Giving Credit: Phyllis Shares Her Journey

Learn how one woman used her credit responsibly to take control of her future and build a better life for her family


Phyllis Harris is a trailblazer. She was the first in her family to go to college, the first to have a child and the first to own a home. It wasn’t always easy. But when she encountered obstacles, she always found a way to make it through.

And she didn’t do it alone. Her father taught her the importance of preparation and planning. Her daughters and grandkids keep her motivated. And responsible use of her Capital One® credit card helped along the way, too. 

Phyllis’s story can be an inspiration for anyone who’s starting their own credit journey. Learn how Phyllis took control of her financial future, dared to dream big and used credit responsibly to build a better life for her family.


We hope that you found this helpful. Our content is not intended to provide legal, investment, or financial advice or to indicate the Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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