Capital One Quicksilver vs. Savor: Card comparison

The Capital One Savor credit card and the Capital One Quicksilver credit card both offer cash rewards—and so much more.

Compare Quicksilver and Savor rewards, benefits and fees to help find a cash back card that fits your spending style.

What you’ll learn:

• Quicksilver and Savor are both cash back rewards credit cards.

• The Quicksilver card offers unlimited 1.5% cash back on every purchase, every day. 

• The Savor card offers unlimited 3% cash back at grocery stores and on dining, entertainment and popular streaming services—plus 1% cash back on all other purchases.

• With both cards, you can earn 5% cash back when you book hotels, vacation rentals, car rentals and activities through Capital One Travel.

• Both cards offer potential introductory bonuses in addition to elevated rewards.

Here’s how Capital One Quicksilver and Savor cards compare on cash back rates, welcome bonuses, travel and entertainment benefits, and more.

To help decide which card might be a better fit, you could think about things like:

• Spending habits: If you’re a big foodie or music fan, Savor could be a better fit. You’ll earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services. Plus, you’ll earn unlimited 1% cash back on all other purchases.

• Simplicity: If you like keeping it simple, you might prefer Quicksilver. It offers 1.5% cash back on every purchase, every day.

Both cards offer elevated rewards through Capital One Travel and Capital One Entertainment.

The Quicksilver card comes with benefits that include these. View important rates and disclosures.

• 1.5% cash back on every purchase: Earn unlimited 1.5% cash back on purchases, including clothes, electronics and home improvement items. There’s no limit on how much you can earn, and your rewards won’t expire for the life of your account.

• 5% cash back on Capital One Entertainment: Earn 5% cash back on Capital One Entertainment purchases with your Quicksilver card. Also enjoy exclusive access to events and tickets to thousands of events across music, sports, dining, theater and more.

• 5% cash back on hotels, vacation rentals, rental cars and activities: Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.

Quicksilver is a cash back rewards card for people with excellent credit. You might prefer it if you like the simplicity of the same cash back percentage for most purchases.

The Savor card comes with benefits that include these. View important rates and disclosures.

• 8% cash back on Capital One Entertainment: Earn 8% cash back on Capital One Entertainment purchases with your Savor card. Also enjoy exclusive access to events and tickets to thousands of events across music, sports, dining, theater and more.

• 5% cash back on hotels, vacation rentals, rental cars and activities: Earn unlimited 5% cash back on hotels, vacation rentals, rental cars and activities booked through Capital One Travel.

• 3% cash back at grocery stores: Earn unlimited 3% cash back on purchases made at supermarkets, specialty food markets and more.

• 3% cash back on dining, entertainment and streaming services: Earn 3% cash back at restaurants, bars, bakeries, movie theaters, bowling alleys, amusement parks and more. Popular streaming services include Netflix®, Hulu® and Disney+.

• 1% cash back on all other purchases: Earn unlimited 1% cash back on any other purchase you make, anytime and anywhere.

Savor is a cash back rewards card for people with excellent credit. It offers a tiered rewards structure that gives cardholders more cash back for purchases at grocery stores, restaurants and entertainment.

The two cards share key benefits, including these:

• Introductory cash bonus: As a new cardholder, you can earn a $200 bonus when you spend $500 within three months of opening an account. View important rates and disclosures.

• No annual fee: Cardholders can enjoy all the benefits of either card with a $0 annual fee. View important rates and disclosures.

• Flexible rewards redemption: You’ll have plenty of choices when deciding how to redeem rewards. Options include redeeming for cash, paying for Amazon.com orders, buying tickets through Capital One Entertainment, booking trips through Capital One Travel and more.

• No foreign transaction fees: You won’t pay foreign transaction fees when you make purchases with either card outside the U.S. View important rates and disclosures.

• Account management and security tools: Both cards come with features to help manage your account and keep it more secure. They include account alerts that help track your spending and payments, card lock for when your card is lost or stolen, and AutoPay, which can help you avoid missing a payment.

• Apps and digital services: Both cards offer access to the Capital One Mobile app. They also offer access to Eno, your Capital One assistant, for account alerts and support. And you can use CreditWise from Capital One to access your credit report and credit score.

It’s possible to have multiple credit cards from the same credit card issuer. That includes the Quicksilver and Savor cards. Just make sure you know the pros and cons of having multiple credit card accounts. And remember that if you’re applying for more than one card at a time, it could affect your credit scores.

Check out these frequently asked questions about the Quicksilver and Savor cards.

Quicksilver and Savor are both cash back rewards cards. They offer the chance to earn unlimited cash back and bonuses. Plus, they don’t have annual fees or foreign exchange fees. View important rates and disclosures. 

If you’re interested in applying, you can check whether you’re pre-approved first. It’s quick, and it won’t hurt your credit scores.