Platinum Credit Card
from Capital One®

Get access to a higher credit line after making your first 5 payments on time, with $0 Annual Fee.

{{product.altTag}}

Credit Level: AVERAGE

Average Customer Rating Read all 8333 reviews

Platinum Credit Card
from Capital One®

Get access to a higher credit line after making your first 5 payments on time, with
$0 Annual Fee.

View important rates and disclosures

Platinum Credit Card
from Capital One®

Platinum Credit Card
from Capital One®

Get access to a higher credit line after making your first 5 payments on time, with $0 Annual Fee.

Credit Level: AVERAGE

Average Customer Rating Read all 8333 reviews

View important rates and disclosures

See if you’re pre-qualified for Capital One credit card offers, with no impact to your credit score.

Annual Fee

{{MEMBERSHIP_FEE_SNIPPET}}

Purchase Rate

{{PURCHASE_APR_SNIPPET}}

Access a Higher Credit Line

Get access to a higher credit line after making your first 5 monthly payments on time.

CreditWise®

Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One®. It's free and available to anyone, whether or not you have a Capital One product.

Fraud Coverage

You're covered by $0 fraud liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.

Mobile Apps

Manage your account with fast and easy online banking–right from your mobile device.

Explore Capital One credit card benefitsfootnote{{vm.footnoteDisplay}}

Want to see more cards that could help you build credit with responsible use?

Locked IconSee if you’re pre-qualified for card offers

  • Doesn’t hurt your credit score
  • Easy and only requires some basic info
  • Quickly checks your eligibility for card offers

Close

We're having trouble understanding your address; please enter it manually. Thanks!

{{vm.stateValue || 'Select State'}}
  • {{ value }}

{{ vm.result.headerText }}

{{ vm.result.midText1 }} {{ vm.result.midText2 }}

{{ vm.result.subHeaderText }}

We also suggest:

Primary Benefit

Purchase APR

Transfer Information

Annual Fee

Compare all cards

Not what you’re looking for? Continue to see more Capital One credit cards.

*Card offers with a cash or miles rewards bonus are available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonus may not be available for existing or previous accountholders.

The 2% earn rate excludes superstores like Walmart® and Target®

Please note that if in the past week you have applied for a credit card issued by Capital One, or missed a payment, charged over your limit or filed for bankruptcy protection on any credit card issued by Capital One, you may not be eligible for this offer. For more information see the 'Important Disclosures' section on the application page.

You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-5-OPT-OUT. See PRESCREEN & OPT-OUT NOTICE for more information about prescreened offers.

Unlock better options when you build your credit

Creditwise from Capital One is 100% free for everyone, customer or not. With CreditWise you can:

  • Access your credit score anytime without hurting it
  • Use the Credit Simulator to see how everyday decisions affect your credit score
  • Get personalized suggestions to improve your score

Availability may vary depending on ability to obtain your credit history from TransUnion

Sign Up Now

We Are Sorry...

We apologize for the inconvenience, but the offer you requested is expired or invalid.

Please view Capital One's current offers here.

Timeout error clock

Your session timed out!

Thank you for your interest in a Capital One credit card! Unfortunately, your session has timed out due to inactivity. Our time-out feature is designed to protect our customers from fraud.

Rate and fee information

{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

  1. Some cardholder benefits are only available to the primary cardholder and not authorized users.