Platinum from Capital One

Find out if you're pre-approved with no risk to your credit score.

Platinum from Capital One

Find out if you're pre-approved with no risk to your credit score.


Want to see more cards that could help you build credit with responsible use?

Customer Reviews
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
4.5
based on 9551 reviews
91 %
of reviewers recommend Platinum
4.5
based on 9551 reviews
91 %
of reviewers recommend Platinum
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
Yes, I recommend this product

Great card

AzMJ - 2 days ago

Card has a great app and credits payments immediately. No waiting for access to your credit.

Yes, I recommend this product
Yes, I recommend this product

Great card .

Bodytech - 2 days ago

Capital one card is there when I need it for emergency.

Yes, I recommend this product

Wouldn't recommend

Purplelove76 - 3 days ago

Was a good fit but after you pay them off they don't want to increase the amount you started off with. Terrible business to turn someone down after it was paid off

Yes, I recommend this product

Great Job

riddle2 - 6 days ago

Absolutely no complaints. I have had a Capital One card for about 30 years now and have never had a reason to complain.

Yes, I recommend this product
Yes, I recommend this product

Great card!

Mary 50 - March 27, 2026

The card is a good fit for me. It should be recommended to everyone.

Yes, I recommend this product
Yes, I recommend this product

Nothing burger

Ronn Chambara - February 28, 2026

Platinum card is probably the most basic card Ive seen, no points or benefits or bonuses. Biggest pro is not needing a credit history.

Yes, I recommend this product
Yes, I recommend this product

Mid credit card

LTC6 - February 28, 2026

Had card for well over five years and NEVER got a credit limit increase. All my other credit cards were given a credit limit increase but never capital one. My Amex card is way better (more cash back and features) credi...

Yes, I recommend this product
Yes, I recommend this product

Excellent Rate

Marcy23 - February 27, 2026

My Capital One card is a great fit for me because of the generous credit limit and excellent interest rate

Yes, I recommend this product
Yes, I recommend this product

No problems

Mahmaw - February 27, 2026

I've had no problems with this account. I recommend this one to anyone needing to start or improve their credit ratings.

Yes, I recommend this product
Yes, I recommend this product

Great Rewards

LiaB - February 27, 2026

My card is awesome! I really love the rewards they give and the savings!

Yes, I recommend this product