All about the Capital One Venture card

May 1, 2025|1 min video

Travel is more rewarding with the Capital One Venture card. Cardholders earn unlimited double miles on every purchase plus elevated rewards through Capital One Travel and Capital One Entertainment. But that’s just the beginning.

What you’ll learn:

Venture cardholders earn unlimited 2X miles on every purchase and 5X miles on eligible purchases through Capital One Travel and Capital One Entertainment.
New cardholders can earn 75,000 bonus miles by spending $4,000 within three months of opening an account.¹
Flexible redemption options allow cardholders to use rewards to cover travel purchases, transfer miles to loyalty programs and more.²
Eligible cardholders can access Capital One Travel to book travel, including stylish hotels and vibrant vacation rentals through the Lifestyle Collection.
Cardholders can also enjoy benefits, such as credit for TSA PreCheck® and 24-hour travel assistance.^3,4

Capital One Venture card benefits and features

One major benefit of the Venture card is how easy it is to earn and redeem miles. Cardholders can earn unlimited double miles on every purchase before, during and after their vacation. That includes elevated rewards for purchases through Capital One Travel and Capital One Entertainment.

There’s no limit on miles. And they don’t expire for the life of the account. Use miles as you go for smaller purchases. Or save them for big trips and major purchases.

And don’t forget Capital One Dining: Prime-time tables are held exclusively for eligible customers at top-tier restaurants. Plus, there are extraordinary culinary experiences featuring world-renowned chefs and industry experts.

What’s the Venture card bonus offer?

New cardholders can earn 75,000 bonus miles by spending $4,000 within three months of opening an account. And for a limited time, they can enjoy a $250 credit to use on Capital One Travel.

What’s the Venture card annual fee?

There’s a $95 annual fee for the Venture card. If you’re interested in a travel rewards credit card without an annual fee, you can check out the VentureOne card from Capital One. View important rates and disclosures.

What credit score do you need for the Venture card?

The Venture card is for applicants with excellent credit.

One way to check your credit score is with CreditWise from Capital One. It’s free for everyone. And it does more than just monitor credit. There’s also dark web monitoring and identity theft protection.

Is it hard to get a Venture card?

If you’re building credit, the Capital One VentureOne for Good Credit card might be another option. It offers unlimited 1.25X rewards miles on every purchase. And it has no annual fee. View important rates and disclosures.

Ways to redeem Capital One Venture miles

Whether it’s the vacation of a lifetime, a weekend getaway or shopping at home, Venture cardholders have flexible options to redeem their rewards miles:

Cover travel purchases: Offset the cost of vacation rentals, car rentals, airline tickets, hotel stays and more within 90 days of purchase.
Book through Capital One Travel: Feel confident you’re getting great prices on flights, hotels, rental cars and more. Capital One Travel predicts flight prices and alerts cardholders when it’s time to book, helping them save an average of 15% on flights.⁵
Transfer to a loyalty program: Transferring your miles to a Capital One transfer partner could help you maximize your rewards and give you the opportunity to upgrade to first class or access other benefits.²
Get gift cards or cash: Turn miles into gift cards from popular restaurants, retailers and more.⁶ Cardholders can also redeem miles in the form of a statement credit or check.
Go shopping: Use rewards to pay for purchases at Amazon.com or online through PayPal®.^{7, 8}
Explore experiences on Capital One Entertainment: Use rewards, your card or a combination of both to get tickets to thousands of events.⁹

What travel benefits does the Venture card offer?

Venture can help you take your travel experience to another level with access to stylish stays and more.

The Lifestyle Collection

Enjoy premium benefits with the Lifestyle Collection. It features a curated selection of vibrant hotels and vacation rentals from around the world.¹⁰ By booking, cardholders can earn 5X miles on hotel and vacation rental bookings and enjoy:

A $50 experience credit at hotels to use on rooftop drinks, signature restaurants, room service and other amenities unique to each stay¹⁰
A $50 experience credit at vacation rentals to use on in-home chef meals, fridge stocking, midstay cleans and more¹⁰
Hotel room upgrades, early check-in and late checkout when available
Complimentary Wi-Fi

No foreign transaction fees

Cardholders never pay foreign transaction fees when shopping abroad. View important rates and disclosures.

Global Entry or TSA PreCheck® credit

Cardholders can receive a statement credit of up to $120 for Global Entry or TSA PreCheck® when they use their Venture card to pay the application fee.³

Travel insurance

Capital One works with credit card networks to offer travel insurance benefits.⁴They include:

Auto rental collision damage waiver: Cardholders who rent an eligible vehicle with a Venture card could be covered for theft and damage caused by a collision.
Travel accident insurance: Automatic for a covered loss at no extra charge when cardholders use their Venture card to purchase travel fare.
24-hour travel assistance services: Could include referrals to local doctors or lawyers and help before a trip with things such as ATM locations and currency exchange rates.

Capital One account management and security features

Capital One has tools that make it easy to manage your Venture account and keep an eye on your money:

Account management

From a home computer or phone, these management tools help Venture cardholders monitor their accounts:

Capital One Mobile app: With the mobile app, cardholders can manage their accounts anywhere, anytime.
Eno, your Capital One assistant: Eno monitors accounts around the clock. It can reach out if it spots something unusual and help fix it. It can also answer account questions online, through the app or over text.
Account alerts: Stay on top of your spending and payments by setting up push, email and text alerts.
Personalized payments: Pick a monthly due date, select a payment method and set up automatic payments.

Security features

Capital One credit cards have a number of security features that can help protect cardholders from fraud:

Card lock: With a few taps, cardholders can lock their card if it has been misplaced, lost or stolen. Unlocking it is just as simple.¹¹
Security alerts: Get notified via text, email or phone if Capital One notices potentially suspicious activity.
Virtual cards: Pay online and without exposing actual card numbers. Virtual cards can keep working even if your physical card is lost or stolen.¹²
$0 fraud liability: Cardholders aren’t responsible for unauthorized charges. And if their card is lost or stolen, they can get an emergency replacement card or cash advance.

Is the Venture card worth it?

The Venture card may be worth it if you’re looking for a rewards credit card that helps you maximize travel purchases and earn rewards even when you’re not exploring the world.

Key takeaways: Venture card

With valuable benefits and flexible rewards, the Venture card can help you get the most out of your travels, wherever they take you.

If you’re ready for your next adventure, you can see whether you’re pre-approved for a Venture card. If approved for a card, you could earn unlimited double miles per dollar on every purchase and 75,000 bonus miles.¹

Explore Capital One rewards credit cards

Whether you’re a globe-trotting adventurer, an avid foodie or someone who wants to earn cash back on everyday purchases, Capital One has a rewards card to fit your lifestyle.

See if you’re pre-approved for credit cards without harming your credit scores.
Explore travel rewards cards with unlimited miles you can actually use.
Earn unlimited 1.5% cash back on every purchase, every day, with a cash back rewards card.
Earn unlimited cash back on food and fun with a dining and entertainment rewards card.

Footnotes

Learn more about FDIC insurance coverage.

¹Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

²Once you have transferred Capital One miles, they become subject to the receiving loyalty program and cannot be transferred back to your Capital One rewards account. All redemptions are final.

Terms and conditions for the receiving loyalty program and Capital One Rewards program apply.

³To receive a statement credit up to $120, you must use your Venture or Venture X card to either complete the Global Entry application and pay the current application fee, or complete the TSA PreCheck® application and pay the current application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to a VentureOne card are not eligible. Refer to the Application or Account Terms for additional details.

⁴These benefits are provided by Visa® or Mastercard® and may vary by product.

⁵15% savings represents the average savings based on price prediction and booking recommendation for flights. Savings may vary. Services such as price freeze, change a flight after you book, price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings. Additional fees may apply. See travel.capitalone.com/terms-of-service/ for details.

⁶Redemption rates vary and are subject to change.

⁷Amazon.com and the smile logo are trademarks of Amazon.com Inc., or its affiliates.

⁸PayPal.com and the PayPal logo are trademarks of PayPal Holdings, Inc., or its affiliates. PayPal terms and conditions apply.

⁹To use the Capital One Entertainment ticketing platform, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Online account required; additional terms apply. For more information, please see Capital One Entertainment’s Terms of Use.

Through 12/31/25, eligible Venture X, Venture X Business, Venture and Spark 2X miles rewards cardholders will earn 5 miles per dollar spent on Capital One Entertainment purchases. Eligible Savor and SavorOne cardholders earn 8% cash back on Capital One Entertainment purchases subject to the terms previously disclosed.

Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible card. Tickets purchased through the Capital One cardholder exclusive pre-sales page (www.capitalone.com/pre-sales); tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and dining reservations or purchases through Capital One Dining are excluded. Your account must be open and in good standing to earn rewards and rewards earned will post to your account within 1-2 billing cycles. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

¹⁰Hotels: Lifestyle Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay; contact the hotel directly to confirm qualifying experiences. Advance reservations recommended for certain experiences.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection hotel bookings include complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.

Vacation Rentals: Lifestyle Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $50 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying charges vary by location and are subject to availability; contact the host provider directly to confirm qualifying experiences. Advance reservations recommended for certain experiences.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.

Both Hotel and Vacation Rentals: Lifestyle Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

¹¹With Card Lock, some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions. Review your statements to ensure that all transactions are authorized.

¹²Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Eligible customers can also use virtual cards through Google Pay or via the Eno browser extension. Virtual cards through Google Pay are currently available in Chrome for desktop computers (Mac, Windows and Linux), Chrome for Android, and via merchant apps running in the Android OS. Additional availability may be added in the future, including Chrome for iOS. The Eno extension is available only for certain web browsers and enrollment is required.

Capital One Dining: To use Capital One Dining, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Eligible cards include U.S.-issued, Capital One branded rewards-earning consumer and small business credit cards. Capital One debit cards, private label retail credit cards and co-brand partner cards are excluded. Capital One Dining account setup required; additional terms apply.

The number of cardholder-only reservations varies by venue, capacity and other circumstances. These reservations are limited and offered on a first-come, first-served basis. For more information, please see Capital One Dining’s reservation policies and terms and conditions.

Web access is needed to use the mobile app. Check with your service provider for details on specific fees and charges.

Eno is learning all the time and may not catch everything. Eno service outages may occur. Capital One customers are responsible for regularly checking their account statements. Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Texting with Eno means you agree to chat about your account over SMS and receive recurring messages. Message and data rates may apply. Mobile phone carrier fees for text messages may apply.

Some or all Eno features may not be available to all Capital One customers, depending on the types of accounts held. For example, certain bank accounts are not eligible to text with Eno, and Eno email notifications, app notifications and virtual card numbers from Eno may not be available for certain credit cards.

The Eno browser extension for virtual card numbers is only available in certain web browsers, and enrollment is required. Virtual card numbers are not available for debit cards and some credit cards.

Through 12/31/25, eligible Venture X, Venture X Business, Venture and Spark 2X miles rewards cardholders will earn 5 miles per dollar spent on Capital One Entertainment purchases. Eligible Savor cardholders earn 8% cash back on Capital One Entertainment purchases subject to the terms previously disclosed.

Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible card. Tickets purchased through the Capital One cardholder exclusive pre-sales page (www.capitalone.com/pre-sales); tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and dining reservations or purchases through Capital One Dining are excluded. Your account must be open and in good standing to earn rewards and rewards earned will post to your account within 1-2 billing cycles. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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