How your Capital One card makes it easy to manage purchases

Your Capital One credit card comes packed with great features to help make both spending and managing your purchases easier. Whether it’s added security at online checkout with virtual cards or automatic notifications from Eno, your Capital One assistant, spending with a Capital One credit card can give you a big advantage.

Keep reading to learn how using a Capital One credit card can make it easier to check out and manage your purchases.

Key takeaways

• Tools like card lock and fraud alerts can help you shop online with more confidence.

• Virtual cards and the Capital One Mobile app make online shopping more convenient, even when you don’t have your physical card on hand.

• Eno can help you monitor your spending by sending you notifications when it spots unusual activity on your credit card account.

Using your Capital One credit card means enjoying features that can help make online shopping faster, easier and more secure. Here are a few great ways Capital One helps make it easier to pay online with digital tools:

If you enjoy the convenience of shopping online but don’t like the idea of sharing your actual card number with stores, give virtual cards a try.

Virtual cards let you make purchases online while keeping your actual card number to yourself and without the need to have your physical card on hand. And for added control, you can lock or unlock virtual cards at any time without affecting your other spending. 

You can access or create new virtual cards through the Capital One Mobile app, via the Eno browser extension or when using Google Pay™ on Chrome or in Android apps. 

• Capital One Mobile app: Your virtual card is available 24/7 in the Capital One Mobile app. Sign in to your account through the mobile app or online to access it.

• Eno browser extension: If shopping on a desktop computer, you can download the Eno browser extension to create virtual cards for every individual online store and Eno will automatically save them for the next time you shop at those stores.  

• Google Pay on Chrome or in Android apps: Customers using an eligible Capital One credit card with Google Pay on Chrome or in Android apps can use Google Pay virtual cards. Simply choose a virtual card from the autofill dropdown menu at checkout to complete your purchase.

Digital wallets make paying without your physical card a breeze. And you can add your Capital One credit card to most digital wallets—including Apple Pay®, PayPal®, Samsung Pay® and Google Pay™—and use it to securely pay in stores and online when you don’t have your card on hand. 

When you shop with your eligible Capital One rewards card, you’ll have multiple options for redeeming your rewards. For example, if you link your card to your Amazon account, you’ll have the option to apply your miles or cash back rewards toward your purchase. You can also link your card to PayPal to apply your rewards toward purchases made with your PayPal account.

Your Capital One credit card not only makes it easier to check out your way—it can also make managing your purchases simpler.

Protecting your money is important—and Capital One can help you keep a closer eye on your account activity with automatic fraud alerts. If Capital One detects a suspicious charge on your credit card account, you’ll be notified immediately so you can resolve any issues.

It’s easy to set up recurring payments with a credit card—keeping up with them, however, can be a challenge. Luckily, Capital One can help make it easier to keep track of your recent transactions and recurring charges, such as monthly bills and subscriptions.

You can use Eno or the Capital One Mobile app to see all your recent transactions so you can know exactly where your money is going. This can help you identify recurring payments for services and subscriptions you want to keep and those you’d rather cancel. You can even create a virtual card for a specific store to use for a recurring payment and set a custom expiration date so you don’t continue to pay for an unwanted subscription beyond a certain time frame.

You can also see a list of all the places you have your credit card on file in one location by signing in to your account on your desktop. Once signed in, navigate to the card account you want to view, select “I Want To…” and then click on “View Recurring Merchants.”

You can also enable alerts and notifications through the Capital One Mobile app to help ensure your card is being used as you intended. These include:

• Instant purchase notifications: The Capital One Mobile app will alert you when a transaction is completed on your credit card for greater than the amount you defined.

• Generous tip alerts: Eno can let you know if it spots a higher-than-usual tip.

• Card decline alerts: If your card is declined, Eno can reach out to explain why and help you get back on track.

If you’re a Capital One credit card holder, you can take advantage of multiple tools that help you shop smarter and manage your purchases with ease. Read about even more digital spending features available to you or get started with the Capital One Mobile app today.