Savor Rewards from Capital One

Earn unlimited 4% cash back on dining, entertainment & popular streaming services, plus 3% at grocery stores 1    

See new cardmember offer details below.

Want dining and entertainment rewards without the annual fee?

With SavorOne, you can earn 3% cash back on popular streaming services and takeout with a $0 annual fee.
Explore SavorOne®.

Explore Capital One credit card benefits. 5

No Foreign Transaction Fees

You won’t pay a transaction fee when making a purchase outside of the United States.

Complimentary Concierge Service

Enjoy comprehensive, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year.

Extended Warranty

You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

24-hour Travel Assistance Services

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Instant Purchase Notifications

Stay on top of your spending by receiving a push notification each time a new purchase is approved on your account.

Capital One Shopping

Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.*

Shop With Your Rewards

Now you can pay for Amazon.com purchases using your Capital One rewards. Learn more about how to use your rewards at Amazon.

Redeem Your Rewards with PayPal

Use your Capital One rewards on eligible purchases at millions of online stores. Learn more about using rewards with PayPal.

Capital One Travel

Get our best prices on thousands of trip options—even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

50% off Handcrafted Beverages

Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide. Find your Café.**

Smart booking with Capital One Travel
Get our best prices on travel, guaranteed 6

Love dining and entertainment rewards, but don't want an annual fee?

(We don't blame you.)

The frequently asked, answered

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including Netflix ® , Hulu ® and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Customer Reviews
  • 5 Star
    77%
  • 4 Star
    13%
  • 3 Star
    4%
  • 2 Star
    2%
  • 1 Star
    3%
4.6
based on 1614 reviews
90 %
of reviewers recommend Savor Rewards
4.6
based on 1614 reviews
90 %
of reviewers recommend Savor Rewards
  • 5 Star
    77%
  • 4 Star
    13%
  • 3 Star
    4%
  • 2 Star
    2%
  • 1 Star
    3%
Yes, I recommend this product

Love the rewards

Schucks - Today

I can earn rewards just by using the card for everyday purchases

Yes, I recommend this product
Yes, I recommend this product

Great benefits

DanSponge13 - Today

This is my go-to card! You can’t beat the cash back on frequent purchases like groceries. The rewards are quality, and international travel is a breeze!

Yes, I recommend this product
Yes, I recommend this product

Good benefits

Brooke44 - Today

Enjoy the car but wish there wasn’t an annual fee with it

Yes, I recommend this product
Yes, I recommend this product

Great rewards in the things I spend a lot on

Skyhome - Today

I travel for work, which means lots of restaurants. This is a great fit as I don’t have international fees, as well as the 4% back at restaurants is a massive return to me seeing as I spend so much money at restaurants.

Yes, I recommend this product

Savor Card

nc787 - Today

The card is ok, I prefer to use my other cards before this one.

Yes, I recommend this product

Easy card to use with nice cash back

HRico - Today

For me what I like about this card is how easy it is to use. I like that when I travel I can use it like I do at home without any fees or hazle. I like that when I have made disputes they have been handled quickly and fa...

Yes, I recommend this product
Yes, I recommend this product

Fits my spending patterns

HappyDiner - Today

Very happy with the features of this card. Helps me monitor my spending.

Yes, I recommend this product
Yes, I recommend this product

Fits my needs

Stitch71 - Today

My Capitol One card is best for me because of the features it offers on cash back!!

Yes, I recommend this product
Yes, I recommend this product

Great Card for Dinning

Jerry250 - Today

Great card for dining with 5% back and have been using it for years. Had few problems but when I needed to check a usage customer service was good and got my problem resolved.

Yes, I recommend this product
Yes, I recommend this product

Pay any time, anywhere

danboi - April 23, 2024

My card is awesome because I can use it at most places and I can pay it off at anytime, anywhere

Yes, I recommend this product