Capital One Walmart Rewards® Card

Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee.  

If we are unable to approve you for this card, we will automatically consider you for the Walmart Rewards® Card for use at Walmart.

Find out if you're eligible with no risk to your credit score.

See if I’m Pre-Approved Apply Now View important rates and disclosures
Card Image
Credit Level: GOOD-EXCELLENT
Read all 556 reviews

Find out if you're eligible with no risk to your credit score.

See if I’m Pre-Approved Apply Now View important rates and disclosures

Earn cash back for the things you buy everywhere, every day.

5% Cash Back

At Walmart.com, including pickup and delivery.

2% Cash Back

In Walmart stores, at restaurants and on travel.

1% Cash Back

Everywhere else Mastercard® is accepted.

Introductory Offer
Earn 5% cash back in Walmart stores for the first 12 months after approval when you use your Capital One Walmart Rewards® Card with Walmart Pay – the quick and touch-free way to pay with your phone at Walmart.

Redeem your rewards your way.

Redeem for Cash

We'll send you a check or you can apply rewards as a statement credit. 1

Cover a Purchase

Use your rewards toward any recent purchase you made with your Capital One Walmart Rewards® Card.

Gift Cards

Redeem for gift cards from Walmart or other retailers.

Redeem for Travel

Redeem rewards for trips and travel purchases you make using your Capital One Walmart Rewards® Card.

Your points don't expire for the life of the account.

Annual Fee

$0

Purchase Rate

19.48% or 29.99%

Mobile App

Pay your bill, view your balance and transactions anywhere, anytime. Learn more about the  Capital One mobile app.

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.

Move the sliders to calculate how much you could earn. 2

What's your monthly spending?

$425
$0$3,000
$375
$0$3,000
$450
$0$3,000
$750
$0$3,000

You could be earning up to points per year.

That's equal to $543.

Earn Even More In-Store with Walmart Pay

Earn 5% cash back on in-store purchases for the first 12 months after approval when you use your Capital One Walmart Rewards® Card with Walmart Pay.

Customer Reviews
  • 5 Star
    74%
  • 4 Star
    15%
  • 3 Star
    4%
  • 2 Star
    2%
  • 1 Star
    5%
4.5
based on 556 reviews
88 %
of reviewers recommend Walmart Rewards
4.5
based on 556 reviews
88 %
of reviewers recommend Walmart Rewards
  • 5 Star
    74%
  • 4 Star
    15%
  • 3 Star
    4%
  • 2 Star
    2%
  • 1 Star
    5%
Yes, I recommend this product

This is a great card to have!

lstt - Today

I love using this card. It is so easy to make purchases and gain rewards,

Yes, I recommend this product
Yes, I recommend this product

Favorite Card

JoeBob Delta - Today

This card is reliably secure, has a decent credit limit, and works everywhere! Don't leave home without it!

Yes, I recommend this product
Yes, I recommend this product

Rewards you will appreciate

Cis55 - Today

My capital one rewards card offers versatility in the rewards plan.

Yes, I recommend this product
Yes, I recommend this product

Love the rewards program!

Willis3611 - 1 days ago

Being able to receive rewards makes you feel like you’re being appreciated.

Yes, I recommend this product
Yes, I recommend this product

I love it!

sam12345 - 1 days ago

My capital one card was easy to set up and an excellent tool for building my credit.

Yes, I recommend this product

Difficult Card to Use

PilotSteve - 1 days ago

This card has nice benefits for the 1st year... But its is a waste of time. I constantly have had transactions declined a day or two after the purchase for "security reasons" and spent way to much time on the phone wit...

Yes, I recommend this product

The card that pays me for every purchase

ekkoV - 1 days ago

My preferred credit card - it pays me for every purchase.

Yes, I recommend this product
Yes, I recommend this product

great features

Ninny6019 - March 31, 2024

I haven't had any problems with this card, everything is good.

Yes, I recommend this product
Yes, I recommend this product

Great deal!

DP66 - March 26, 2024

The reward program is good. Also the Cash Back options save me money!

Yes, I recommend this product

Great for everytime l used

Ding72 - March 22, 2024

I use it everytime l travel and free for foreign transaction

SMS related Terms and Conditions: The Capital One SMS messaging program uses three SMS text short codes 227898 and 22580 for general account servicing text messages. Frequency of text messages may vary. If you text "STOP" to short code 227898 and 22580 from your mobile device, the command will revoke your consent to receive security alerts, or any additional alerts or communications related to account servicing (although we may send a confirmation of your opt out), but will not revoke any other consent you may have provided us. For support contact 877-860-1250. For more information, text HELP to the relevant short code. Standard Message and Data Rates may apply. T-Mobile® is not liable for delayed or undelivered messages. The following carriers are supported: Verizon Wireless, AT&T, Sprint, T-Mobile® , Boost, Virgin Mobile USA & Metro PCS.

1

Statement credits lower your account balance but cannot be used to meet any minimum payment obligations.

2

The actual amount of points you earn will depend on your credit limit and purchase activity.