All about Capital One Offers
Save on everyday purchases and beyond with the savings portal exclusively for Capital One customers.
If you’ve ever scoured the internet for coupon codes only to discover at checkout that they don’t work, you know savings are never guaranteed. But Capital One is here to take the guesswork out of online shopping.
One way is with Capital One Offers. It’s an online portal that lets cardholders earn statement credits at thousands of online retailers. It’s available exclusively to Capital One customers. And all it takes is a few steps to sign in, shop and save.
Key takeaways
- Capital One customers can earn statement credits by shopping online through Capital One Offers.
- Shop offers from thousands of your favorite online retailers every day. And keep an eye out for new offers so you don’t miss out on the latest deals.
- Statement credits are automatically applied to accounts based on each offer’s rebate percentage.
- Capital One Offers has exclusive deals on apparel, technology, travel and more.
- To access Capital One Offers, sign in to your Capital One account or use the Capital One Mobile app.
How does Capital One Offers work?
Here’s how to use Capital One Offers:
- Sign in to your Capital One account online or through the Capital One Mobile app to browse thousands of exclusive offers.
- Select an offer and follow the link to the merchant’s page.
- Complete your purchase.
You can expect a statement credit to land in your account within three billing cycles. And if you’re interested in more than one offer, simply repeat the process to earn more statement credits.
What kinds of deals does Capital One Offers have?
Capital One Offers helps you find amazing deals on everything from apparel to technology, beauty, travel and more. You can save big at thousands of your favorite online retailers, including:
- adidas
- Macy’s
- lululemon
- Walmart
- Lowe’s
- The Home Depot
- IHG
- Dell Technologies
- StubHub
- Ulta
- Vrbo
- And thousands more!
Where can I learn more details about each offer?
When you select an offer, you’ll be taken to a page that tells you all about it. That includes details about the merchant, credit categories, rebates, qualifications and more. Most importantly, you’ll also find a link to the merchant’s page, where you’ll need to complete the purchase to receive full credit for your purchase.
Capital One Offers FAQ
Here are some frequently asked questions about Capital One Offers.
Where can I find Capital One Offers?
To use Capital One Offers, sign in to your Capital One account. The portal is accessible through browsers or the Capital One Mobile app.
When will I get my statement credit?
Statement credits are automatically applied to your Capital One account. You should receive your rebate within three billing cycles. If you make a purchase through a travel partner, statement credits will be applied after you complete your stay or reservation within one year of booking.
How is my statement credit calculated?
Statement credits correspond with each offer’s rebate percentage. Credits are calculated based on the subtotal amount of your purchase. That means things like taxes, shipping and additional fees don’t apply. The same goes for extras like gift-wrapping services, packaging and warranties purchased from third-party vendors.
Here’s an example: Say you see an offer to earn up to 4% at Macy’s. After reaching the site through the Capital One Offers tile, you find a new jacket for $60. After adding 5% sales tax and shipping fees, your total comes to $68 and you complete the purchase. The statement credit from Capital One Offers would only apply to the $60, not the additional costs.
Does my statement credit count as a payment?
Statement credits don’t count as a payment toward your monthly credit card balance. To keep your account in good standing and avoid penalties, you’ll still need to make at least the minimum payment each month.
Capital One Offers in a nutshell
Capital One Offers makes it easy to earn statement credits at thousands of online retailers. If you’re a Capital One customer, you can sign in to your account to explore the latest deals.
If you’re not a Capital One customer, you can compare credit cards and learn more about all the benefits of being a cardholder. Or see if you’re pre-approved for card offers. It’s quick, easy and won’t hurt your credit scores. And it gets you one step closer to accessing exclusive deals from Capital One Offers.