Capital One Quicksilver vs. Savor: Card comparison

The Capital One Savor credit card and the Capital One Quicksilver credit card both offer cash rewards. 

This guide highlights Quicksilver and Savor rewards, fees, features and other benefits to help you compare and identify a cash back card that fits your spending style.

What you’ll learn:

• Quicksilver and Savor are both cash back rewards credit cards.

• The Quicksilver card offers unlimited 1.5% cash back on every purchase, every day. 

• The Savor card offers unlimited 3% cash back at grocery stores and on dining, entertainment and popular streaming services—plus 1% cash back on all other purchases.

• Both cards offer potential bonuses and elevated rewards.

Here’s how Capital One Quicksilver and Savor cards compare on cash back rates, welcome bonuses, travel and entertainment benefits, and more.

The Quicksilver card comes with benefits that include these. View important rates and disclosures.

• 5% cash back on Capital One Entertainment: Earn 5% cash back on Capital One Entertainment purchases with your Quicksilver card. Also enjoy exclusive access to events and tickets to thousands of events across music, sports, dining, theater and more.¹

• 5% cash back on hotels, vacation rentals and rental cars: Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.²

• 1.5% cash back on every purchase: Earn unlimited 1.5% cash back on purchases, including clothes, electronics and home improvement items. There’s no limit on how much you can earn, and your rewards won’t expire for the life of your account.

The Quicksilver card is a cash back rewards card for those with excellent credit. You might prefer it if you like the simplicity of the same cash-back percentage for most purchases.

The Savor card comes with benefits that include these. View important rates and disclosures.

• 8% cash back on Capital One Entertainment: Earn 8% cash back on Capital One Entertainment purchases with your Savor card. Also enjoy exclusive access to events and tickets to thousands of events across music, sports, dining, theater and more.¹ 

• 5% cash back on hotels, vacation rentals and rental cars: Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.²

• 3% cash back at grocery stores: Earn unlimited 3% cash back on purchases made at supermarkets, specialty food markets and more.³

• 3% cash back on dining, entertainment and streaming services: Earn 3% cash back at restaurants, bars, bakeries, movie theaters, bowling alleys, amusement parks and more. Popular streaming services include Netflix, Hulu and Disney+.⁴ 

• 1% cash back on all other purchases: Earn unlimited 1% cash back on any other purchase you make, anytime and anywhere.

Savor is a cash back rewards card for those with excellent credit. With a tiered rewards system, Savor lets you cash in on food and fun.

Quicksilver and Savor cardholders have opportunities to earn elevated rewards and bonuses.

• $200 bonus: As a new cardholder, you can earn a one-time cash bonus of $200 when you spend $500 within the first three months of opening an account. View important rates and disclosures.

• Flexible rewards redemption: You’ll have plenty of choices when deciding how to redeem rewards. Options include redeeming for cash, paying for your Amazon.com orders, buying tickets through Capital One Entertainment and booking trips through Capital One Travel.⁵

Other features of both cards include:

• No annual fee: Cardholders can enjoy all the benefits of either card with a $0 annual fee. View important rates and disclosures.

• No foreign transaction fees: You won’t pay foreign transaction fees when you make purchases with either card outside the U.S. View important rates and disclosures.

• Account management and security tools: Both cards come with features to help manage your account and help keep it more secure. They include account alerts that help track your spending and payments, card lock for when your card is lost or stolen, and AutoPay, which can help you avoid missing a payment.⁶ 

• Apps and digital services: Both cards offer access to the Capital One Mobile app. They also offer access to Eno, your Capital One assistant, for fraud alerts and support. And you can use CreditWise from Capital One to access your credit report and credit score.⁷

It’s possible to have multiple credit cards from the same credit card issuer. That includes the Quicksilver card and the Savor card. Just make sure you know the pros and cons of having multiple credit card accounts. And remember that if you’re applying for more than one card at a time, it could affect your credit scores.

Check out these answers to frequently asked questions about the Quicksilver and Savor cards.

Quicksilver and Savor cash back rewards cards offer the chance to earn unlimited cash back. Plus, there’s no minimum on how much you can redeem. They have no annual fee, no foreign exchange fee and potential bonuses. View important rates and disclosures. 

If you’re interested in applying for a Savor or Quicksilver card, you can check whether you’re pre-approved first. It’s quick and it won’t hurt your credit scores.