Secured Mastercard®
from Capital One®


Secured Mastercard®
from Capital One®

Credit Level: REBUILDING

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Annual Fee


Purchase Rate


Take control and build your credit with responsible use.

Required Security Deposit

$49, $99 or $200 refundable deposit

Initial Credit Line

Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line.

Access a Higher Credit Line

Get access to a higher credit line after making your first 5 monthly payments on time.

Personalized Payment

Pick your own monthly due date and payment method—check, online or at a local branch.

Getting started is easy.

Complete and submit your application for a Secured Mastercard from Capital One.

Upon approval of your application, you’ll be notified of the security deposit amount required for your account.

Make your security deposit, and receive your card in 2–3 weeks.

Already been approved, but need to fund your card?

Learn about the Secured Mastercard from Capital One.

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Frequently asked 

About secured credit cards

Making your security deposit

Using your card

Rate and fee information

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{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

  1. Some cardholder benefits are only available to the primary cardholder and not authorized users.