All about Venture X
February 20, 2024 9 min read
Whether it’s a two-month journey across the globe or a two-day return to your hometown, the Capital One Venture X card can reward you every step of the way. Read on to learn how.
- The Capital One Venture X card rewards travel with flexible benefits like a 75,000-mile early spend bonus, a $300 annual credit for bookings through Capital One Travel and a 10,000-mile anniversary bonus.
- Venture X cardholders who book through Capital One Travel earn unlimited 10X miles on hotels and rental cars and 5X miles on flights.
- Cardholders can also enjoy complimentary access to the all-inclusive Capital One Lounges and a network of partner lounges worldwide.
- Cardholders also receive an experience credit and premium benefits on every hotel booking from the Capital One Travel Premier or Lifestyle Collection.
What is Capital One Venture X?
Venture X is a travel card designed with elevated rewards to take you further. With Venture X, you can earn unlimited miles and redeem them for travel bookings, gift cards, cash and more; access exclusive airport benefits; and even receive anniversary bonus miles just for being a cardholder.
Venture X benefits
Here’s a look at the benefits you get for a $395 annual fee. View important rates and disclosures.
Early spend bonus
Earn 75,000 bonus miles when you spend $4,000 on purchases during the first three months after account opening—so your dream trip can be your next trip.1 Plus, miles don’t expire for the life of the account.
Annual travel credit
Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get our best prices on thousands of hotels, flights and rental cars.2
As Capital One’s way of saying “thank you” for being a cardholder, get 10,000 bonus miles after each anniversary.
Enjoy complimentary access for you and two guests to the Capital One Lounges. Travelers at Dallas-Fort Worth International Airport (DFW), Washington-Dulles Airport (IAD) and Denver International Airport (DEN) can enjoy upscale design; high-quality, all-inclusive amenities; and a luxury airport lounge experience unlike any other.3 Plus, visit participating lounges worldwide with Capital One’s Partner Lounge Network, which includes Priority Pass™ and Plaza Premium Lounge locations.4
Book extraordinary hotels from the Premier and Lifestyle Collections and enjoy a suite of premium cardholder benefits like an experience credit to use during your stay.5
Hertz Gold Plus Rewards President’s Circle® status
Venture X cardholders are eligible for complimentary Hertz President’s Circle status through December 31, 2024. Enroll online for the ability to skip the rental counter, choose from the widest selection of Hertz cars and get guaranteed upgrades.
Global Entry or TSA PreCheck®
Breeze through the airport. Receive up to a $100 statement credit on your application fee for TSA PreCheck® or Global Entry when you use your card.*
No foreign exchange fees
Venture X rewards: Unlimited miles, enhanced travel
With Venture X, earn miles on every purchase and get access to exclusive tools and benefits that help you create the upgraded travel experience you deserve. Plus, redeem your miles whenever you want.6
Capital One Travel
You’ll earn extra rewards when you book with Capital One Travel, and you can even redeem your rewards for future trips. Here’s how you earn miles with Venture X:
- Unlimited 10X miles on hotels and rental cars when you book through Capital One Travel
- Unlimited 5X miles on flights when you book through Capital One Travel
- Unlimited 2X miles on all other purchases every day, from oceanside dinners to bottles of SPF 50
Capital One Travel is the smarter way to book flights, hotels and rental cars. Get great prices with features like price prediction on flights, which can help you save an average of 15% by alerting you when it’s time to book.7 And if you book when Capital One Travel recommends and the price of your flight drops within 10 days, you’ll automatically get a travel credit up to $50.
Plus, if you book through Capital One Travel and find a better price on another site within 24 hours, you can get a travel credit for the difference.8
Flexible redemption options
So many ways to earn and so many ways to redeem. Use miles to book via Capital One Travel, transfer miles to your choice of 15+ travel loyalty programs or redeem them for recent travel purchases, including vacation rentals, flights, hotels, campgrounds, cruises and more.9
Visa Infinite® protection and perks: An added benefit of Venture X
Your card does more than maximize your travel. As part of the Visa Infinite network, Venture X gives you extra coverage and a concierge’s help with reservations and event tickets.10
Protect your cellphone every time you pay your bill with your Venture X card. If it’s stolen or damaged, you’ll get reimbursed up to $800.
You’ll have peace of mind with trip cancellation and interruption coverage, which lets you change your dates as needed for qualifying events.
Keep your options open with 90 days of return protection, to help when you make a qualifying purchase with your Venture X card that the retailer will not accept back.
Extended warranty protection
You can receive additional warranty protection at no charge on eligible items that are purchased with your Venture X card.
Travel accident insurance
Get automatic insurance for a covered loss at no extra charge when you use your Venture X card to purchase your travel fare.
Auto rental collision damage waiver
Rent an eligible vehicle with your card and you could be covered for damage due to collision or theft. Learn more about rental car insurance.
Visa Infinite concierge
Want a hand with dinner reservations? Looking for tickets to a show or sporting event? Need gift ideas or flower delivery? A Visa Infinite concierge can help with it all.
Exclusive access for Venture X cardholders
Your card does more than earn miles on every purchase. It also gives you access to exclusive events and complimentary memberships to make your trip unforgettable.
Complimentary PRIOR subscription
Receive a complimentary subscription to PRIOR, a modern travel brand curating exclusive experiences and voyages, destination guides and insider information.
Complimentary membership to The Cultivist
Cardholders can enjoy free entry to more than 50 of the best museums in the world through a complimentary six-month Enthusiast-level membership to The Cultivist. Membership also includes access to hundreds of exhibition reviews, insider tips and art classes.
Capital One Entertainment
Use Capital One Entertainment to get exclusive tickets, VIP event access and more. Whether you’re a sports fan or music lover, there are countless experiences to enjoy.
Capital One Dining
With Capital One Dining, access once-in-a-lifetime culinary events and hard-to-get reservations at an expertly curated selection of top restaurants.
Venture X account management and security
Shop with confidence knowing your card is protected with these safety and security features:
Free additional cardholders
Share Venture X’s benefits with someone you trust and earn rewards on every dollar they spend. Additional cardholders can be added at no extra cost.11 View important rates and disclosures.
$0 liability for unauthorized charges
If your card is lost or stolen and an unauthorized charge shows up on the account, Capital One is here to help. You won’t have to cover expenses from purchases you haven’t authorized.12
Get notified via text, email and phone if Capital One notices potentially suspicious activity on your account.
Eno, your Capital One assistant
As your around-the-clock assistant, Eno watches your account and reaches out if anything unusual shows up.13
Virtual card numbers
Shop online more securely with virtual card numbers. Virtual card numbers can disguise your actual card number and help protect you from potential fraud when shopping online.
Getting approved for Venture X
To get approved for a credit card, your credit scores and credit history typically have to meet the credit card issuer’s requirements. The Venture X rewards card is generally for people with what’s commonly referred to as excellent credit scores.
If Venture X isn’t the right fit for where you are in your credit journey, you can learn more about Capital One’s other travel cards.
Venture X FAQ
Here are some answers to commonly asked questions about Capital One Venture X:
What’s the difference between VentureOne and Venture X?
VentureOne earns unlimited 1.25 miles per dollar on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. Venture X earns unlimited 2 miles per dollar on every purchase, 5 miles per dollar on flights and 10 miles per dollar on hotels and rental cars booked through Capital One Travel.
VentureOne offers 20,000 bonus miles when you spend $500 on purchases within the first 3 months. With Venture X, you earn 75,000 bonus miles when you spend $4,000 on purchases within the first three months.
Venture X offers other benefits, like complimentary access for you and two guests to the Capital One Lounges. Venture X has an annual fee. View important rates and disclosures. VentureOne doesn’t have an annual fee. View important rates and disclosures.
What type of card is Capital One Venture X?
Venture X is an elevated travel rewards card backed by Visa Infinite. It offers premium travel benefits and unlimited miles, plus access to exclusive experiences and events, VIP tickets and more.
Is Venture X worth it?
If you have excellent credit and are a frequent traveler, Capital One Venture X can offer a high miles earn rate and exclusive benefits.
Capital One Venture X in a nutshell
Start exploring the world your way with premium travel benefits and unlimited miles. Plus, unlock access to exclusive experiences and events, VIP tickets and more—just for being a Capital One cardholder.
Other ways to maximize your travel benefits
Who wouldn’t want to get the most out of their credit card? Here are some things to know about Capital One travel rewards credit cards:
- Get complimentary access to airport lounges and luxury amenities with the Capital One Venture X card.
- Earn unlimited 2X rewards miles, plus 75,000 bonus miles, and enjoy flexible redemption and transfer options with the Capital One Venture card and the Capital One Venture X card.
- Earn unlimited 1.25X miles with no annual fee with the Capital One Venture One card. View important rates and disclosures.
- Explore travel rewards card options by comparing Capital One Venture cards.
- Find out how Venture X cardholders can get access to a worldwide network of airport lounges thanks to a complimentary Priority Pass membership.