the Quicksilver card from Capital One.

1. Unlimited 1.5% cash back

Quicksilver is a cash-back credit card that lets you earn unlimited 1.5% cash back on every purchase, every day. That’s for purchases on everything from groceries and clothes to electronics and home improvement costs. There’s no limit on how much you can earn, and your rewards won’t expire for the life of your account.

2. No annual fee

Enjoy all the rewards and perks Quicksilver offers with a $0 annual fee. View important rates and disclosures.

3. Rewards redemption

With Quicksilver, you’ll have lots of flexibility when you’re ready to cash in your rewards. You can redeem your rewards as a statement credit, get a check in the mail or use rewards to cover the cost of a recent purchase. You can even use them to shop at Amazon.com. 

Plus, you can use rewards to get gift cards from businesses like these:

  • Retailers
  • Restaurants
  • Hotel chains

You can redeem your Quicksilver rewards for any amount you want. And there’s no limit on how much you can earn.

When you’re ready to cash in, just sign in to your account or use the Capital One mobile app.

4. Capital One Travel

With Capital One Travel, you can get our best prices on thousands of trip options and enjoy smart booking features to make every trip seamless.3 Plus, Quicksilver cardholders earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. 

5. Capital One Dining

Capital One Dining gives you access to exclusive reservations at award-winning restaurants and access  to unforgettable culinary experiences.

6. Capital One Entertainment 

With Capital One Entertainment, you’ll have access to events across sports, music, dining, theater and more with exclusive access to pre-sale tickets, VIP packages and more.

7. Tap to pay

The Quicksilver card is contactless. So you can just tap, pay and go.

8. Add an additional account user

Adding an authorized user to your account can help you earn more rewards and keep track of spending all in one place. And you could help your authorized user build credit if you use your card responsibly by doing things like paying your statement on time each month. There’s no additional cost to add a user to your account. You’ll just need a few of the user’s personal details to get them set up. 

Once you’ve added an authorized user, they’ll receive a card to start using right away. Eligible authorized users can also get online access that allows them to easily view details related to their card and spending. Just keep in mind that as the cardholder, you’ll ultimately be responsible for the payments. 

9. Fraud alerts

When you add your mobile phone number to your account, you’ll get fraud alerts if Capital One notices potentially suspicious activity.

10. Card lock

Card lock can help if your card is ever lost or stolen. With just a few taps, you can easily lock your card from being used to make most new purchases.4 Card lock can also be helpful if you misplace your card. 

No matter your reason for locking your card, you can unlock it just as easily once you’re ready.

11. Eno, your Capital One assistant

Eno is available to chat, check your balance and answer questions about your account when you need help. Eno also looks out for your accounts around the clock and can reach out if it spots something unusual and may help you fix it. That includes alerting you about unusual account activity like duplicate charges.2

12. No foreign transaction fees

With Quicksilver, you won’t pay foreign transaction fees when you make purchases outside the U.S. View important rates and disclosures. That means you’ll have one less thing to worry about during your travels.

13. Extended warranty protection

With Quicksilver, you’ll get extended product warranty protection at no charge on eligible items that are purchased with your card.

14. CreditWise from Capital One

CreditWise is a free tool that helps you keep an eye on your credit by monitoring your VantageScore® 3.0 credit score. You can access CreditWise through the CreditWise app or through your Capital One account.

Using CreditWise won’t hurt your credit score. And even if you don’t apply for a Quicksilver card, the good news is that CreditWise is available to everyone through the CreditWise app, not just Capital One customers.

15. Capital One Shopping

Rather than searching for the lowest price when you’re shopping online with your Quicksilver card, you can use Capital One Shopping instead. It’s a free browser extension that instantly searches for available coupon codes and automatically applies the best one it can find. It’s free and easy, and you don’t have to be a Capital One cardholder to use it.

Capital One Quicksilver FAQ

Check out these commonly asked questions to learn more about Quicksilver.

Quicksilver is generally for people with excellent credit

While you’ll typically need excellent credit to get approved for a Quicksilver card, QuicksilverOne is available for people with fair credit. You’ll still earn unlimited 1.5% cash back on every purchase but there’s a higher APR. Keep in mind that you can avoid paying interest by paying off your card’s statement balance in full each month. QuicksilverOne has a $39 annual fee. View important rates and disclosures.

Capital One Quicksilver benefits in a nutshell

Ready to start earning unlimited 1.5% cash back on every purchase? Learn even more about Quicksilver from Capital One. It’s a solid way to maximize rewards on all your everyday purchases.

And with the Capital One pre-approval tool, you can see if you’re pre-approved for Quicksilver and other card offers with no impact to your credit.
 

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