A cashier’s check is different than a personal check because Capital One guarantees the amount on the check -- it is essentially as good as cash for the payee. Unlike a personal check, funds are immediately withdrawn from your account when completing an order for a cashier’s check. Cashier's checks are a great way to make large payments for things like a down payment on a car or home.
How much does it cost?
A $20 fee is applied to a cashier’s check ordered online and covers expedited shipping for delivery.
When will it arrive once ordered?
If ordered before 2 p.m. ET on a business day, your check will arrive next business day via FedEx. Orders will not be delivered on weekends or holidays. A check ordered after 2 p.m. ET on Friday will be delivered the following Tuesday.
Some addresses are not eligible for next-day shipping (typically Alaska and Hawaii). These orders are usually delivered within 3–5 business days.
P.O. boxes and military addresses are not eligible for FedEx delivery. Your address eligibility will be confirmed with FedEx before you complete your order.
What are the limits?
Online cashier’s checks have a $500,000 daily limit and $250,000 limit per check.
Can I stop a payment after a cashier’s check has been ordered? Because the funds are withdrawn from your account immediately when ordering a cashier’s check, it may be impossible to stop the payment.
What are my other options?
The fee for cashier’s checks purchased at one of our branches is $10. Depending on the amount, you can also send money through our bill pay services, by wire transfer, or to friends or family using Zelle®.