All About the Savor Rewards Card From Capital One

Earn unlimited cash back on dining, entertainment, and popular streaming services and at grocery stores and more


Whether you’re staying in or going out, the Savor Rewards card from Capital One gives you cash back for the things you already love to do. That means you’ll earn unlimited rewards for things such as ordering in, dining out, seeing concerts, streaming movies and shopping for groceries. Even better? Your rewards won’t expire for the life of your account. 

With Savor, you’ll earn unlimited 4% cash back on dining, entertainment and popular streaming services. And you’ll earn 3% at grocery stores and 1% on everything else.1 Read on to learn more about everything Savor offers.

Check Out All the Ways to Earn Rewards 


With the Savor Rewards card, you’ll earn unlimited cash back rewards for doing the things you love—no matter where the fun is. Check out how much you’ll earn for spending in the major categories. And keep in mind that you’ll still earn 1% on everything else.

8% Cash Back at Capital One Entertainment & Vivid Seats

Want to earn cash back for unforgettable experiences across sports, music, dining and more? Savor cardholders earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats.2

4% Cash Back on Dining

Great news for foodies: With Savor, you’ll earn unlimited 4% cash back on purchases at restaurants, cafés, bars, lounges, fast-food chains and bakeries. 

4% Cash Back on Entertainment 

If entertainment is your thing, Savor’s got you covered. Earn unlimited 4% cash back on ticket purchases made at movie theaters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls and bowling alleys.

You’ll also earn 4% cash back on ticket purchases from theatrical and sports promoters for professional and semi-professional live events.3

4% Cash Back on Streaming

Doing lots of streaming these days? Earn unlimited 4% cash back on popular streaming purchases from eligible music and video streaming services, including Netflix, Hulu and Disney+.4

3% Cash Back at Grocery Stores 

Love the idea of cash back for grocery shopping? With Savor, you’ll earn unlimited 3% cash back on purchases at supermarkets, meat lockers, freezers, dairy product stores and specialty markets.5

Enjoy Travel Perks Through Capital One Travel

Get the best prices on thousands of trip options with Capital One Travel. And earn unlimited 5% cash back on hotels and rental cards booked through Capital One Travel with Savor.

Redeem Rewards Your Way


Your rewards don’t expire for the life of the account, and you can redeem cash back for any amount. You can also redeem your rewards for gift cards, if you want.

Get an Early Spend Bonus for New Cardholders

Another way to earn with Savor? Get an early spend bonus if you’re a new customer.

You can earn a one-time $300 cash bonus once you spend $3,000 on purchases within three months from account opening.6

Take Advantage of Exclusive Experiences

Eligible Capital One rewards cardholders get access to Capital One Dining and Capital One Entertainment.

Curated with celebrated Chef José Andrés alongside the MICHELIN Guide and James Beard Foundation, Capital One Dining gives cardholders exclusive access to tables at more than 350 restaurants across 11 U.S. cities. And hard-to-get reservations are just the beginning. Cardholders also get access to special chef collaborations, dining events and major food festivals.7

And with Capital One Entertainment, cardholders get access to a digital-first ticketing platform offering more than 500,000 unforgettable experiences across sports, music, dining and more. That includes March Madness tickets, VIP packages for the Capital One Orange Bowl and College Football Playoff National Championship Game, iHeartRadio concerts, the Food Network New York City Wine & Food Festival, Taste America® events by the James Beard Foundation, the MICHELIN Guide and Capital One Destination Dinner Series, and a whole lot more.8

Enjoy Helpful Account Management and Security Features

With a Savor card, you’ll get benefits to help make it easier to manage your account and keep it safe. Benefits include: 

24/7 Customer Service

Get assistance from our customer service representatives 24 hours a day.

Account Alerts

Help keep track of your spending and payments by setting up your own email and text reminders.

Personalized Payments

Pick your own monthly due date and payment method—by check, online, or at a local Capital One Café or branch—all with no fee.

Balance Transfers

Transfer higher-rate balances onto your Savor card, when offered, and save.

Autopay

Set up Autopay for your account to help stay on top of your payments.

Fraud Coverage

Have peace of mind knowing that you’re covered by $0 Fraud Liability9 if your card is ever lost or stolen.

Apps and Digital Services at Your Fingertips 


Like the idea of having helpful ways to manage your account at your fingertips? Check out these apps and digital services that you can use along with your Savor card:

Capital One Mobile App

Get the Capital One Mobile app and manage your account anywhere, anytime. Pay your bill, view your balance, check your transactions and more.

CreditWise From Capital One App

Keep your eye on your credit with the CreditWise from Capital One app. With CreditWise, you can access your TransUnion® credit report and weekly VantageScore® 3.0 credit score—without hurting your score. And it’s free for everyone. You don’t even have to be a Capital One customer to enroll.10

Eno, Your Capital One Assistant

Use Eno, your Capital One assistant, for help keeping tabs on your accounts via text. Eno can help you check your balance, review recent transactions and pay your bill.11

Learn About the Annual Fee

The Savor card comes with a $95 annual fee. To learn more, check out information on rates and fees

Explore the Full Suite of Savor Rewards Cards


Now you know more about the benefits of the Savor Rewards card. To help decide whether it’s the right card for you, you can also check out the SavorOne Rewards card and the SavorOne Rewards for Good Credit card.

It may also help to make a side-by-side comparison of the three cards.

Cash In, No Matter Where the Fun Is

With the Savor card, you’ll get cash back for staying in or going out. So, what are you waiting for? If you don’t already have a Savor card, you can apply for one now to start getting rewarded for doing all the things you love.


1You will earn 4% cash back on dining, qualified entertainment purchases and streaming, 3% cash back on purchases made at grocery stores and 1% cash back on all other purchases. Entertainment purchases made through a third party site or by a vendor that does not categorize themselves under one of the qualifying entertainment merchandise category codes will earn 1% cash back. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount stores or super stores) will earn 1% cash back. Earnings will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. Capital One uses merchant category codes to determine if a purchase is within one of the additional cash back categories. This means that sometimes a purchase may not earn additional cash back. For example, some food trucks or food carts may use a “merchandise” code and restaurants in department stores or hotels may use a “merchandise” or “hotel” code instead of a “dining” code. Additionally some amusement parks may code their online tickets as “merchandise” instead of “entertainment.” Capital One is not responsible for merchant category codes used by merchants.

2The 8% cash back on Capital One Entertainment purchases includes tickets purchased directly through the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One Savor or SavorOne card. The 8% 
excludes: (i) tickets purchased through the Capital One cardholder exclusive pre-sales page; (ii) tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and (iii) dining reservations or purchases through Capital One Dining. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Online account required.

To earn 8% cash back on tickets purchased at Vivid Seats, you must pay for an eligible purchase with a Capital One Savor or SavorOne card. Eligible purchases include applicable taxes and fees but exclude third-party items added to your ticket purchase, such as insurance. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned through this offer will be reclaimed if you cancel or return an eligible purchase. This offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Offer valid from 12:00 a.m. ET, May 18, 2021, through 11:59 p.m. ET, January 31, 2023. Purchases made before the offer period (except eligible purchases made under a previous Savor card and Vivid Seats offer) and purchases that post to your account after the offer period are not eligible purchases and will not earn 8% cash back.

3Excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

4Streaming includes purchases made from eligible music and video streaming services. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming.

5Excludes superstores like Walmart® and Target®.

6This one-time bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous account holders.

7To use Capital One Dining, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Eligible cards include U.S.-issued, Capital One branded rewards-earning consumer and small business credit cards. Capital One debit cards, private label retail credit cards and co-brand partner cards are excluded. Capital One Dining account setup required; additional terms apply. 

The number of cardholder-only reservations varies by venue, capacity and other circumstances. These reservations are limited and offered on a first-come, first-served basis. For more information, please see
Capital One Dining’s reservation policies and terms and conditions.

8To use the Capital One Entertainment ticketing platform experience, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Eligible cards include US-issued, Capital One branded rewards-earning consumer and small business credit cards. Capital One debit cards, private label retail credit cards, and co-brand partner cards are not eligible for the Capital One Entertainment ticketing platform. Capital One online account required; additional terms apply.

Capital One also offers eligible cardholders access to exclusive pre-sales at
capitalone.com/pre-sales; a list of upcoming pre-sales, which is not part of the Capital One Entertainment ticketing platform. Capital One cardholder ticket and event offers on capitalone.com/pre-sales are open to Capital One cardholders with an eligible Visa or Mastercard credit card, as well as eligible Capital One debit cards and co-brand partner cards. Capital One private label retail credit cards are not eligible. Additional terms apply.

The site may be unavailable during normal maintenance or due to unforeseen circumstances.

Not all events are eligible for all payment methods. The available payment and/or redemption method(s) for your selected tickets or packages will be indicated during check-out. Rewards redemption rates vary and are subject to change without notice. The availability of any particular ticket is not guaranteed and offerings may change.

The number of cardholder-only exclusive tickets or VIP packages varies by venue, capacity and other circumstances. The number of tickets you may purchase for an event may be
limited and based on availability, and if offered, pre-sale tickets are available only during the pre-sale period, while supplies last. 

Artist appearances and event dates, times and venues are subject to change and are not guaranteed.

Please see the
Capital One Entertainment ticketing platform’s terms of use for more information about its ticketing policies and terms and conditions.

Events subject to COVID-19 restrictions and health and safety guidelines.

Events may be subject to age restrictions and you must be at least 21 years of age to consume alcohol. Please drink responsibly.

By participating in certain events, you may be revealing that you are a Capital One customer.

By clicking on the links above, you may be taken to a site hosted by a third party.

NCAA and Final Four are trademarks of the National Collegiate Athletic Association.

9Claims of unauthorized use or for $0 fraud liability are subject to verification and investigation.

10Your CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many scoring models used by lenders. It likely won’t be the same model your lender uses, but it is an accurate measure of your credit health. Alerts are based on changes to your TransUnion and Experian® credit reports and information we find on the dark web. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your file at one or more consumer reporting agencies or you do not have a file at one or more consumer reporting agencies. The tool is not guaranteed to detect all identity theft.

11Eno is learning all the time and may not catch everything. Eno service outages may occur. Capital One customers are responsible for regularly checking their account statements. Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Texting with Eno means you agree to chat about your account over SMS and receive recurring messages. Message and data rates may apply. Mobile phone carrier fees for text messages may apply.

Some or all Eno features may not be available to all Capital One customers, depending on the types of accounts held. For example, certain bank accounts are not eligible to text with Eno, and Eno email notifications, app notifications and virtual card numbers from Eno may not be available for certain credit cards.

The Eno browser extension for virtual card numbers is only available in certain web browsers, and enrollment is required. Virtual card numbers are not available for debit cards and some credit cards.

Capital One does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

Cash In on Staying In or Going Out

Earn unlimited cash back on dining, entertainment, popular streaming services, at grocery stores and more with Savor and SavorOne.

Learn More

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