Perfect for businesses with higher balances
Stay in control of your business with checking designed to meet your needs.
Waived if prior 30- or 90-day balance averages $25,000 or more.
Ideal for businesses with less than $40,000 in cash deposits. 1
Incoming wires are free and first five outgoing wires are free each month. 2
Additional features for your business
Take advantage of additional benefits like free incoming wires, five free outgoing wires per month, and up to two Basic Checking accounts with no monthly service fees.2 3 Save time and avoid trips to the branch with a remote scanner service for check deposits.
DIGITAL MONEY MOVEMENT
Pay and get paid, quickly and securely.
Our Unlimited Checking account allows you to access ACH payments for free, send wires from the web, and pay bills and vendors from one place. You can also deposit on the go with mobile deposit.
Get free Overdraft Protection with a linked Capital One Business deposit account.
Includes up to 2 Basic Checking accounts with no monthly service fees.3
Bank on the Go
Take advantage of mobile banking and deposits from your smartphone.
Unlimited digital transactions each month with no fees in sight.
Real-time account information day or night.
Online Bill Pay
Easily send electronic payments to vendors you’d normally pay by check. It’s free!
How do I apply for a business checking account?
The first step is to fill out this form. If you need to come into a branch to complete the account opening process, we will let you know. Sometimes in the account opening process you’ll need to visit your local branch to fund the account and sign the signature cards.
Here's what you'll need to complete the application:
Additional documentation may be required depending on business ownership structure, etc. Ask a branch associate for details.
Other important information you need to know:
How long does it take for my account to be open online, and when will I have access?
Your online access should be available within a few hours after opening an account.
How can I avoid incurring the monthly services fees on a checking account?
For Basic Checking customers, the $15 monthly fee can be waived with a $2,000 minimum 30- or 90-day average balance. For Unlimited Checking customers, the $35 monthly fee can be waived with $25,000 minimum 30- or 90-day average balance.
How do I order checks?
Checkbooks can be ordered by logging into your Capital One account. After selecting the account you want to order checks for, you can select “Account Services and Settings” and “Order Checks” to place your checkbook order.
BUSINESS SAVINGS ACCOUNT
Grow your money
Make your money work harder with a business savings account so you can reach goals faster.
Start earning rewards on every purchase. Choose from our suite of cards designed with business in mind.