Venture X Businessproduct image

BIG PURCHASES. BIG travel REWARDS.

Venture X Business

150K bonus miles when you spend $30K in the first 3 months plus a $300 annual Capital One Business Travel Credit 1 7
Annual fee: $395

  • 2X miles

    on every purchase, with no restrictions or blackout dates

    10X miles

    on hotels and rentals and 5X miles on flights booked through Capital One Business Travel

    Charge card

    with big purchasing power for high-spending businesses that typically pay their balance in full


Pay-in-full card with no preset spending limit

A charge card that adapts based on your spending behavior, payment history, credit profile and other factors. 4

Accounts Payable 

Manage your accounts payable by sending and tracking payments directly from your Capital One account.

Capital One Lounge & Priority Pass

Recharge with luxurious, all-inclusive amenities at Capital One lounges and access to 1,300+ lounges worldwide. 

TSA PreCheck® or Global Entry

Receive up to a $120 statement credit on TSA PreCheck® or Global Entry when you use your eligible card to cover the fee. 5


Spark 2% Cash Plusproduct image

BIG PURCHASES. BIG Cash REWARDS.

Spark 2% Cash Plus

Earn $4,000+ in bonuses: $2K when you spend $30K in the first 3 months and $2K for every $500K spent in the first year. 1
Annual fee: $150—spend $150,000 annually and we’ll refund this fee every year

  • 2% cash back

    on every purchase, with no minimums or expiration dates

    5% cash back

    on hotels and rental cars booked through Capital One Business Travel

    Charge card

    with big purchasing power for high-spending businesses that typically pay their balance in full


Pay-in-full card with no preset spending limit

A charge card that adapts based on your spending behavior, payment history, credit profile and other factors. 4

Accounts Payable 

Manage your accounts payable by sending and tracking payments directly from your Capital One account.

Free employee cards

Earn rewards on every transaction from your team with free cards. And set individual limits for each employee.

$0 Fraud liability

If your card—or an employee card—is lost or stolen, you’ll be covered with $0 fraud liability for unauthorized charges. 6


Spark 2X Milesproduct image

Travel Rewards & Low Annual Fee

Spark 2X Miles

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners. 1 2
Annual fee: $0 intro for the first year—$95 after that

  • 2X miles

    on every purchase, with no restrictions or blackout dates

    5X miles

    on hotels and rental cars booked through Capital One Business Travel

    Credit card

    24.99% variable APR


TSA PreCheck® or Global Entry

Receive up to a $120 statement credit on TSA PreCheck® or Global Entry when you use your eligible card to cover the fee. 5

Accounts Payable 

Manage your accounts payable by sending and tracking payments directly from your Capital One account.

No foreign transaction fees

Make purchases outside of the U.S. with zero transaction fees.

Free employee cards

Earn rewards on every transaction from your team with free cards. And set individual limits for each employee. 


Spark 2% Cashproduct image

Cash rewards & LOW annual fee

Spark 2% Cash

Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months. 1
Annual fee: $0 intro for the first year—$95 after that

  • 2% cash back

    on every purchase, with no minimums or expiration dates

    5% cash back

    on hotels and rental cars booked through Capital One Business Travel

    Credit card

    24.99% variable APR


Software integrations

Simplify your financial management process with software integrations that connect directly with your account.

$0 Fraud liability

If your card—or an employee card—is lost or stolen, you’ll be covered with $0 fraud liability for unauthorized charges. 6

Secure purchase records 

Quickly and securely download your records into formats that work for you, including Quicken, QuickBooks and Excel.

Free employee cards

Earn rewards on every transaction from your team with free cards. And set individual limits for each employee.


Spark 1.5X Miles Selectproduct image

Travel Rewards & No Annual Fee

Spark 1.5X Miles Select

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners. 1 2
Annual fee: $0

  • 1.5X miles

    on every purchase, with no restrictions or blackout dates

    5X miles

    on hotels and rental cars booked through Capital One Business Travel

    Credit card

    17.24% - 23.24% variable APR


No foreign transaction fees

Make purchases outside of the U.S. with zero transaction fees.

Accounts Payable 

Manage your accounts payable by sending and tracking payments directly from your Capital One account.

Software integrations

Simplify your financial management process with software integrations that connect directly with your account.

Free employee cards

Earn rewards on every transaction from your team with free cards. And set individual limits for each employee.


Spark 1.5% Cash Selectproduct image

Cash Rewards & No Annual Fee

Spark 1.5% Cash Select

Earn a $750 cash bonus when you spend $6,000 in the first 3 months. 1
Annual fee: $0

  • 1.5% cash back

    on every purchase, with no minimums or expiration dates

    5% cash back

    on hotels and rental cars booked through Capital One Business Travel

    Credit card

    17.24% - 23.24% variable APR


$0 Fraud liability

If your card—or an employee card—is lost or stolen, you’ll be covered with $0 fraud liability for unauthorized charges. 6

Accounts Payable

Manage your accounts payable by sending and tracking payments directly from your Capital One account.

Software integrations

Simplify your financial management process with software integrations that connect directly with your account.

Free employee cards

Earn rewards on every transaction from your team with free cards. And set individual limits for each employee.


Spark 1% Classicproduct image

Build credit & no annual fee

Spark 1% Classic

Earn unlimited cash rewards while building your credit.
Annual fee: $0

  • 1% cash back

    on every purchase, with no minimums or expiration dates

    5% cash back

    on hotels and rental cars booked through Capital One Business Travel

    Credit card

    29.49% variable APR


$0 Fraud liability

If your card—or an employee card—is lost or stolen, you’ll be covered with $0 fraud liability for unauthorized charges. 6

Payment flexibility

Pick your own monthly due date, giving your business the control to pay when you want.

Year-end summaries

Get an itemized report of your spending to simplify budgeting and tax time.

Free employee cards

Earn rewards on every transaction from your team with free cards. And set individual limits for each employee.


Benefits you’ll enjoy with all our business cards

Automatic Payments

Set up AutoPay so you don’t have to worry about signing into your account every month.
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$0 Fraud Liability

If your card is lost or stolen, you can get an emergency replacement card and a cash advance.

Year-End Summaries

Get an itemized report of your spending to simplify budgeting and tax time.

Free Employee Cards

Track employee spending in real time on our mobile app while earning all the rewards from their free employee cards.

Purchase Records

Securely download your records into formats including Quicken®, QuickBooks® and Excel®.

Virtual Card Numbers

Make safer payments online without exposing your actual card number with merchants.