SMS Terms and Conditions

SMS terms and conditions

SMS terms and conditions

Capital One SMS programs include sending the following message types from the short code numbers listed, and are associated with the following terms and conditions:

  • Important account servicing messages, such as fraud alerts from 227898 and 227767. Frequency of text messages may vary. 
  • Text-to-download program for the Capital One mobile app from short code 80101.
  • Text-to-apply programs from short codes 20157 (Menards), 22580 (Walmart), 44580 (Williams-Sonoma, Inc), 66570 (REI Co-op) and 33580 (BJs). Frequency of text messages may vary.

These terms and conditions apply to all programs:

  • Text "STOP" to end further messages or “HELP” for assistance.
  • Message and data rates may apply.
  • Supported carriers include but are not limited to: Verizon Wireless, AT&T, T-Mobile®, Sprint, Metro®, Boost, Virgin Mobile USA & U.S. Cellular®.
  • Wireless carriers are not liable for delayed or undelivered messages. 

Read our privacy policy.