How to Shop Seamlessly and Get Help Managing Your Money Too

Learn how using a Capital One credit card can make it easier to check out and manage your purchases


Life and finances have a lot in common—they can get complicated, are full of the unexpected and aren’t always easy to keep up with. Luckily, your Capital One credit card can help make the finance part easier to manage—so you can focus more on enjoying life.  

Your Capital One card comes packed with great features to help make both spending and managing purchases easier. Whether it’s more security at online checkout with virtual card numbers or automatic notifications from Eno, your Capital One assistant, spending with a Capital One card can give you a big advantage.

Shop More Easily With Capital One

Shopping is always better when it’s faster, easier and more secure—and using your Capital One credit card means enjoying features that can help make that happen. Here are a few great ways Capital One helps protect your credit card account while making it easier to pay anytime, anywhere.

Shop Online More Securely With Virtual Card Numbers From Eno
If you enjoy the convenience of shopping online but don’t like the idea of sharing your actual credit card number with merchants, give virtual card numbers from Eno a try. 

Virtual card numbers let you make purchases online from your computer while keeping your actual card number to yourself. Doing so can help protect your credit card account from potential fraud.

To start using virtual card numbers, add Eno to your browser and enroll with an eligible Capital One credit card. Then, when it’s time to check out, Eno can generate a merchant-specific virtual card number for you to pay with. And for added control, you can lock or unlock virtual card numbers at any time without affecting your other spending.

Shop Anytime, Anywhere With 24/7 Card Access 
It’s nice to be able to make a purchase at any time—even when you don’t have your wallet. Fortunately, you can do that with your mobile device and the Capital One Mobile app.
 
With the Capital One Mobile app, you can access your full credit card information anytime and use it to make purchases online. Just log in to the app and select the card you want to use. After completing the security prompt, you’ll be able to see your full card number, expiration date and three-digit security code—everything you need to shop on the go. 

Pay Easily With Digital Wallets
Online shopping is a convenient way to shop—and it’s even more convenient with digital wallets.  

Digital wallets let you store your Capital One credit card information on various devices and use it to pay in-store and online quickly and more securely. You can add your credit card to most digital wallets—including Apple Pay, PayPal and Google Pay. 
 

Manage Your Money More Easily With Capital One

Your Capital One credit card not only makes it easier to check out your way—but it can also make managing your money simpler. Eno, your Capital One assistant, can send you automatic notifications when new subscriptions or unusual charges are spotted on your account. With Eno looking out for you and your money 24/7, you can spend less time managing your finances and more time on the things you love. And best of all, Eno is free for Capital One customers.  

Enjoy a Sense of Security With Fraud Alerts
Protecting your money is important—and Eno can help you keep a closer eye on your account activity with automatic fraud alerts. If Eno detects a suspicious charge on your credit card account, you’ll get notified immediately so you can resolve any issues.

Avoid Surprise Charges From Free Trials
It’s no fun when a free trial expires and turns into an unexpected charge on your credit card. But Eno can help keep track of your free trials and remind you when they’re about to expire.

If Eno detects you’ve signed up for a free trial, you’ll get an email asking if you’d like to be reminded before it ends. If you say yes, Eno will send you a message the day before the free trial expires—so you can decide if you want to cancel it or to continue and start a new subscription.

Stay Updated on Your Recurring Charge Changes
It’s easy to set up recurring payments with a credit card—keeping up with them, however, can be a challenge. Luckily, Eno can help make it easier to keep track of your recurring charges, such as monthly bills or subscriptions.

Eno looks out for recurring charges and notifies you if it spots a charge one month that is substantially higher than the amount paid the previous month. That way, if you weren’t expecting an increase, Eno lets you know right away so you can contact the merchant to resolve it. Eno can even send you notifications about yearly subscription or membership renewals—so you know exactly when they’ve renewed and how much was charged to your account. 

You can also see a list of all the places your credit card is stored in one place by signing in to your account on your computer. Once signed in, navigate to the card you want to view, select “I Want To…” and then click on “View Recurring Merchants.”

How Do I Make Sure I Get Eno Notifications?

If you’re a Capital One customer, Eno is already hard at work for you. To ensure you’re able to receive automatic notifications from Eno about your credit card account, sign in through the Capital One Mobile app or online and adjust your notification settings to get push and email alerts. To receive text notifications from Eno, sign in to your Capital One online account and confirm your consent.

There are even more ways Capital One can help you shop smart and manage your money with ease. Check out all the digital spending features to see how Capital One can help make spending easier for you every day. 


Learn more about Capital One’s response to COVID-19 and resources available to customers. For information about COVID-19, head over to the Centers for Disease Control and Prevention (CDC)

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

Eno looks out for free trials from select merchants. Eno is learning all the time and may not catch everything, including some free trials, subscriptions, renewals, and spending activity. Push, email, and SMS notifications must be enabled to be received. Eno service outages may occur. Capital One customers are responsible for regularly checking their account statements. Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. 

Texting with Eno means you agree to chat about your account over SMS and receive recurring messages. Message and data rates may apply. Mobile phone carrier fees for text messages may apply.

Some or all Eno features may not be available to all Capital One customers, depending on the types of accounts held. For example, certain bank accounts are not eligible to text with Eno, and Eno email notifications, app notifications and virtual card numbers from Eno may not be available for certain credit cards.

The Eno browser extension for virtual card numbers is only available in certain web browsers, and enrollment is required. Virtual card numbers are not available for debit cards and some credit cards. 

Accessing your full card info on the Capital One Mobile app may not be available for some credit card customers. Service outages may occur. 

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