What’s the best cash back credit card for your lifestyle?

Choose a cash back card that’s designed for your spending habits.

Capital One Savor credit card art

Earn more cash back on
dining and entertainment.

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Earn more cash back on
all your everyday purchases.

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Get cash back rewards for your everyday purchases.

The best cash back credit cards are designed with your spending habits in mind. Capital One cash rewards cards offer cash back benefits that reward you for the purchases you’re already making. Whether you’d like to earn more cash back on dining and entertainment with the Savor card, or earn a flat rate on all your everyday purchases—like gas and retail—you can find a Capital One card that fits your needs. Every Capital One cash back credit card gives you a percentage back for all qualifying purchases—so you can get rewarded for every dollar you spend.

Cash back credit card FAQs

Which cash back card is best for you depends entirely on which rewards are most important to you. Start by looking at the reward percentage categories for each card and how they align with your overall spending habits. 1  

  • The Capital One QuicksilverOne card offers 1.5% cash back on all of your everyday purchases.
  • The Capital One Quicksilver card offers 1.5% cash back on all of your everyday purchases
  • The Capital One SavorOne card offers unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery stores.
  • The Capital One Savor card offers unlimited 4% cash back on dining, entertainment & popular streaming services, and 3% at grocery stores. 

A cash back credit card allows you to earn cash back on your purchases. Typically, you earn a certain percentage of cash back on your overall spending. With some cards, you may earn more for certain spending categories.

  • Cards under the Savor card suite offer higher cash-back incentives across dining and entertainment categories.
  • Cards under the Quicksilver card suite offer a flat-rate cash back percentage for all of your everyday purchases. 

Yes, cash back cards can be redeemed for a number of rewards.

There is no cap to the amount of rewards you can earn on purchases made with your Capital One cash back card.

  • The Quicksilver card suite offers unlimited rewards for all of your everyday purchases.
  • The Savor card suite offers unlimited rewards in dining and entertainment categories, as well as everyday purchases. 

Both the Quicksilver suite and Savor suite offer Capital One cash back credit card options with no annual fees. Compare Capital One cash back credit cards using this comparison tool.

Rewards earned with a Capital One cash back rewards card don’t expire as long as your account is open, and there’s no limit to the amount of rewards you can earn.

If you’re already a Capital One cash back card customer, you can redeem your cash back by signing in to your account.

Rate and fee information

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