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  1. Capital One Home >
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  3. Understanding Credit and Loans

Understanding Credit and Loans

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Financial Education

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TIP: Raising your score can lower your interest

Credit

Credit can be a healthy component of your financial success when used responsibly.

  • What is Credit?
  • How Credit Fits into Your Financial Plan
  • Types of Credit to Avoid
  • Using Credit Wisely

Credit Score

Secure your good credit score by learning about credit and following these helpful tips.

  • Advantages of Good Credit 
  • Repairing Your Credit Score 
  • Credit Bureaus and Your Rights 
  • Credit Reports

Credit Cards

Learn how you can use credit cards to your financial advantage.

  • Choosing a Credit Card 
  • Understanding Credit Card Terms 
  • Using Credit Cards Responsibly 

Loans

Enter the world of loans and discover the many benefits of paying over time.

  • Understanding Loans and Lending 
  • Auto Loans 
  • Home Loans 
  • Personal and Installment Loans

Debt

Debt doesn't have to control your life. Learn what you can do about it here.

  • How Much is Too Much Debt 
  • Getting Ahead of Debt 
  • Debt Assistance

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