Capital One Walmart Rewards® Card

Earn 5% cash back on including pickup and delivery, with $0 annual fee.  

If we are unable to approve you for this card, we will automatically consider you for the Walmart Rewards® Card for use at Walmart.

Find out if you're eligible with no risk to your credit score.

See if I’m Pre-Approved Apply Now View important rates and disclosures

Find out if you're eligible with no risk to your credit score.

See if I’m Pre-Approved Apply Now View important rates and disclosures

Earn cash back for the things you buy everywhere, every day.

5% Cash Back

At, including pickup and delivery.

2% Cash Back

In Walmart stores, at restaurants and on travel.

1% Cash Back

Everywhere else Mastercard® is accepted.

Introductory Offer
Earn 5% cash back in Walmart stores for the first 12 months after approval when you use your Capital One Walmart Rewards® Card with Walmart Pay – the quick and touch-free way to pay with your phone at Walmart.

Redeem your rewards your way.

Redeem for Cash

We'll send you a check or you can apply rewards as a statement credit. 1

Cover a Purchase

Use your rewards toward any recent purchase you made with your Capital One Walmart Rewards® Card.

Gift Cards

Redeem for gift cards from Walmart or other retailers.

Redeem for Travel

Redeem rewards for trips and travel purchases you make using your Capital One Walmart Rewards® Card.

Annual Fee


Purchase Rate

18.99% or 29.99%

Mobile App

Pay your bill, view your balance and transactions anywhere, anytime. Learn more about the  Capital One mobile app.

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.

Move the sliders to calculate how much you could earn. 2

What's your monthly spending?


You could be earning up to points per year.

That's equal to $543.

Earn Even More In-Store with Walmart Pay

Earn 5% cash back on in-store purchases for the first 12 months after approval when you use your Capital One Walmart Rewards® Card with Walmart Pay.

SMS related Terms and Conditions: The Capital One SMS messaging program uses three SMS text short codes 227898 and 22580 for general account servicing text messages. Frequency of text messages may vary. If you text "STOP" to short code 227898 and 22580 from your mobile device, the command will revoke your consent to receive security alerts, or any additional alerts or communications related to account servicing (although we may send a confirmation of your opt out), but will not revoke any other consent you may have provided us. For support contact 877-860-1250. For more information, text HELP to the relevant short code. Standard Message and Data Rates may apply. T-Mobile® is not liable for delayed or undelivered messages. The following carriers are supported: Verizon Wireless, AT&T, Sprint, T-Mobile® , Boost, Virgin Mobile USA & Metro PCS.


Statement credits lower your account balance but cannot be used to meet any minimum payment obligations.


The actual amount of points you earn will depend on your credit limit and purchase activity.