All about the Capital One Venture card

October 21, 2025|1 min video

Travel is more rewarding with the Capital One Venture card. Cardholders earn unlimited double miles on every purchase plus elevated rewards through Capital One Travel and Capital One Entertainment. But that’s just the beginning.

What you’ll learn:

Venture cardholders earn unlimited 2X miles on every purchase and 5X miles on eligible purchases through Capital One Travel and Capital One Entertainment.
New cardholders can earn 75,000 bonus miles by spending $4,000 within three months of opening an account.¹
Flexible rewards redemption options allow cardholders to cover travel purchases, transfer miles to loyalty programs and more.²
Eligible cardholders can access Capital One Travel to book travel, including stylish hotels and vibrant vacation rentals through the Lifestyle Collection.
Cardholders can also enjoy benefits such as credit for TSA PreCheck® and 24-hour travel assistance.^3,4

Venture rewards credit card overview

The Venture card provides a simple way to earn and redeem rewards miles. Cardholders earn unlimited double miles on every purchase—before, during and after their vacation. That includes elevated rewards for purchases through Capital One Travel and Capital One Entertainment.

What rewards can you earn with Venture?

With Venture, cardholders earn unlimited miles, including:

Unlimited 2X miles on every purchase, every day.
Unlimited 5X miles on hotels, vacation rentals, rental cars and activities booked through Capital One Travel.
Unlimited 5X miles on purchases through Capital One Entertainment.

There’s no limit to how many miles you can earn. And they don’t expire for the life of the account. You can use miles as you go for smaller purchases, or save them for big trips and bigger purchases.

What’s the Venture card bonus offer?

New cardholders can earn 75,000 bonus miles by spending $4,000 on purchases within three months of opening an account.

What’s the Venture card annual fee?

There’s a $95 annual fee for the Venture card. If you’re interested in a travel rewards credit card without an annual fee, you can check out the Capital One VentureOne card. View important rates and disclosures.

What credit score do you need for the Venture card?

The Venture card is for people with excellent credit.

You can check your credit score with CreditWise from Capital One. It’s free for everyone. It also offers dark web monitoring and identity theft protection. You can also get free copies of your credit reports at AnnualCreditReport.com.

Is it hard to get a Venture card?

If you’re building credit, the Capital One VentureOne for Good Credit card might be another option. It offers unlimited 1.25X rewards miles on every purchase. And it has no annual fee. View important rates and disclosures.

Ways to redeem Venture miles

Whether it’s the vacation of a lifetime, a weekend getaway or shopping at home, Venture cardholders have flexible options to redeem their rewards miles:

Cover travel purchases. Offset the cost of vacation rentals, car rentals, airline tickets, hotel stays and more within 90 days of purchase.
Book through Capital One Travel. Book flights, hotels, rental cars and more through Capital One Travel using your rewards. Capital One Travel predicts flight prices and alerts cardholders when it’s time to book, helping them save an average of 15% on flights.5 Venture and Venture X cardholders can also redeem their miles to book Lifestyle Collection hotels and vacation rentals.
Transfer to a loyalty program. Transferring your miles to a Capital One transfer partner could help you maximize your rewards and give you the opportunity to upgrade to first class or access other benefits.²
Get gift cards or cash. Turn miles into gift cards from popular restaurants, retailers and more.6 Cardholders can also redeem miles in the form of a statement credit or check.
Go shopping. Use rewards to pay for purchases at Amazon.com or online through PayPal®.^7,8
Explore experiences on Capital One Entertainment. Use rewards, your card or a combination of both to get tickets to thousands of events across music, sports, dining, theater and more.⁹

What are the Venture card’s travel benefits?

Venture can help you take your travel experience to another level with access to stylish stays and more.

The Lifestyle Collection

Enjoy premium benefits with the Lifestyle Collection. It features a curated selection of vibrant hotels and vacation rentals from around the world.10 By booking through Capital One Travel, cardholders can earn 5X miles on hotel and vacation rental bookings and receive:

A $50 experience credit at hotels to use on experiences and amenities such as rooftop drinks, signature restaurants, room service and other amenities unique to each stay¹⁰
Hotel room upgrades, early check-in and late checkout when available
A $50 experience credit at vacation rentals to use on things like in-home chef meals, fridge stocking, midstay cleans and more¹⁰
Complimentary Wi-Fi

No foreign transaction fees

With the Venture card, cardholders never pay foreign transaction fees when shopping abroad. View important rates and disclosures.

Global Entry or TSA PreCheck® credit

Cardholders can receive a statement credit of up to $120 for Global Entry or TSA PreCheck® when they use their Venture card to pay the application fee.³

Savings on travel

Booking through Capital One Travel gets you more than elevated rewards.5 Cardholders can also save an average of 15% on flights using price prediction and free price drop protection. There’s also a price match guarantee on flights, hotels and rental cars.

Rental car perks

Venture cardholders can upgrade to Five Star® status in the Hertz Gold Plus Rewards® car rental loyalty program.

Travel insurance

Capital One works with credit card networks to offer travel insurance benefits.⁴ They include:

Auto rental collision damage waiver: Cardholders who rent an eligible vehicle with a Venture card could be covered for theft and damage caused by a collision.
Travel accident insurance: Travel-related insurance is automatic for a covered loss at no extra charge when cardholders use their Venture card to purchase travel fare.
24-hour travel assistance services: You may get things like referrals to local doctors or lawyers or help before a trip, with things such as ATM locations and currency exchange rates.

Capital One account management and security features

Capital One has tools that make it easy to manage your Venture account and keep an eye on your money:

Account management

From a home computer or phone, these management tools help Venture cardholders monitor their accounts:

Capital One Mobile app: With the mobile app, cardholders can manage their accounts anywhere, anytime.
Eno, your Capital One assistant: Eno monitors accounts around the clock. It can reach out if it spots something unusual and help fix it. It can also answer account questions online, through the app or over text.
Account alerts: Stay on top of your spending and payments by setting up push, email and text alerts.
Personalized payments: Pick a monthly due date, select a payment method and set up automatic payments.

Security features

Capital One credit cards have a number of security features that can help protect cardholders from fraud:

Card lock: With a few taps, cardholders can lock their card if it has been misplaced, lost or stolen. Unlocking it is just as simple.¹¹
Security alerts: Get notified via text, email or phone if Capital One notices potentially suspicious activity.
Virtual cards: Pay online and without exposing actual card numbers. Virtual cards can keep working even if your physical card is lost or stolen.¹²
$0 fraud liability: Cardholders aren’t responsible for unauthorized charges. And if their card is lost or stolen, they can get an emergency replacement card or cash advance.

Is the Venture card worth it?

The Venture card may be worth it if you’re looking for a rewards credit card that helps you maximize travel purchases and earn rewards even when you’re not exploring the world.

For even more elevated travel benefits, you might consider the Capital One Venture X credit card. While Venture and Venture X share some of the same benefits, Venture X includes additional premium travel benefits for a $395 annual fee. View important rates and disclosures. They include:

A new cardholder early spend bonus
An anniversary bonus of 10,000 bonus miles starting on your first anniversary
10X miles on hotels and rental cars when you book through Capital One Travel

Key takeaways: Venture rewards and benefits

With valuable benefits and flexible rewards, the Venture card can help you get the most out of your travels, wherever they take you.

If you’re ready for your next adventure, you can see whether you’re pre-approved for a Venture card. You could earn unlimited double miles per dollar on every purchase and 75,000 bonus miles.¹

Explore more Capital One rewards credit cards

Whether you’re a globe-trotting adventurer, an avid foodie or someone who wants to earn cash back on everyday purchases, Capital One has a rewards card to fit your lifestyle.

See if you’re pre-approved for credit cards without harming your credit scores.
Explore travel rewards cards with unlimited miles you can actually use.
Earn unlimited 1.5% cash back on every purchase, every day, with a cash back rewards card.
Earn unlimited cash back on food and fun with a dining and entertainment rewards card.

Footnotes

Learn more about FDIC insurance coverage.

¹You are not eligible for this product if you have received a new cardmember bonus for the Venture card or the Capital One Venture X card in the past 48 months.

²Once you have transferred Capital One miles, they become subject to the receiving loyalty program and cannot be transferred back to your Capital One rewards account. All redemptions are final.

Terms and conditions for the receiving loyalty program and Capital One Rewards program apply.

³To receive a statement credit up to $120, you must use your Venture or Venture X card to either complete the Global Entry application and pay the current application fee, or complete the TSA PreCheck® application and pay the current application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to a VentureOne card are not eligible. Refer to the Application or Account Terms for additional details.

⁴These benefits are provided by Visa® or Mastercard® and may vary by product.

⁵15% savings represent the average savings based on price prediction and booking recommendation for flights. Savings may vary. Services such as cancel your flight for any reason, price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account, and they may not be available on all bookings. Additional fees may apply. See travel.capitalone.com/terms-of-service/ for details.

⁶Redemption rates vary and are subject to change.

⁷Amazon.com and the smile logo are trademarks of Amazon.com Inc., or its affiliates.

⁸PayPal.com and the PayPal logo are trademarks of PayPal Holdings, Inc., or its affiliates. PayPal terms and conditions apply.

⁹To use the Capital One Entertainment ticketing platform, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Online account required; additional terms apply. For more information, please see Capital One Entertainment’s Terms of Use.

Eligible Quicksilver, QuicksilverOne, Quicksilver Secured, Quicksilver Student, Journey, Capital One Cash, Spark Cash Select, Spark Classic, Spark Cash, Spark Pro, Spark Cash Plus and Spark Business cardholders will earn 5% cash back on Capital One Entertainment purchases. Eligible Venture X, Venture, VentureOne, Capital One Miles, Venture X Business, Spark Miles, Spark Miles Select and Spark Classic Miles cardholders will earn 5 miles per dollar spent on Capital One Entertainment purchases.

Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible card. Tickets purchased through Capital One cardholder exclusive pre-sales; tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and dining reservations or purchases through Capital One Dining are excluded. Your account must be open and in good standing to earn rewards and rewards earned will post to your account within 1-2 billing cycles. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

¹⁰Hotels: Lifestyle Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay; contact the hotel directly to confirm qualifying experiences. Advance reservations recommended for certain experiences.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection hotel bookings include complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.

Vacation Rentals: Lifestyle Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $50 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying charges vary by location and are subject to availability; contact the host provider directly to confirm qualifying experiences. Advance reservations recommended for certain experiences.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.

Both Hotel and Vacation Rentals: Lifestyle Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

¹¹With Card Lock, some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions. Review your statements to ensure that all transactions are authorized.

¹²Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Eligible customers can also use virtual cards through Google Pay or via the Eno browser extension. Virtual cards through Google Pay are currently available in Chrome for desktop computers (Mac, Windows and Linux), Chrome for Android, and via merchant apps running in the Android OS. Additional availability may be added in the future, including Chrome for iOS. The Eno extension is available only for certain web browsers and enrollment is required.

Web access is needed to use the mobile app. Check with your service provider for details on specific fees and charges.

Some or all Eno features may not be available to all Capital One customers, depending on the types of accounts held. For example, certain bank accounts are not eligible to text with Eno, and email notifications, app notifications and virtual card numbers from Eno may not be available for debit cards and some credit cards.

Points earned and redeemed apply to per day time and mileage charges only. Taxes, fees, and options are excluded. Redemptions do not earn points. Terms and exclusions apply.

One car class upgrade, with a maximum upgrade to a full-size vehicle (class F) is guaranteed for President’s Circle members and subject to availability for Five Star members. Does not apply to Manager’s special rentals. Additional terms and exclusions apply.

Points are earned and redeemed on the base rental rate only. Taxes, fees and options are excluded.

Renters under 25 years old are subject to an Age Differential charge. Charge varies based on car class, drivers age and renting location. Car class restrictions apply.

Eligible cardholders must enroll through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card’s Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, Venture X and Venture X Business cardholders will be able to enroll directly in or request an upgrade to Hertz President’s Circle status and Venture, VentureOne, Savor, Savor Student, Quicksilver, Quicksilver Student, Spark Miles and Spark Miles Select cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star status. Age restrictions apply. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz rental policies and Hertz Gold Plus Rewards program terms apply.

PRIOR Subscription: Eligible Venture X cardholders who complete the required steps to enroll will receive a complimentary PRIOR Subscription through 11/15/24. The discount cannot be applied to subscriptions purchased before 11/15/2022. This offer may not be combined with other offers or discounts. Your account must be open and in good standing to be eligible for this offer. If your account closes, or if you upgrade or change your account to another Capital One credit card, you may not be eligible for this offer. If your subscription terminates prior to the end of the subscription period, any discounts or other benefits made available through this offer will end. This offer is non-transferrable. We reserve the right to alter, change or terminate this offer at any time, and we reserve the right to disqualify any account holder from this offer without notice in the event of fraud or suspected fraud, abuse of program privileges, or violation of these terms as determined at our discretion. Additional terms apply.

Cardholder Events and Experiences: Eligible Venture X cardholders have early access to cardholder-exclusive PRIOR events and experiences. The number of tickets available for an event or experience may be limited, and are offered while supplies last. Additional costs may apply. Events and experiences are intended for guests over the age of 18. If consuming alcohol, guests will need valid proof of identification and are encouraged to drink responsibly. Event locations, dates and times are subject to change. Your account must be open and in good standing to be eligible for this offer. COVID-19 rules or restrictions may apply. Cardholder-exclusive PRIOR events and experiences are subject to PRIOR Terms of Service and Capital One Entertainment Terms of Use.

Vinous Subscription: Eligible Capital One cardholders who complete the required steps to enroll will receive a complimentary 6‑month Vinous Premium Subscription. The discount cannot be applied to subscriptions purchased before January 31, 2023. Your account must be open and in good standing to be eligible for this offer. If your account closes, or if you upgrade or change your account to another Capital One credit card, you may not be eligible for this offer. If your subscription terminates prior to the end of the subscription period, any discounts or other benefits made available through this offer will end. This offer is nontransferable. We reserve the right to alter, change or terminate this offer at any time without notice, and we reserve the right to disqualify any account holder from this offer without notice in the event of fraud or suspected fraud, abuse of program privileges, or violation of these terms as determined at our discretion. Additional terms apply.

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