VentureOne vs. Venture vs. Venture X: Card comparison

February 13, 2024 |7 min read

If you travel regularly, you may have considered using a travel credit card to earn rewards on your purchases. With several different options for every type of traveler, it’s worth checking out the Capital One suite of travel and miles rewards credit cards. But which one is right for you? Learn more about Venture cards, the rewards they offer and how they can elevate your travel experiences.

Key takeaways

VentureOne, Venture and Venture X are three of Capital One’s travel and miles rewards credit cards.
VentureOne offers unlimited 1.25 miles on every purchase and unlimited 5X miles on hotels and rental cars booked through Capital One Travel.
Venture cardholders earn unlimited 2X miles on every purchase and unlimited 5X miles on hotels and rental cars booked through Capital One Travel.
Venture X cardholders enjoy premium benefits and earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel and 2X miles on all other purchases.

Capital One Venture travel rewards cards

With Capital One travel credit cards, you can earn unlimited miles on every purchase. When you’re ready, you can redeem those rewards for things like flights, hotels, rental cars, gift cards, statement credits and more. Miles don’t expire for the life of the account.

VentureOne Rewards, Venture Rewards and Venture X Rewards are three of Capital One’s travel and miles rewards cards.

VentureOne vs. Venture vs. Venture X overview

The Venture card suite offers benefits designed to appeal to a range of travelers. Here’s a quick look at some of the cards’ key features:

	VentureOne View important rates and disclosures	Venture View important rates and disclosures	Venture X View important rates and disclosures
Annual fee	$0	$95	$395
Rewards	Unlimited 1.25X miles on every purchase Unlimited 5X miles on hotels and rental cars booked through Capital One Travel	Unlimited 2X miles on every purchase Unlimited 5X miles on hotels and rental cars booked through Capital One Travel	Unlimited 2X miles on every purchase Unlimited 5X miles on flights and 10X miles on hotels and rental cars booked through Capital One Travel
Other benefits	N/A	N/A	$300 annual credit for bookings through Capital One Travel 10,000 miles anniversary bonus
New card member offer	20,000 bonus miles if you spend $500 within the first 3 months	75,000 miles if you spend $4,000 within the first 3 months	75,000 miles if you spend $4,000 within the first 3 months
APR	0% intro APR for 15 months; variable APR after that	Variable APR	Variable APR
Credit score level	Excellent	Excellent	Excellent

Capital One VentureOne

VentureOne is a travel card for those with excellent credit who may not want to pay an annual fee. You’ll earn unlimited 1.25X miles on every purchase made and unlimited 5X miles on hotels and rental cars booked through Capital One Travel.

VentureOne card perks

VentureOne cardholders can enjoy:

20,000 bonus miles once you spend $500 on purchases within the first 3 months of opening the account
No annual fee. View important rates and disclosures.
0% intro APR for 15 months; 19.99%-29.99% variable APR after that

VentureOne Rewards for Good Credit

VentureOne Rewards for Good Credit card is a no-annual-fee travel rewards card for those with good credit. View important rates and disclosures. It also earns you unlimited 1.25X miles on every purchase made and unlimited 5X miles on hotels and rental cars booked through Capital One Travel.

Capital One Venture

For a $95 annual fee, the Venture card will earn cardholders unlimited 2X miles on every purchase and unlimited 5X miles on hotels and rental cars booked through Capital One Travel. View important rates and disclosures.

Venture card perks

Venture cardholders can enjoy:

75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of opening the account
Up to a $100 credit for either Global Entry or TSA PreCheck® when you pay for the application fee with your Venture card*
Access to the vibrant boutique hotels of the Lifestyle Collection, with a $50 experience credit and other premium benefits like room upgrades, early check-in and late checkout when available

Capital One Venture X

For a $395 annual fee, Venture X gives cardholders with excellent credit scores the most elevated rewards and benefits Capital One has to offer. View important rates and disclosures. Venture X cardholders earn 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel and 2X miles on all other purchases.

Venture X card perks

Capital One Venture X cardholders can enjoy:

75,000 bonus miles once you spend $4,000 on purchases within the first three months of account opening
$300 annual credit for bookings through Capital One Travel
10,000 miles anniversary bonus every year, starting with your first anniversary
Complimentary access for you and two guests to the Capital One Lounges. Plus, enjoy access to the network of participating lounges worldwide.
Elevate your stay at luxury hotels and resorts from the Premier Collection, with a $100 experience credit, daily breakfast for 2 and Wi-Fi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available.¹ Additionally, enjoy access and benefits at hotels from the Lifestyle Collection.
Up to a $100 credit for either Global Entry or TSA PreCheck® when you pay for the application fee with your Venture X card.²
Complimentary Hertz Gold Plus Rewards President’s Circle® status. Enroll online for the ability to skip the rental counter, choose from the widest selection of Hertz cars and get guaranteed upgrades.³
Complimentary PRIOR Subscription through November 14, 2024, which includes access to editor-curated destination guides, weekly newsletters with up-to-the-minute travel trends and more.

Venture suite benefits

No matter which card you choose, you’ll have access to these benefits:

Capital One Travel

Use this online booking tool to get Capital One’s best prices on flights, hotels and car rentals. Plus, earn extra rewards when you book your travel through Capital One Travel.

Capital One Travel also lets you:

Save an average of 15% on flights using price prediction, which alerts you when to book⁴
Get a price match guarantee on flights, hotels and rental cars
Add the option to cancel your flight for any reason or freeze a flight price for a small fee
Book travel with your card, your rewards or a combination of both

Capital One Dining

With Capital One Dining, get access to exclusive reservations at award-winning restaurants and tickets to unforgettable culinary experiences curated by experts like the Michelin Guide, the James Beard Foundation and Chef José Andrés.

Capital One Entertainment

Just a few taps on the Capital One Entertainment platform can score exclusive tickets and VIP event access to live music, sports, theater performances, special dining events and more. Plus, you can redeem your miles for tickets.

No foreign transaction fees

You won’t have to pay transaction fees when making purchases outside the United States. View important rates and disclosures.

Complimentary membership to The Cultivist

Enjoy free entry for you and a guest to more than 50 of the best museums in the world through a complimentary six-month Enthusiast-level membership to The Cultivist. Membership also includes access to hundreds of exhibition reviews, insider tips and art classes.

Security and protection

With a Capital One travel card and benefits from networks like Visa® or Mastercard®, eligible cardholders have access to things liketravel accident insurance, auto rental collision coverage, trip cancellation insurance and emergency card replacement,⁵ as well as security features like fraud alerts, card lock, $0 fraud liability⁶ for unauthorized charges and virtual card numbers.

How to apply for a Venture suite card

Applying for a credit card online is usually the quickest option. If you want to see if you’re pre-approved for a Venture suite card, you can check for offers without hurting your credit scores.

Can I upgrade from VentureOne or Venture to Venture X?

If you’ve had your VentureOne or Venture card for at least a year and are interested in earning more rewards and premium benefits, you may be able to upgrade to Venture X. Here’s how to find out if you’re eligible:

Call the number on the back of your Capital One credit card. An agent can walk you through any offers you might have.
Check online. Sign in to your Capital One account to view offers and upgrades.

Capital One VentureOne vs. Venture vs. Venture X in a nutshell

Whether you’re driving upstate or jet setting across the globe, a Capital One Venture travel rewards card can make the journey more rewarding. The right one for you depends on your travel habits, lifestyle and financial situation.

Learn more about FDIC insurance coverage.

¹Premier Collection hotel booking experience credit will be applied at checkout by hotel to qualifying charges up to $100 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay; contact hotel directly to confirm qualifying experiences. Advance reservations recommended for certain experiences.

In addition to the $100 experience credit, other benefits available to eligible cardholders for Premier Collection hotel bookings include: daily breakfast for two, complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Premier Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

²To receive a statement credit up to $100, you must use your Venture, Venture X, Venture X Business or Spark Miles card to either complete the Global Entry application and pay the application fee, or complete the TSA PreCheck® application and pay the application fee. Credit will appear within 1-2 billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Refer to the Application or Account Terms for additional details.

³Eligible cardholders must enroll through the Hertz benefit tile, which can be found on the unique Benefits Tab within the Capital One website or mobile app after logging in. After clicking on the Hertz benefit tile, a new webpage will open; there, Venture X cardholders will be able to enroll directly in or request an upgrade to Hertz President’s Circle status and Venture cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star status. Authorized users are eligible for the benefit; the primary account holder can enroll them into the Hertz Gold Plus Rewards program through the same process described above. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through December 31, 2024, at which point they will be reverted to the level commensurate with Hertz standard usage policies. Skipping the rental counter available at select locations.

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⁴15% savings represents the average savings based on price prediction and booking recommendation for flights. Savings may vary. Services such as price freeze, change a flight after you book, price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings. Additional fees may apply. See travel.capitalone.com/terms-of-service/ for details.

⁵Terms apply. View your Visa or Mastercard Guide to Benefits for more details.

⁶Claims of unauthorized use are subject to verification and investigation.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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