Grow Your Money
Get more from the funds you don’t need day-to-day.
Guaranteed Rate
Earn a promotional interest rate up to 4.10%, guaranteed for the first 6 months. 1
Withdrawals
Make up to 6 free account withdrawals per monthly statement cycle. 2
Balances in your Business Advantage Savings account are fully insured up to the FDIC’s allowable limits.
Overdraft Coverage
Link your business checking account to reduce fees and protect your earnings.
Reduced Costs
Maintain a minimum balance of just $300 and we’ll waive our $3 monthly service fee.
ONLINE BUSINESS BANKING
Bank wherever business takes you
Manage your business savings account at your convenience—it’s as simple as turning on your smartphone. You have 24/7 access to your account info and our online tools in the Capital One Mobile app, so you can deposit checks, manage alerts and more on the go.
BUSINESS BANKING
Get the tailored support you deserve
We offer specialized banking products and services to meet complex business needs. Let’s connect to talk about your business and the best ways for us to support you.
GET IN TOUCH
See if your business is a good match to work with a dedicated business banker
When you partner with us, you get access to specialized products, money management tools, flexible lending options and special rates. Check your eligibility to find the support you want, when you need it.
How do I open a savings account online?
Opening a business savings account online with Capital One is easy. We’ll just ask a few questions about yourself and your business. You may want to have a few documents on-hand to reference as you complete your application, including:
Other important information you need to know:
How do I open a savings account with a representative?
Interested in opening an account with the help of a representative? If your business is a good match for a Capital One Business Banker or if you’re located near a branch, we may be able to support you—the first step is to fill out this form.
Here's what you'll need to complete the application:
Additional documentation may be required depending on business ownership structure, etc. Ask yor banker or branch associate for details.
Other important information you need to know:
How do I earn the promotional interest rate?
Promotional interest rates are available to new accounts only and will expire 183 days after account opening. When you open a new account, you will lock in and earn the promotional rate that’s guaranteed for the first 6 months. Upon expiration, an interest rate no lower than the standard interest rate in effect as of that date will apply. Standard rate is variable and subject to change at any time without notice.
There is no minimum balance required to earn interest, but the promotional interest rate varies based on account balances as described in the rate table. Capital One reserves the right to limit the number of promotional Business Advantage Savings accounts per business taxpayer ID number, including for customers that have previously had a promotional rate, in which case additional accounts will earn the standard rate. For more information call, 1-888-755-2172 or visit your Capital One location.
How can I access my money?
You have 24/7 access to your money through online banking and the Capital One Mobile app. You can make up to six free withdrawals per month, as well as additional withdrawals from a teller at any branch or any ATM.
Does Capital One Business offer Certificates of Deposits (CDs)?
Yes! Please go to your nearest branch to speak to a Branch Ambassador to open an account.
LOANS AND LINES OF CREDIT
Invest in the future of your business
A loan or line of credit can bridge the gap between what you need to do and the cash flow required to get it done.
BUSINESS CARDS
Unlimited Rewards
Start earning rewards on every purchase. Choose from our suite of cards designed with business in mind.
ADDITIONAL RESOURCES